رجوع
نطاق اليوم
KWD 105.90
KWD 109.69
نطاق 52 أسبوعًا
KWD 97.02
KWD 138.77
حجم التداول
179,354
متوسط 50 يوم / 200 يوم
KWD 111.89
/
KWD 118.65
الإغلاق السابق
KWD 107.12
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (854 نظير)
| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 15.1 | 10.3 |
| P/B | 2.0 | 1.1 |
| ROE % | 13.9 | 11.6 |
| Net Margin % | 29.2 | 16.8 |
| Rev Growth 5Y % | 13.5 | 11.6 |
| D/E | 0.1 | 0.5 |
السعر المستهدف للمحللين
Hold
KWD 95.000
-12.5%
مكرر الربحية المستقبلي
15.3
ربحية السهم المستقبلية
KWD 7.003
نمو ربحية السهم (تقدير)
+0.0%
الإيرادات المقدّرة
710 M
تقديرات الأرباح
| الفترة | تقدير ربحية السهم | تقدير الإيرادات | المحللون |
|---|---|---|---|
| FY2027 |
KWD 7.137
KWD 6.853 – KWD 7.420
|
740 M | 2 |
| FY2026 |
KWD 7.003
KWD 6.866 – KWD 7.131
|
710 M | 2 |
النقاط الرئيسية
Revenue grew 13.48% annually over 5 years — strong growth
ROE of 13.85% — decent returns on equity
Net margin of 29.19% shows strong profitability
Debt/Equity of 0.07 — conservative balance sheet
Generating 285.28M in free cash flow
Revenue growth is decelerating — 1Y growth trails 5Y average by 22.77%
النمو
Revenue Growth (5Y)
13.48%
Revenue (1Y)-9.29%
Earnings (1Y)11.21%
FCF Growth (3Y)16.40%
الجودة
Return on Equity
13.85%
ROIC11.45%
Net Margin29.19%
Op. Margin36.80%
الأمان
Debt / Equity
0.07
Current Ratio20.32
Interest Coverage0.98
التقييم
P/E Ratio
15.13
P/B Ratio1.96
EV/EBITDA11.69
Dividend Yield0.02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -9.29% | Revenue Growth (3Y) | 0.92% |
| Earnings Growth (1Y) | 11.21% | Earnings Growth (3Y) | 6.42% |
| Revenue Growth (5Y) | 13.48% | Earnings Growth (5Y) | 9.46% |
| Profitability | |||
| Revenue (TTM) | 824.33M | Net Income (TTM) | 240.61M |
| ROE | 13.85% | ROA | 1.62% |
| Gross Margin | 82.91% | Operating Margin | 36.80% |
| Net Margin | 29.19% | Free Cash Flow (TTM) | 285.28M |
| ROIC | 11.45% | FCF Growth (3Y) | 16.40% |
| Safety | |||
| Debt / Equity | 0.07 | Current Ratio | 20.32 |
| Interest Coverage | 0.98 | Dividend Yield | 0.02% |
| Valuation | |||
| P/E Ratio | 15.13 | P/B Ratio | 1.96 |
| P/S Ratio | 4.42 | PEG Ratio | 1.44 |
| EV/EBITDA | 11.69 | Dividend Yield | 0.02% |
| Market Cap | 3.64B | Enterprise Value | 3.55B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 824.33M | 908.71M | 809.34M | 603.57M | 497.05M |
| Net Income | 240.61M | 216.35M | 212.47M | 193.10M | 167.63M |
| EPS (Diluted) | 7.12 | 6.44 | 6.34 | 5.77 | 5.03 |
| Gross Profit | 683.43M | 622.45M | 602.41M | 547.34M | 494.38M |
| Operating Income | 303.38M | 275.28M | 269.95M | 237.43M | 208.40M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 14.87B | 13.55B | 12.37B | 12.39B | 9.41B |
| Total Liabilities | 13.02B | 11.93B | 10.94B | 11.14B | 8.23B |
| Shareholders' Equity | 1.85B | 1.62B | 1.43B | 1.25B | 1.17B |
| Total Debt | 133.69M | 86.16M | 89.45M | 86.34M | 85.99M |
| Cash & Equivalents | 226.95M | 3.55B | 2.40B | 3.17B | 2.05B |
| Current Assets | 268.75M | 3.88B | 3.95B | 5.01B | 2.82B |
| Current Liabilities | 13.23M | 11.72B | 10.70B | 11.05B | 8.15B |