Atrás
Rango del Día
$8.65
$8.87
Rango de 52 Semanas
$7.53
$11.29
Volumen
200
Promedio 50D / 200D
$9.83
/
$9.23
Cierre Anterior
$8.83
Quick Summary
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (857 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 3.8 | 10.2 |
| P/B | 0.9 | 1.1 |
| ROE % | 24.4 | 11.7 |
| Net Margin % | 61.2 | 16.8 |
| Rev Growth 5Y % | 6.4 | 11.7 |
| D/E | 0.9 | 0.5 |
Precio Objetivo de Analistas
No hay cobertura de analistas disponible
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2029 |
$1.23
$1.19 – $1.28
|
9.10B | 1 |
| FY2028 |
$0.97
$0.93 – $1.01
|
8.72B | 1 |
| FY2027 |
$0.89
$0.85 – $0.92
|
8.33B | 1 |
No quarterly estimates available
Dividend History
2 yr streakYield
0.10%
Payout Ratio
0.48%
Growth (3Y)
N/A
Growth (5Y)
N/A
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| May 18, 2026 | May 20, 2026 | $0.73 | 8.48% |
| May 19, 2025 | May 21, 2025 | $0.97 | 10.26% |
| May 20, 2024 | May 22, 2024 | $0.27 | 4.94% |
Puntos Clave
Revenue grew 6.44% annually over 5 years — modest growth
Earnings grew 55.65% over the past year
ROE of 24.41% indicates high profitability
Net margin of 61.22% shows strong profitability
Negative free cash flow of -860.42M
P/E of 3.76 — trading at a low valuation
Crecimiento
Revenue Growth (5Y)
6.44%
Revenue (1Y)-24.36%
Earnings (1Y)55.65%
FCF Growth (3Y)N/A
Calidad
Return on Equity
24.41%
ROIC6.31%
Net Margin61.22%
Op. Margin41.85%
Seguridad
Debt / Equity
0.87
Current Ratio0.21
Interest Coverage0.00
Valoración
P/E Ratio
3.76
Forward P/E11.13
P/B Ratio0.86
EV/EBITDA3.79
Dividend Yield0.10%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -24.36% | Revenue Growth (3Y) | -9.13% |
| Earnings Growth (1Y) | 55.65% | Earnings Growth (3Y) | 21.65% |
| Revenue Growth (5Y) | 6.44% | Earnings Growth (5Y) | 76.98% |
| Profitability | |||
| Revenue (TTM) | 4.96B | Net Income (TTM) | 3.04B |
| ROE | 24.41% | ROA | 2.35% |
| Gross Margin | 100.00% | Operating Margin | 41.85% |
| Net Margin | 61.22% | Free Cash Flow (TTM) | -860.42M |
| ROIC | 6.31% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0.87 | Current Ratio | 0.21 |
| Interest Coverage | 0.00 | ||
| Dividends | |||
| Dividend Yield | 0.10% | Payout Ratio | 0.48% |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | 2 yrs | ||
| Valuation | |||
| P/E Ratio | 3.76 | Forward P/E | 11.13 |
| P/B Ratio | 0.86 | P/S Ratio | 2.30 |
| PEG Ratio | -7.72 | Forward PEG | N/A |
| EV/EBITDA | 3.79 | Fwd EV/EBITDA | 4.67 |
| Forward P/S | 1.44 | Fwd Earnings Yield | 8.98% |
| FCF Yield | -7.54% | ||
| Market Cap | 11.41B | Enterprise Value | 7.86B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4.96B | 6.56B | 6.01B | 3.91B | 3.86B |
| Net Income | 3.04B | 1.95B | 2.05B | -178.36M | 309.51M |
| EPS (Diluted) | 1.54 | 1.55 | 1.63 | -0.20 | 6.54 |
| Gross Profit | 4.96B | 4.20B | 3.94B | 3.29B | 3.18B |
| Operating Income | 2.08B | 1.46B | 1.70B | -605.13M | 258.16M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 129.34B | 122.60B | 122.61B | 120.24B | 137.87B |
| Total Liabilities | 116.11B | 110.95B | 112.63B | 112.37B | 131.69B |
| Shareholders' Equity | 13.22B | 11.65B | 9.98B | 7.86B | 6.17B |
| Total Debt | 11.47B | 12.53B | 12.94B | 10.30B | 12.74B |
| Cash & Equivalents | 15.02B | 14.40B | 15.58B | 13.60B | 23.05B |
| Current Assets | 18.79B | 14.97B | 16.11B | 14.14B | 23.57B |
| Current Liabilities | 90.07B | 76.27B | 74.46B | 75.59B | 77.41B |
Puntuaciones de Estrategias
This stock passed the criteria for 0 strategies
Score = fit strength (0–100)
Rank = position among all matches
Actividad Reciente
Salió
Contrarian Investing (David Dreman)
Mar 26, 2026
Entró
Contrarian Investing (David Dreman)
Mar 24, 2026
