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Bread Financial Holdings, Inc.

Datakwaliteit: 100%
BFH
NYSE Financial Services Financial - Credit Services
€ 74,49
▼ € 0,24 (-0,32%)
Marktkapitalisatie: 3,40B
Dagbereik
€ 73,48 € 75,47
52-Weeksbereik
€ 38,21 € 82,03
Volume
495.636
50D / 200D Gem.
€ 73,25 / € 65,46
Vorige Slotkoers
€ 74,73

Koershistorie

Financiële Trends

Sectorvergelijking

vs Financial Services sector mediaan (854 peers)

Metriek Aandeel Sector Mediaan
P/E 6,6 10,3
P/B 1,0 1,1
ROE % 16,2 11,6
Net Margin % 11,0 16,8
Rev Growth 5Y % 9,5 11,6
D/E 1,3 0,5

Koersdoel Analisten

Hold
€ 84,17 +13.0%
Low: € 64,00 High: € 92,00
Forward K/W
7,4
Forward WPA
€ 10,09
WPA Groei (sch.)
+0,0%
Omzet Sch.
4 B

Winstschattingen

Periode WPA Sch. Omzet Sch. Analisten
FY2028 € 13,37
€ 13,09 – € 13,73
4,4 B 1
FY2027 € 11,70
€ 8,16 – € 12,96
4,1 B 9
FY2026 € 10,09
€ 8,05 – € 10,94
4 B 10

Belangrijkste Punten

Revenue grew 9,49% annually over 5 years — modest growth
Earnings grew 87,00% over the past year
ROE of 16,24% — decent returns on equity
Generating 2,09B in free cash flow
P/E of 6,56 — trading at a low valuation
PEG of 0,06 suggests growth is underpriced

Groei

Revenue Growth (5Y)
9,49%
Revenue (1Y)-2,06%
Earnings (1Y)87,00%
FCF Growth (3Y)2,61%

Kwaliteit

Return on Equity
16,24%
ROIC5,97%
Net Margin11,02%
Op. Margin13,07%

Veiligheid

Debt / Equity
1,32
Current Ratio0,27
Interest Coverage0,72

Waardering

P/E Ratio
6,56
P/B Ratio1,02
EV/EBITDA6,82
Dividend Yield0,01%

All Fundamental Metrics

Growth
Revenue Growth (1Y) -2,06% Revenue Growth (3Y) -4,70%
Earnings Growth (1Y) 87,00% Earnings Growth (3Y) -15,06%
Revenue Growth (5Y) 9,49% Earnings Growth (5Y) -10,32%
Profitability
Revenue (TTM) 4,70B Net Income (TTM) 518,00M
ROE 16,24% ROA 2,29%
Gross Margin 63,33% Operating Margin 13,07%
Net Margin 11,02% Free Cash Flow (TTM) 2,09B
ROIC 5,97% FCF Growth (3Y) 2,61%
Safety
Debt / Equity 1,32 Current Ratio 0,27
Interest Coverage 0,72 Dividend Yield 0,01%
Valuation
P/E Ratio 6,56 P/B Ratio 1,02
P/S Ratio 0,72 PEG Ratio 0,06
EV/EBITDA 6,82 Dividend Yield 0,01%
Market Cap 3,40B Enterprise Value 4,19B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 4,70B 4,80B 5,17B 4,37B 3,27B
Net Income 518,00M 277,00M 718,00M 223,00M 801,00M
EPS (Diluted) 10,96 5,50 14,36 4,46 16,02
Gross Profit 2,98B 2,44B 3,07B 2,28B 2,06B
Operating Income 614,00M 381,00M 968,00M 300,00M 1,04B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 22,66B 22,89B 23,14B 25,41B 21,75B
Total Liabilities 19,34B 19,84B 20,22B 23,14B 19,66B
Shareholders' Equity 3,33B 3,05B 2,92B 2,27B 2,09B
Total Debt 4,39B 5,69B 5,44B 8,13B 7,58B
Cash & Equivalents 3,60B 3,68B 3,59B 3,89B 3,05B
Current Assets 3,95B 4,03B 3,93B 4,19B 19,82B
Current Liabilities 14,68B 13,95B 14,60B 14,84B 11,95B

Strategiescores

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
#176 of 670
47

Recente Activiteit

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