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Credicorp Ltd.

Data quality: 100%
BAP
NYSE Financial Services Banks - Regional
$338.90
▲ $8.66 (2.62%)
Mkt Cap: 26.90B
Day Range
$332.29 $341.07
52-Week Range
$165.51 $380.20
Volume
245,020
50D / 200D Avg
$339.43 / $274.21
Prev Close
$330.24

Quick Summary

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (855 peers)

Metric Stock Sector Median
P/E 4.1 10.4
P/B 0.7 1.1
ROE % 18.4 11.6
Net Margin % 21.6 16.8
Rev Growth 5Y % 12.0 11.6
D/E 0.9 0.5

Analyst Price Target

Hold
$212.80 -37.2%
Low: $154.00 High: $318.00
Forward P/E
3.46
Forward EPS
$98.04
EPS Growth (est.)
+0.0%
Est. Revenue
25.36B

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2029 $126.46
$111.51 – $133.61
40.26B 4
FY2028 $122.83
$108.99 – $151.40
29.00B 6
FY2027 $109.62
$108.03 – $112.43
27.89B 7

Earnings Surprises

Last 8 quarters
Quarter Est. EPS Actual EPS Surprise
2026-02-12 $6.50 $5.88 -9.5%
2025-11-13 $6.29 $6.17 -1.9%
2025-08-14 $5.93 $6.24 +5.2%
2025-05-19 $5.43 $6.02 +10.9%
2025-03-27 N/A $3.75
2024-11-07 $4.57 $5.08 +11.2%
2024-08-08 $4.75 $4.49 -5.5%
2024-05-09 $4.43 $5.06 +14.2%

Dividend History

7 yr streak

Yield

0.04%

Payout Ratio

0.46%

Growth (3Y)

41.15%

Growth (5Y)

4.25%

Ex-Date Payment Date Amount Yield
May 19, 2025 Jun 13, 2025 $10.84 7.20%
Sep 23, 2024 Oct 18, 2024 $2.92 6.95%
May 17, 2024 Jun 14, 2024 $9.29 5.66%
May 18, 2023 Jun 09, 2023 $6.77 5.26%
May 19, 2022 Jun 10, 2022 $3.86 2.99%
Sep 14, 2021 Oct 07, 2021 $1.21 1.14%
Apr 09, 2020 May 08, 2020 $8.80 8.13%
Oct 22, 2019 Nov 22, 2019 $2.36 4.06%
Apr 15, 2019 May 10, 2019 $6.07 2.59%
Apr 17, 2018 May 11, 2018 $4.30 4.04%
Nov 13, 2017 Nov 24, 2017 $4.85 4.26%
Apr 13, 2017 May 12, 2017 $3.74 2.45%
Apr 14, 2016 May 13, 2016 $2.32 1.65%
Apr 17, 2015 May 15, 2015 $2.19 1.47%
Apr 17, 2014 May 16, 2014 $1.90 1.35%
Apr 12, 2013 May 10, 2013 $2.60 1.68%
Apr 16, 2012 May 11, 2012 $2.30 1.77%
Apr 15, 2011 May 13, 2011 $1.95 2.04%
Apr 14, 2010 May 11, 2010 $1.70 1.94%
Apr 16, 2009 May 13, 2009 $1.50 3.00%

Key Takeaways

Revenue grew 12.04% annually over 5 years — strong growth
Earnings grew 18.66% over the past year
ROE of 18.40% — decent returns on equity
Net margin of 21.55% shows strong profitability
Generating 7.74B in free cash flow
P/E of 4.12 — trading at a low valuation

Growth

Revenue Growth (5Y)
12.04%
Revenue (1Y)12.19%
Earnings (1Y)18.66%
FCF Growth (3Y)62.52%

Quality

Return on Equity
18.40%
ROIC9.89%
Net Margin21.55%
Op. Margin30.96%

Safety

Debt / Equity
0.94
Current Ratio3.23
Interest Coverage1.91

Valuation

P/E Ratio
4.12
Forward P/E3.46
P/B Ratio0.73
EV/EBITDA1.93
Dividend Yield0.04%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 12.19% Revenue Growth (3Y) 9.26%
Earnings Growth (1Y) 18.66% Earnings Growth (3Y) 15.83%
Revenue Growth (5Y) 12.04% Earnings Growth (5Y) 16.17%
Profitability
Revenue (TTM) 30.29B Net Income (TTM) 6.53B
ROE 18.40% ROA 2.44%
Gross Margin 76.28% Operating Margin 30.96%
Net Margin 21.55% Free Cash Flow (TTM) 7.74B
ROIC 9.89% FCF Growth (3Y) 62.52%
Safety
Debt / Equity 0.94 Current Ratio 3.23
Interest Coverage 1.91
Dividends
Dividend Yield 0.04% Payout Ratio 0.46%
Dividend Growth (3Y) 41.15% Dividend Growth (5Y) 4.25%
Consecutive Div Years 7 yrs
Valuation
P/E Ratio 4.12 Forward P/E 3.46
P/B Ratio 0.73 P/S Ratio 0.89
PEG Ratio 0.46 Forward PEG N/A
EV/EBITDA 1.93 Fwd EV/EBITDA 2.20
Forward P/S 1.06 Fwd Earnings Yield 28.90%
FCF Yield 28.76%
Market Cap 26.90B Enterprise Value 18.14B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 30.29B 27.00B 25.37B 20.63B 19.22B
Net Income 6.53B 5.50B 4.87B 4.65B 3.58B
EPS (Diluted) 86.80 69.09 61.08 58.13 44.99
Gross Profit 23.10B 17.33B 15.72B 14.76B 15.36B
Operating Income 9.38B 7.82B 6.85B 6.87B 5.33B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 267.34B 256.09B 238.84B 235.41B 243.44B
Total Liabilities 230.00B 221.11B 205.73B 205.82B 216.61B
Shareholders' Equity 36.60B 34.35B 32.46B 29.00B 26.29B
Total Debt 34.54B 37.49B 37.55B 39.49B 47.71B
Cash & Equivalents 43.30B 47.51B 33.85B 34.07B 39.32B
Current Assets 46.69B 94.20B 79.99B 76.68B 86.97B
Current Liabilities 14.44B 176.13B 163.61B 164.29B 175.71B

Strategy Scores

This stock passed the criteria for 3 strategies

Score = fit strength (0–100)
Rank = position among all matches
#143 of 1049
66
#143 of 220
33
#509 of 619
14

Recent Activity

Exited Contrarian Investing (David Dreman)
Mar 26, 2026
Entered Cash Flow Compounder
Mar 24, 2026
Entered Capital Light Compounder
Mar 24, 2026
Entered Price/Sales Ratio Focus (Ken Fisher)
Mar 24, 2026
Entered Contrarian Investing (David Dreman)
Mar 24, 2026