Atrás
Rango del Día
$1.90
$2.00
Rango de 52 Semanas
$1.62
$2.55
Volumen
2,000
Promedio 50D / 200D
$1.80
/
$1.73
Cierre Anterior
$2.00
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 9.4 | 10.3 |
| P/B | 1.3 | 1.1 |
| ROE % | 14.6 | 11.7 |
| Net Margin % | 25.1 | 16.8 |
| Rev Growth 5Y % | -55.3 | 11.7 |
| D/E | 0.5 | 0.5 |
Precio Objetivo de Analistas
No hay cobertura de analistas disponible
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2028 |
$16.98
$15.42 – $18.07
|
270 B | 1 |
| FY2027 |
$14.94
$13.56 – $15.90
|
230 B | 1 |
| FY2026 |
$13.45
$12.21 – $14.32
|
210 B | 1 |
Puntos Clave
Revenue declined -55.28% annually over 5 years
Earnings declined -98.18% over the past year
ROE of 14.58% — decent returns on equity
Net margin of 25.11% shows strong profitability
Debt/Equity of 0.50 — conservative balance sheet
Generating 1.23B in free cash flow
Crecimiento
Revenue Growth (5Y)
-55.28%
Revenue (1Y)-98.07%
Earnings (1Y)-98.18%
FCF Growth (3Y)-86.59%
Calidad
Return on Equity
14.58%
ROIC8.98%
Net Margin25.11%
Op. Margin32.19%
Seguridad
Debt / Equity
0.50
Current Ratio1.73
Interest Coverage1.26
Valoración
P/E Ratio
9.36
P/B Ratio1.31
EV/EBITDA8.20
Dividend Yield0.04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -98.07% | Revenue Growth (3Y) | -84.17% |
| Earnings Growth (1Y) | -98.18% | Earnings Growth (3Y) | -85.22% |
| Revenue Growth (5Y) | -55.28% | Earnings Growth (5Y) | -53.37% |
| Profitability | |||
| Revenue (TTM) | 4.50B | Net Income (TTM) | 1.13B |
| ROE | 14.58% | ROA | 1.82% |
| Gross Margin | 67.64% | Operating Margin | 32.19% |
| Net Margin | 25.11% | Free Cash Flow (TTM) | 1.23B |
| ROIC | 8.98% | FCF Growth (3Y) | -86.59% |
| Safety | |||
| Debt / Equity | 0.50 | Current Ratio | 1.73 |
| Interest Coverage | 1.26 | Dividend Yield | 0.04% |
| Valuation | |||
| P/E Ratio | 9.36 | P/B Ratio | 1.31 |
| P/S Ratio | 2.35 | PEG Ratio | -0.08 |
| EV/EBITDA | 8.20 | Dividend Yield | 0.04% |
| Market Cap | 10.57B | Enterprise Value | 11.88B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4.50B | 232.45B | 179.52B | 136.72B | 112.45B |
| Net Income | 1.13B | 62.05B | 51.69B | 39.61B | 23.88B |
| EPS (Diluted) | 0.21 | 11.78 | 10.90 | 8.78 | 5.29 |
| Gross Profit | 3.04B | 170.08B | 138.30B | 118.52B | 97.41B |
| Operating Income | 1.45B | 79.74B | 65.21B | 51.37B | 33.54B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 61.90B | 57.13B | 52.16B | 46.68B | 47.21B |
| Total Liabilities | 53.79B | 49.68B | 45.67B | 40.95B | 41.46B |
| Shareholders' Equity | 8.08B | 7.41B | 6.45B | 5.69B | 5.71B |
| Total Debt | 4.01B | 187.97B | 157.53B | 2.10B | 112.35B |
| Cash & Equivalents | 2.70B | 287.30B | 271.58B | 268.50B | 339.30B |
| Current Assets | 3.84B | 323.47B | 306.17B | 5.38B | 0.0 |
| Current Liabilities | 2.22B | 30.15B | 29.53B | 29.41B | 30.86B |