Terug
Dagbereik
€ 38,32
€ 39,29
52-Weeksbereik
€ 29,07
€ 49,57
Volume
6.805.814
50D / 200D Gem.
€ 44,71
/
€ 44,47
Vorige Slotkoers
€ 39,45
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 67,1 | 10,3 |
| P/B | 1,8 | 1,1 |
| ROE % | 2,8 | 11,7 |
| Net Margin % | 1,7 | 16,8 |
| Rev Growth 5Y % | 0,1 | 11,6 |
| D/E | 6,5 | 0,5 |
Koersdoel Analisten
Hold
€ 54,20
+38.2%
Low: € 49,00
High: € 60,00
Forward K/W
14,26
Forward WPA
€ 2,77
WPA Groei (sch.)
+0,0%
Omzet Sch.
9,34B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 4,67
€ 3,98 – € 5,35
|
10,52B | 1 |
| FY2027 |
€ 3,37
€ 3,19 – € 3,47
|
10,80B | 1 |
| FY2026 |
€ 2,77
€ 2,71 – € 2,88
|
9,34B | 1 |
No quarterly estimates available
Dividend History
Yield
0,01%
Payout Ratio
N/A
Growth (3Y)
N/A
Growth (5Y)
N/A
No dividend history available.
Belangrijkste Punten
Revenue grew 0,13% annually over 5 years — modest growth
Earnings grew 103,90% over the past year
ROE of 2,79% is below average
Debt/Equity of 6,54 — high leverage
Negative free cash flow of 0,0
P/E of 67,13 — premium valuation
Groei
Revenue Growth (5Y)
0,13%
Revenue (1Y)-11,49%
Earnings (1Y)103,90%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
2,79%
ROIC4,53%
Net Margin1,72%
Op. Margin28,60%
Veiligheid
Debt / Equity
6,54
Current Ratio1,14
Interest Coverage1,21
Waardering
P/E Ratio
67,13
Forward P/EN/A
P/B Ratio1,84
EV/EBITDA17,64
Dividend Yield0,01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -11,49% | Revenue Growth (3Y) | -10,91% |
| Earnings Growth (1Y) | 103,90% | Earnings Growth (3Y) | 7,55% |
| Revenue Growth (5Y) | 0,13% | Earnings Growth (5Y) | -24,23% |
| Profitability | |||
| Revenue (TTM) | 76,13B | Net Income (TTM) | 1,31B |
| ROE | 2,79% | ROA | 0,25% |
| Gross Margin | 38,80% | Operating Margin | 28,60% |
| Net Margin | 1,72% | Free Cash Flow (TTM) | 0,0 |
| ROIC | 4,53% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 6,54 | Current Ratio | 1,14 |
| Interest Coverage | 1,21 | ||
| Dividends | |||
| Dividend Yield | 0,01% | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 67,13 | Forward P/E | N/A |
| P/B Ratio | 1,84 | P/S Ratio | 1,15 |
| PEG Ratio | 0,58 | Forward PEG | N/A |
| EV/EBITDA | 17,64 | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 0,00% | ||
| Market Cap | 87,74B | Enterprise Value | 384,11B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 76,13B | 86,01B | 95,92B | 92,77B | 75,73B |
| Net Income | 1,31B | 641,00M | 1,13B | 2,06B | 3,97B |
| EPS (Diluted) | 0,50 | 0,21 | 0,41 | 0,79 | 1,59 |
| Gross Profit | 29,53B | 18,07B | 14,52B | 14,26B | 11,73B |
| Operating Income | 21,78B | 17,99B | 14,45B | 14,14B | 11,62B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 518,97B | 490,42B | 490,10B | 441,28B | 391,00B |
| Total Liabilities | 352,78B | 325,04B | 321,85B | 299,39B | 256,26B |
| Shareholders' Equity | 47,80B | 45,98B | 45,78B | 43,75B | 46,36B |
| Total Debt | 312,61B | 234,79B | 233,71B | 214,07B | 175,93B |
| Cash & Equivalents | 16,24B | 15,05B | 11,22B | 14,40B | 12,69B |
| Current Assets | 71,38B | 56,18B | 46,70B | 53,39B | 56,27B |
| Current Liabilities | 62,35B | 86,12B | 91,13B | 77,75B | 65,08B |