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Fourchette du Jour
58,48 €
60,92 €
Fourchette 52 Semaines
54,01 €
69,83 €
Volume
472 942
Moyenne 50J / 200J
62,19 €
/
63,71 €
Clôture Précédente
58,99 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 10,5 | 10,3 |
| P/B | 1,1 | 1,1 |
| ROE % | 10,5 | 11,6 |
| Net Margin % | 23,8 | 16,8 |
| Rev Growth 5Y % | 6,8 | 11,6 |
| D/E | 0,2 | 0,5 |
Objectif de Cours des Analystes
Hold
70,00 €
+16.6%
P/E Prévisionnel
10,1
BPA Prévisionnel
5,87 €
Croissance BPA (est.)
+0,0%
CA Est.
700 M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
6,28 €
6,03 € – 6,69 €
|
740 M | 5 |
| FY2026 |
5,87 €
5,52 € – 6,13 €
|
700 M | 5 |
Points Clés
Revenue grew 6,76% annually over 5 years — modest growth
Earnings grew 15,68% over the past year
ROE of 10,50% — decent returns on equity
Net margin of 23,84% shows strong profitability
Debt/Equity of 0,19 — conservative balance sheet
Generating 247,95M in free cash flow
Croissance
Revenue Growth (5Y)
6,76%
Revenue (1Y)-0,95%
Earnings (1Y)15,68%
FCF Growth (3Y)1,11%
Qualité
Return on Equity
10,50%
ROIC7,81%
Net Margin23,84%
Op. Margin29,45%
Sécurité
Debt / Equity
0,19
Current Ratio0,02
Interest Coverage1,11
Valorisation
P/E Ratio
10,48
P/B Ratio1,05
EV/EBITDA9,27
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -0,95% | Revenue Growth (3Y) | 5,11% |
| Earnings Growth (1Y) | 15,68% | Earnings Growth (3Y) | 3,15% |
| Revenue Growth (5Y) | 6,76% | Earnings Growth (5Y) | -0,71% |
| Profitability | |||
| Revenue (TTM) | 819,49M | Net Income (TTM) | 195,38M |
| ROE | 10,50% | ROA | 1,19% |
| Gross Margin | 79,04% | Operating Margin | 29,45% |
| Net Margin | 23,84% | Free Cash Flow (TTM) | 247,95M |
| ROIC | 7,81% | FCF Growth (3Y) | 1,11% |
| Safety | |||
| Debt / Equity | 0,19 | Current Ratio | 0,02 |
| Interest Coverage | 1,11 | Dividend Yield | 0,03% |
| Valuation | |||
| P/E Ratio | 10,48 | P/B Ratio | 1,05 |
| P/S Ratio | 2,50 | PEG Ratio | 0,70 |
| EV/EBITDA | 9,27 | Dividend Yield | 0,03% |
| Market Cap | 2,05B | Enterprise Value | 2,24B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 819,49M | 827,33M | 741,69M | 643,14M | 630,77M |
| Net Income | 195,38M | 168,90M | 183,62M | 195,38M | 201,05M |
| EPS (Diluted) | 5,64 | 4,88 | 5,33 | 5,67 | 5,76 |
| Gross Profit | 647,71M | 595,36M | 605,34M | 613,38M | 640,55M |
| Operating Income | 241,36M | 209,49M | 227,09M | 240,78M | 246,59M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 16,35B | 16,20B | 15,67B | 15,83B | 16,80B |
| Total Liabilities | 14,41B | 14,43B | 14,02B | 14,38B | 15,11B |
| Shareholders' Equity | 1,95B | 1,77B | 1,65B | 1,46B | 1,69B |
| Total Debt | 372,62M | 606,48M | 713,80M | 511,81M | 592,63M |
| Cash & Equivalents | 182,77M | 501,86M | 254,46M | 243,06M | 2,13B |
| Current Assets | 286,20M | 586,03M | 317,56M | 3,09B | 5,82B |
| Current Liabilities | 14,14B | 13,64B | 13,21B | 14,05B | 14,74B |