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Southern California Bancorp

Datakwaliteit: 100%
BCAL
NASDAQ Financial Services Banks - Regional
€ 17,55
▲ € 0,06 (0,34%)
Marktkapitalisatie: 567,34M
Dagbereik
€ 17,45 € 17,64
52-Weeksbereik
€ 11,87 € 20,47
Volume
114.222
50D / 200D Gem.
€ 18,38 / € 17,45
Vorige Slotkoers
€ 17,49

Quick Summary

Koershistorie

Financiële Trends

Sectorvergelijking

vs Financial Services sector mediaan (855 peers)

Metriek Aandeel Sector Mediaan
P/E 9,0 10,4
P/B 1,0 1,1
ROE % 11,6 11,6
Net Margin % 27,1 16,8
Rev Growth 5Y % 34,3 11,6
D/E 0,1 0,5

Koersdoel Analisten

Hold
€ 21,00 +19.7%
Forward K/W
10,72
Forward WPA
€ 1,64
WPA Groei (sch.)
+0,0%
Omzet Sch.
181,28M

Winstschattingen

Periode WPA Sch. Omzet Sch. Analisten
FY2027 € 1,82
€ 1,79 – € 1,86
193,38M 2
FY2026 € 1,64
€ 1,61 – € 1,67
181,28M 2

Earnings Surprises

Last 8 quarters
Quarter Est. EPS Actual EPS Surprise
2026-03-13 N/A € 0,50
2025-10-28 € 0,39 € 0,48 +23,1%
2025-07-28 € 0,43 € 0,43 0,0%
2025-04-24 € 0,38 € 0,52 +36,8%
2025-01-29 € 0,44 € 0,53 +20,5%
2024-10-29 € 0,05 € 0,33 +560,0%
2024-08-12 € 0,27 € 0,03 -88,9%
2024-04-29 € 0,26 € 0,26 0,0%

Dividend History

1 yr streak

Yield

0,01%

Payout Ratio

0,05%

Growth (3Y)

N/A

Growth (5Y)

N/A

Ex-Date Payment Date Amount Yield
Mar 24, 2026 Apr 15, 2026 € 0,10 1,14%
Dec 24, 2025 Jan 15, 2026 € 0,10 0,53%

Belangrijkste Punten

Revenue grew 34,33% annually over 5 years — strong growth
Earnings grew 1060,65% over the past year
ROE of 11,59% — decent returns on equity
Net margin of 27,06% shows strong profitability
Debt/Equity of 0,12 — conservative balance sheet
Generating 56,94M in free cash flow

Groei

Revenue Growth (5Y)
34,33%
Revenue (1Y)26,23%
Earnings (1Y)1060,65%
FCF Growth (3Y)31,76%

Kwaliteit

Return on Equity
11,59%
ROIC10,18%
Net Margin27,06%
Op. Margin37,75%

Veiligheid

Debt / Equity
0,12
Current Ratio0,24
Interest Coverage1,55

Waardering

P/E Ratio
9,00
Forward P/E10,72
P/B Ratio0,98
EV/EBITDA6,67
Dividend Yield0,01%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 26,23% Revenue Growth (3Y) 35,50%
Earnings Growth (1Y) 1060,65% Earnings Growth (3Y) 56,00%
Revenue Growth (5Y) 34,33% Earnings Growth (5Y) 55,78%
Profitability
Revenue (TTM) 233,00M Net Income (TTM) 63,06M
ROE 11,59% ROA 1,56%
Gross Margin 79,37% Operating Margin 37,75%
Net Margin 27,06% Free Cash Flow (TTM) 56,94M
ROIC 10,18% FCF Growth (3Y) 31,76%
Safety
Debt / Equity 0,12 Current Ratio 0,24
Interest Coverage 1,55
Dividends
Dividend Yield 0,01% Payout Ratio 0,05%
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years 1 yrs
Valuation
P/E Ratio 9,00 Forward P/E 10,72
P/B Ratio 0,98 P/S Ratio 2,43
PEG Ratio 0,01 Forward PEG N/A
EV/EBITDA 6,67 Fwd EV/EBITDA 7,27
Forward P/S 3,13 Fwd Earnings Yield 9,33%
FCF Yield 10,04%
Market Cap 567,34M Enterprise Value 587,03M

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 233,00M 184,58M 126,90M 98,02M 71,57M
Net Income 63,06M 5,43M 25,91M 16,11M 10,71M
EPS (Diluted) 1,93 0,22 1,39 0,88 0,72
Gross Profit 184,93M 106,07M 96,60M 86,27M 67,00M
Operating Income 87,96M 8,26M 36,86M 21,98M 14,19M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 4,03B 4,03B 2,36B 2,28B 2,27B
Total Liabilities 3,46B 3,52B 2,07B 2,02B 2,02B
Shareholders' Equity 576,59M 511,84M 288,15M 260,36M 246,53M
Total Debt 71,70M 88,04M 114,98M 78,83M 29,41M
Cash & Equivalents 52,01M 60,47M 33,01M 60,30M 22,44M
Current Assets 286,90M 202,47M 163,04M 172,88M 78,00M
Current Liabilities 1,18B 3,40B 1,94B 1,93B 1,97B

Strategiescores

This stock passed the criteria for 2 strategies

Score = fit strength (0–100)
Rank = position among all matches
#863 of 1049
28
#753 of 826
18

Recente Activiteit

Uitgestapt Defensive Investing (Benjamin Graham)
Mar 26, 2026
Ingestapt Cash Flow Compounder
Mar 24, 2026
Ingestapt Deep Value Investing (Seth Klarman)
Mar 24, 2026
Ingestapt Defensive Investing (Benjamin Graham)
Mar 24, 2026