Terug
Dagbereik
€ 9,33
€ 9,56
52-Weeksbereik
€ 7,24
€ 10,96
Volume
1.408.887
50D / 200D Gem.
€ 9,25
/
€ 9,45
Vorige Slotkoers
€ 9,59
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 29,0 | 10,3 |
| P/B | 4,6 | 1,1 |
| ROE % | 16,6 | 11,6 |
| Net Margin % | 5,2 | 16,8 |
| Rev Growth 5Y % | 10,8 | 11,6 |
| D/E | 1,9 | 0,5 |
Koersdoel Analisten
Hold
€ 11,50
+22.0%
Forward K/W
6,8
Forward WPA
€ 1,41
WPA Groei (sch.)
+0,0%
Omzet Sch.
3,4 B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 1,59
€ 1,53 – € 1,65
|
3,6 B | 2 |
| FY2026 |
€ 1,41
€ 1,38 – € 1,42
|
3,4 B | 1 |
Belangrijkste Punten
Revenue grew 10,84% annually over 5 years — strong growth
Earnings grew 22,03% over the past year
ROE of 16,56% — decent returns on equity
Generating 267,84M in free cash flow
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 25,49%
Cash machine — converts 172,84% of earnings into free cash flow
Groei
Revenue Growth (5Y)
10,84%
Revenue (1Y)36,33%
Earnings (1Y)22,03%
FCF Growth (3Y)-11,93%
Kwaliteit
Return on Equity
16,56%
ROIC8,57%
Net Margin5,15%
Op. Margin10,52%
Veiligheid
Debt / Equity
1,85
Current Ratio89,14
Interest Coverage2,52
Waardering
P/E Ratio
28,99
P/B Ratio4,62
EV/EBITDA17,12
Dividend Yield0,01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 36,33% | Revenue Growth (3Y) | 23,26% |
| Earnings Growth (1Y) | 22,03% | Earnings Growth (3Y) | 106,71% |
| Revenue Growth (5Y) | 10,84% | Earnings Growth (5Y) | 5,73% |
| Profitability | |||
| Revenue (TTM) | 3,01B | Net Income (TTM) | 154,96M |
| ROE | 16,56% | ROA | 3,52% |
| Gross Margin | 89,54% | Operating Margin | 10,52% |
| Net Margin | 5,15% | Free Cash Flow (TTM) | 267,84M |
| ROIC | 8,57% | FCF Growth (3Y) | -11,93% |
| Safety | |||
| Debt / Equity | 1,85 | Current Ratio | 89,14 |
| Interest Coverage | 2,52 | Dividend Yield | 0,01% |
| Valuation | |||
| P/E Ratio | 28,99 | P/B Ratio | 4,62 |
| P/S Ratio | 1,49 | PEG Ratio | 1,02 |
| EV/EBITDA | 17,12 | Dividend Yield | 0,01% |
| Market Cap | 4,49B | Enterprise Value | 5,41B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3,01B | 2,21B | 1,98B | 1,77B | 1,99B |
| Net Income | 154,96M | 126,99M | 36,27M | 48,71M | 124,01M |
| EPS (Diluted) | 0,31 | 0,25 | 0,07 | 0,13 | 0,32 |
| Gross Profit | 2,69B | 979,52M | 893,20M | 837,19M | 633,31M |
| Operating Income | 316,33M | 185,10M | 138,66M | 202,54M | -34,61M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 4,41B | 3,59B | 3,18B | 3,07B | 3,34B |
| Total Liabilities | 3,26B | 2,51B | 2,28B | 2,34B | 2,68B |
| Shareholders' Equity | 972,48M | 898,51M | 885,08M | 669,65M | 619,75M |
| Total Debt | 1,80B | 1,48B | 1,34B | 1,21B | 1,23B |
| Cash & Equivalents | 873,67M | 711,58M | 655,64M | 484,99M | 553,60M |
| Current Assets | 1,78B | 1,85B | 655,64M | 1,75B | 2,00B |
| Current Liabilities | 20,00M | 973,70M | 929,06M | 900,05M | 1,19B |