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Better Home & Finance Holding Company

Data quality: 100%
BETR
NASDAQ Financial Services Financial - Mortgages
$33.12
▲ $1.70 (5.41%)
Mkt Cap: 508.67M
Day Range
$30.53 $35.23
52-Week Range
$9.50 $94.06
Volume
546,853
50D / 200D Avg
$31.88 / $34.22
Prev Close
$31.42

Quick Summary

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (856 peers)

Metric Stock Sector Median
P/E -3.1 10.4
P/B 13.7 1.1
ROE % 11.7
Net Margin % -86.7 16.8
Rev Growth 5Y % -38.2 11.6
D/E 16.6 0.5

Dividend History

Yield

0.00%

Payout Ratio

0.00%

Growth (3Y)

N/A

Growth (5Y)

N/A

No dividend history available.

Key Takeaways

Revenue declined -38.20% annually over 5 years
Debt/Equity of 16.55 — high leverage
Negative free cash flow of -233.35M
PEG of 0.15 suggests growth is underpriced
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 97.61%
Capital efficient — spends only 0.62% of revenue on capex

Growth

Revenue Growth (5Y)
-38.20%
Revenue (1Y)59.41%
Earnings (1Y)N/A
FCF Growth (3Y)N/A

Quality

Return on Equity
N/A
ROIC-14.14%
Net Margin-86.67%
Op. Margin-64.26%

Safety

Debt / Equity
16.55
Current Ratio0.58
Interest Coverage-2.87

Valuation

P/E Ratio
-3.07
Forward P/EN/A
P/B Ratio13.68
EV/EBITDAN/A
Dividend Yield0.00%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 59.41% Revenue Growth (3Y) 47.05%
Earnings Growth (1Y) N/A Earnings Growth (3Y) N/A
Revenue Growth (5Y) -38.20% Earnings Growth (5Y) N/A
Profitability
Revenue (TTM) 191.37M Net Income (TTM) -165.87M
ROE N/A ROA -11.02%
Gross Margin 77.72% Operating Margin -64.26%
Net Margin -86.67% Free Cash Flow (TTM) -233.35M
ROIC -14.14% FCF Growth (3Y) N/A
Safety
Debt / Equity 16.55 Current Ratio 0.58
Interest Coverage -2.87
Dividends
Dividend Yield 0.00% Payout Ratio 0.00%
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio -3.07 Forward P/E N/A
P/B Ratio 13.68 P/S Ratio 2.66
PEG Ratio 0.15 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield -45.87%
Market Cap 508.67M Enterprise Value 1.01B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 191.37M 120.05M 88.50M 395.08M 1.31B
Net Income -165.87M -206.29M -536.42M -877.08M -301.13M
EPS (Diluted) -10.82 -13.65 -1.16 -1.21 -0.41
Gross Profit 148.73M -42.52M -61.31M -298.49M 342.30M
Operating Income -122.98M -188.02M -291.28M -858.92M -239.68M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1.51B 913.06M 905.55M 1.08B 3.30B
Total Liabilities 1.47B 971.23M 782.95M 1.25B 2.62B
Shareholders' Equity 37.18M -58.17M 122.60M -167.90M 676.44M
Total Debt 615.29M 767.90M 672.06M 1.10B 2.37B
Cash & Equivalents 116.62M 211.10M 503.59M 317.96M 938.32M
Current Assets 241.27M 861.86M 792.09M 694.16M 3.09B
Current Liabilities 416.49M 435.56M 208.26M 264.69M 2.34B