Retour
11
Fourchette du Jour
73,34 €
74,70 €
Fourchette 52 Semaines
57,45 €
80,61 €
Volume
167 395
Moyenne 50J / 200J
74,95 €
/
68,55 €
Clôture Précédente
73,42 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (855 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 14,3 | 10,3 |
| P/B | 1,6 | 1,1 |
| ROE % | 11,7 | 11,7 |
| Net Margin % | 19,0 | 16,8 |
| Rev Growth 5Y % | 12,0 | 11,7 |
| D/E | 0,1 | 0,5 |
Objectif de Cours des Analystes
Hold
79,67 €
+7.7%
Low: 75,00 €
High: 83,00 €
P/E Prévisionnel
12,38
BPA Prévisionnel
5,98 €
Croissance BPA (est.)
+0,0%
CA Est.
807,45M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
6,85 €
6,16 € – 7,20 €
|
870,60M | 5 |
| FY2026 |
5,98 €
5,52 € – 6,22 €
|
807,45M | 5 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-26 | 1,26 € | 1,39 € | +10,3% |
| 2025-10-27 | 1,17 € | 1,20 € | +2,6% |
| 2025-07-28 | 1,04 € | 1,06 € | +1,9% |
| 2025-04-21 | 0,89 € | 0,97 € | +9,0% |
| 2025-01-27 | 0,87 € | 0,85 € | -2,3% |
| 2024-10-28 | 0,82 € | 0,93 € | +13,4% |
| 2024-07-22 | 0,86 € | 0,81 € | -5,8% |
| 2024-04-22 | 0,87 € | 0,87 € | 0,0% |
Dividend History
7 yr streakYield
0,05%
Payout Ratio
0,65%
Growth (3Y)
0,00%
Growth (5Y)
0,88%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 27, 2026 | Mar 13, 2026 | 0,70 € | 3,70% |
| Nov 28, 2025 | Dec 12, 2025 | 0,70 € | 4,27% |
| Aug 29, 2025 | Sep 15, 2025 | 0,70 € | 4,11% |
| May 30, 2025 | Jun 13, 2025 | 0,70 € | 4,21% |
| Feb 28, 2025 | Mar 14, 2025 | 0,70 € | 3,88% |
| Nov 29, 2024 | Dec 13, 2024 | 0,70 € | 3,55% |
| Aug 30, 2024 | Sep 16, 2024 | 0,70 € | 4,22% |
| May 31, 2024 | Jun 14, 2024 | 0,70 € | 4,85% |
| Feb 28, 2024 | Mar 14, 2024 | 0,70 € | 4,78% |
| Nov 29, 2023 | Dec 14, 2023 | 0,70 € | 4,84% |
| Aug 30, 2023 | Sep 15, 2023 | 0,70 € | 5,23% |
| May 30, 2023 | Jun 14, 2023 | 0,70 € | 7,00% |
| Feb 27, 2023 | Mar 14, 2023 | 0,70 € | 3,76% |
| Nov 29, 2022 | Dec 14, 2022 | 0,70 € | 3,53% |
| Aug 30, 2022 | Sep 15, 2022 | 0,70 € | 3,59% |
| May 27, 2022 | Jun 14, 2022 | 0,70 € | 3,53% |
| Feb 25, 2022 | Mar 14, 2022 | 0,70 € | 3,20% |
| Nov 29, 2021 | Dec 14, 2021 | 0,70 € | 3,37% |
| Aug 30, 2021 | Sep 15, 2021 | 0,70 € | 3,26% |
| May 27, 2021 | Jun 14, 2021 | 0,67 € | 3,01% |
Points Clés
Revenue grew 11,97% annually over 5 years — strong growth
Earnings grew 37,27% over the past year
ROE of 11,70% — decent returns on equity
Net margin of 19,00% shows strong profitability
Debt/Equity of 0,05 — conservative balance sheet
Generating 184,28M in free cash flow
Croissance
Revenue Growth (5Y)
11,97%
Revenue (1Y)5,25%
Earnings (1Y)37,27%
FCF Growth (3Y)14,40%
Qualité
Return on Equity
11,70%
ROIC11,19%
Net Margin19,00%
Op. Margin26,75%
Sécurité
Debt / Equity
0,05
Current Ratio11,00
Interest Coverage0,83
Valorisation
P/E Ratio
14,28
Forward P/E12,38
P/B Ratio1,59
EV/EBITDA7,19
Dividend Yield0,05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 5,25% | Revenue Growth (3Y) | 5,92% |
| Earnings Growth (1Y) | 37,27% | Earnings Growth (3Y) | 9,67% |
| Revenue Growth (5Y) | 11,97% | Earnings Growth (5Y) | -5,05% |
| Profitability | |||
| Revenue (TTM) | 1,08B | Net Income (TTM) | 205,90M |
| ROE | 11,70% | ROA | 0,85% |
| Gross Margin | 67,44% | Operating Margin | 26,75% |
| Net Margin | 19,00% | Free Cash Flow (TTM) | 184,28M |
| ROIC | 11,19% | FCF Growth (3Y) | 14,40% |
| Safety | |||
| Debt / Equity | 0,05 | Current Ratio | 11,00 |
| Interest Coverage | 0,83 | ||
| Dividends | |||
| Dividend Yield | 0,05% | Payout Ratio | 0,65% |
| Dividend Growth (3Y) | 0,00% | Dividend Growth (5Y) | 0,88% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 14,28 | Forward P/E | 12,38 |
| P/B Ratio | 1,59 | P/S Ratio | 2,71 |
| PEG Ratio | 0,39 | Forward PEG | N/A |
| EV/EBITDA | 7,19 | Fwd EV/EBITDA | 7,47 |
| Forward P/S | 3,64 | Fwd Earnings Yield | 8,08% |
| FCF Yield | 6,27% | ||
| Market Cap | 2,94B | Enterprise Value | 2,09B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,08B | 1,03B | 965,78M | 754,91M | 689,41M |
| Net Income | 205,90M | 149,99M | 171,20M | 225,80M | 253,37M |
| EPS (Diluted) | 4,62 | 3,46 | 4,14 | 5,48 | 6,25 |
| Gross Profit | 730,70M | 621,19M | 643,43M | 705,90M | 710,49M |
| Operating Income | 289,88M | 197,85M | 227,12M | 290,63M | 325,55M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 24,18B | 23,60B | 23,73B | 23,61B | 22,78B |
| Total Liabilities | 22,33B | 21,93B | 22,32B | 22,29B | 21,17B |
| Shareholders' Equity | 1,85B | 1,67B | 1,41B | 1,32B | 1,61B |
| Total Debt | 92,40M | 747,07M | 805,37M | 1,24B | 564,09M |
| Cash & Equivalents | 946,52M | 763,57M | 1,00B | 320,40M | 198,90M |
| Current Assets | 1,02B | 2,81B | 3,57B | 3,32B | 4,65B |
| Current Liabilities | 92,40M | 20,77B | 21,25B | 21,35B | 20,81B |
Scores de Stratégies
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#1043 of 1049
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026