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Fourchette du Jour
15,50 €
15,50 €
Fourchette 52 Semaines
13,80 €
15,92 €
Volume
3 225
Moyenne 50J / 200J
15,53 €
/
14,83 €
Clôture Précédente
15,50 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 28,6 | 10,3 |
| P/B | 0,8 | 1,1 |
| ROE % | 2,8 | 11,6 |
| Net Margin % | 1,7 | 16,8 |
| Rev Growth 5Y % | 1,0 | 11,6 |
| D/E | 5,4 | 0,5 |
Objectif de Cours des Analystes
Aucune couverture d'analyste disponible
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
4,67 €
4,67 € – 4,67 €
|
11 B | 1 |
| FY2027 |
3,37 €
3,37 € – 3,37 €
|
11 B | 1 |
| FY2026 |
2,77 €
2,77 € – 2,77 €
|
9,3 B | 1 |
Points Clés
Revenue grew 1,01% annually over 5 years — modest growth
Earnings grew 107,47% over the past year
ROE of 2,84% is below average
Debt/Equity of 5,42 — high leverage
Negative free cash flow of -3,86B
PEG of 0,27 suggests growth is underpriced
Croissance
Revenue Growth (5Y)
1,01%
Revenue (1Y)-8,33%
Earnings (1Y)107,47%
FCF Growth (3Y)N/A
Qualité
Return on Equity
2,84%
ROIC4,70%
Net Margin1,69%
Op. Margin24,41%
Sécurité
Debt / Equity
5,42
Current RatioN/A
Interest Coverage1,05
Valorisation
P/E Ratio
28,55
P/B Ratio0,79
EV/EBITDA14,60
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -8,33% | Revenue Growth (3Y) | -9,34% |
| Earnings Growth (1Y) | 107,47% | Earnings Growth (3Y) | 8,48% |
| Revenue Growth (5Y) | 1,01% | Earnings Growth (5Y) | -23,90% |
| Profitability | |||
| Revenue (TTM) | 78,84B | Net Income (TTM) | 1,33B |
| ROE | 2,84% | ROA | 0,26% |
| Gross Margin | 12,98% | Operating Margin | 24,41% |
| Net Margin | 1,69% | Free Cash Flow (TTM) | -3,86B |
| ROIC | 4,70% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 5,42 | Current Ratio | N/A |
| Interest Coverage | 1,05 | Dividend Yield | 0,03% |
| Valuation | |||
| P/E Ratio | 28,55 | P/B Ratio | 0,79 |
| P/S Ratio | 0,48 | PEG Ratio | 0,27 |
| EV/EBITDA | 14,60 | Dividend Yield | 0,03% |
| Market Cap | 37,97B | Enterprise Value | 280,90B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 78,84B | 86,01B | 95,92B | 92,77B | 75,73B |
| Net Income | 1,33B | 641,00M | 1,13B | 2,06B | 3,97B |
| EPS (Diluted) | 0,50 | 0,29 | 1,12 | 0,05 | 4,64 |
| Gross Profit | 10,23B | 18,07B | 14,52B | 14,26B | 11,73B |
| Operating Income | 19,24B | 17,99B | 14,45B | 14,14B | 11,62B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 518,03B | 490,42B | 490,10B | 441,28B | 391,00B |
| Total Liabilities | 352,13B | 325,04B | 321,85B | 299,39B | 256,26B |
| Shareholders' Equity | 47,80B | 45,98B | 45,78B | 43,75B | 46,36B |
| Total Debt | 259,14B | 234,79B | 233,71B | 214,07B | 175,93B |
| Cash & Equivalents | 16,21B | 15,05B | 11,22B | 14,40B | 12,69B |
| Current Assets | 62,42B | 56,18B | 46,70B | 53,39B | 56,27B |
| Current Liabilities | 0,0 | 86,12B | 91,13B | 77,75B | 65,08B |