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BayCom Corp

Data quality: 83%
BCML
Nasdaq Financial Services Depository Institutions
$32.30
▲ $1.26 (4.06%)
Mkt Cap: 352.37 M
Price
$32.30
Mkt Cap
352.37 M
Day Range
$30.96 — $32.40
52-Week Range
$24.17 — $33.15
Volume
31,046
Open $30.96
50D / 200D Avg
$29.58
9.19% above
50D / 200D Avg
$28.96
11.54% above

Quick Summary

Key Takeaways

Generating 30.09 M in free cash flow
P/E of 14.72 — trading at a low valuation
Cash machine — converts 125.72% of earnings into free cash flow

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)1.34%
FCF Growth (3Y)2.42%

Quality

Return on Equity
7.20%
Below sector avg (9.24%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
14.72
Above sector avg (11.15)
P/B Ratio1.05
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2150 peers)
Metric Stock Sector Median
P/E 14.7 11.2
P/B 1.1 1.2
ROE % 7.2 9.2
Net Margin % 9.4
Rev Growth 5Y % 5.8
D/E 0.5

ETFs Holding This Stock

GSITX GSITX
0.21% weight
GTTRX GTTRX
0.21% weight
GTTTX GTTTX
0.21% weight
GTTUX GTTUX
0.21% weight
GSATX GSATX
0.21% weight
GSCTX GSCTX
0.21% weight
GSXPX GSXPX
0.21% weight
QABA logo QABA First Trust NASDAQ ABA Community Bank Index Fund
0.16% weight
BSVO logo BSVO EA Bridgeway Omni Small-Cap Value ETF
0.08% weight
EES logo EES WisdomTree U.S. SmallCap Fund
0.03% weight

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 1.34% Earnings Growth (3Y) -6.59%
Revenue Growth (5Y) N/A Earnings Growth (5Y) 3.70%
Profitability
Revenue (TTM) N/A Net Income (TTM) 23.93 M
ROE 7.20% ROA 0.92%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 30.09 M
ROIC N/A FCF Growth (3Y) 2.42%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 293.49 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 14.72 Forward P/E N/A
P/B Ratio 1.05 P/S Ratio N/A
PEG Ratio 3.98 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 8.54%
Market Cap 352.37 M Enterprise Value 352.37 M
Per Share
EPS (Diluted TTM) 2.18 Revenue / Share N/A
FCF / Share 2.76 OCF / Share 2.92
EPS CAGR (1Y) 3.81% EPS CAGR (5Y) 3.50%
EPS CAGR (10Y) N/A
Efficiency
CapEx / Revenue N/A FCF Conversion 125.72%
SBC-Adj. FCF 29.45 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue
Net Income 23.93 M 23.61 M 27.43 M 26.99 M 20.69 M
EPS (Diluted) 2.18 2.10 2.27 2.06 1.90
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A
Interest Expense 94.45 M 40.57 M 28.46 M 10.35 M 8.80 M
Income Tax 8.69 M 8.51 M 10.73 M 10.02 M 7.79 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 2.59 B 2.66 B 2.55 B 2.51 B 2.35 B
Total Liabilities 2.26 B 2.34 B 2.24 B 2.20 B 2.09 B
Shareholders' Equity 338.55 M 324.37 M 312.87 M 317.15 M 262.61 M
Total Debt
Cash & Equivalents
Current Assets
Current Liabilities