Back
Day Range
$475.73
$483.23
52-Week Range
$455.19
$542.07
Volume
3,237,029
50D / 200D Avg
$492.42
/
$491.22
Prev Close
$479.33
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 15.3 | 10.3 |
| P/B | 1.4 | 1.1 |
| ROE % | 9.8 | 11.6 |
| Net Margin % | 18.0 | 16.8 |
| Rev Growth 5Y % | 1.2 | 11.6 |
| D/E | 0.2 | 0.5 |
Analyst Price Target
Hold
$465.50
-2.3%
Low: $450.00
High: $481.00
Forward P/E
23.06
Forward EPS
$20.65
EPS Growth (est.)
+0.0%
Est. Revenue
383.51B
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2028 |
$23.07
$22.05 – $24.07
|
369.46B | 3 |
| FY2027 |
$21.56
$20.40 – $22.13
|
395.27B | 4 |
| FY2026 |
$20.65
$19.49 – $21.43
|
383.51B | 3 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-28 | $5.51 | $8.90 | +61.5% |
| 2025-11-03 | $5.39 | $14.27 | +164.7% |
| 2025-08-01 | $5.04 | $5.73 | +13.7% |
| 2025-05-02 | $4.63 | $4.47 | -3.5% |
| 2025-02-24 | $4.22 | $6.73 | +59.5% |
| 2024-11-04 | $4.51 | $4.68 | +3.8% |
| 2024-08-05 | $4.81 | $5.38 | +11.9% |
| 2024-05-04 | $4.58 | $5.20 | +13.5% |
Dividend History
Yield
0.00%
Payout Ratio
0.00%
Growth (3Y)
N/A
Growth (5Y)
N/A
No dividend history available.
Key Takeaways
Revenue grew 1.16% annually over 5 years — modest growth
Earnings declined -24.75% over the past year
Net margin of 18.03% shows strong profitability
Debt/Equity of 0.19 — conservative balance sheet
Generating 25.04B in free cash flow
Capital efficient — spends only 5.63% of revenue on capex
Growth
Revenue Growth (5Y)
1.16%
Revenue (1Y)0.00%
Earnings (1Y)-24.75%
FCF Growth (3Y)-8.31%
Quality
Return on Equity
9.80%
ROIC5.21%
Net Margin18.03%
Op. Margin16.03%
Safety
Debt / Equity
0.19
Current Ratio6.75
Interest Coverage11.75
Valuation
P/E Ratio
15.34
Forward P/E23.06
P/B Ratio1.43
EV/EBITDA18.71
Dividend Yield0.00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 0.00% | Revenue Growth (3Y) | -8.05% |
| Earnings Growth (1Y) | -24.75% | Earnings Growth (3Y) | -16.58% |
| Revenue Growth (5Y) | 1.16% | Earnings Growth (5Y) | -7.11% |
| Profitability | |||
| Revenue (TTM) | 371.44B | Net Income (TTM) | 66.97B |
| ROE | 9.80% | ROA | 5.48% |
| Gross Margin | 23.63% | Operating Margin | 16.03% |
| Net Margin | 18.03% | Free Cash Flow (TTM) | 25.04B |
| ROIC | 5.21% | FCF Growth (3Y) | -8.31% |
| Safety | |||
| Debt / Equity | 0.19 | Current Ratio | 6.75 |
| Interest Coverage | 11.75 | ||
| Dividends | |||
| Dividend Yield | 0.00% | Payout Ratio | 0.00% |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 15.34 | Forward P/E | 23.06 |
| P/B Ratio | 1.43 | P/S Ratio | 2.77 |
| PEG Ratio | -0.65 | Forward PEG | N/A |
| EV/EBITDA | 18.71 | Fwd EV/EBITDA | 12.66 |
| Forward P/S | 2.68 | Fwd Earnings Yield | 4.34% |
| FCF Yield | 2.44% | ||
| Market Cap | 1.03T | Enterprise Value | 1.11T |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 371.44B | 371.43B | 439.34B | 234.12B | 354.73B |
| Net Income | 66.97B | 89.00B | 96.22B | -22.76B | 89.94B |
| EPS (Diluted) | 31.04 | 41.27 | 44.27 | -10.36 | 39.64 |
| Gross Profit | 87.78B | 86.58B | 208.84B | 46.91B | 184.80B |
| Operating Income | 59.54B | 59.44B | 120.17B | -30.50B | 111.86B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1.22T | 1.15T | 1.07T | 948.47B | 958.78B |
| Total Liabilities | 502.47B | 502.23B | 499.21B | 466.78B | 443.85B |
| Shareholders' Equity | 717.42B | 649.37B | 561.27B | 473.42B | 506.20B |
| Total Debt | 138.95B | 143.53B | 133.57B | 127.68B | 119.25B |
| Cash & Equivalents | 51.88B | 47.73B | 38.02B | 35.81B | 88.18B |
| Current Assets | 476.29B | 434.40B | 267.74B | 225.44B | 227.99B |
| Current Liabilities | 70.54B | 73.11B | 64.63B | 58.88B | 48.08B |
