Terug
Dagbereik
€ 7,67
€ 7,87
52-Weeksbereik
€ 7,52
€ 15,10
Volume
1.000.706
50D / 200D Gem.
€ 9,07
/
€ 10,97
Vorige Slotkoers
€ 7,81
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 23,3 | 10,3 |
| P/B | 0,7 | 1,1 |
| ROE % | 3,0 | 11,7 |
| Net Margin % | 17,5 | 16,8 |
| Rev Growth 5Y % | 39,8 | 11,7 |
| D/E | 0,9 | 0,5 |
Koersdoel Analisten
Hold
€ 14,00
+82.3%
Forward K/W
7,1
Forward WPA
€ 1,10
WPA Groei (sch.)
+0,0%
Omzet Sch.
670 M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2028 |
€ 1,32
€ 1,19 – € 1,51
|
780 M | 1 |
| FY2027 |
€ 1,32
€ 0,84 – € 2,11
|
750 M | 2 |
| FY2026 |
€ 1,10
€ 0,69 – € 1,66
|
670 M | 3 |
Belangrijkste Punten
Revenue grew 39,83% annually over 5 years — strong growth
Earnings declined -50,72% over the past year
ROE of 2,97% is below average
Net margin of 17,46% shows strong profitability
Negative free cash flow of -29,30M
Revenue growth is decelerating — 1Y growth trails 5Y average by 52,30%
Groei
Revenue Growth (5Y)
39,83%
Revenue (1Y)-12,47%
Earnings (1Y)-50,72%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
2,97%
ROIC3,53%
Net Margin17,46%
Op. Margin52,42%
Veiligheid
Debt / Equity
0,88
Current Ratio2,95
Interest Coverage1,40
Waardering
P/E Ratio
23,29
P/B Ratio0,69
EV/EBITDA15,09
Dividend Yield0,01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -12,47% | Revenue Growth (3Y) | -38,10% |
| Earnings Growth (1Y) | -50,72% | Earnings Growth (3Y) | -65,61% |
| Revenue Growth (5Y) | 39,83% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 413,36M | Net Income (TTM) | 72,19M |
| ROE | 2,97% | ROA | 1,09% |
| Gross Margin | 96,83% | Operating Margin | 52,42% |
| Net Margin | 17,46% | Free Cash Flow (TTM) | -29,30M |
| ROIC | 3,53% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0,88 | Current Ratio | 2,95 |
| Interest Coverage | 1,40 | Dividend Yield | 0,01% |
| Valuation | |||
| P/E Ratio | 23,29 | P/B Ratio | 0,69 |
| P/S Ratio | 4,07 | PEG Ratio | -0,48 |
| EV/EBITDA | 15,09 | Dividend Yield | 0,01% |
| Market Cap | 1,68B | Enterprise Value | 3,27B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 413,36M | 472,25M | 1,08B | 270,62M | 108,12M |
| Net Income | 72,19M | 146,48M | 610,52M | 30,51M | -28,75M |
| EPS (Diluted) | 0,28 | 0,66 | 2,74 | 0,14 | -0,26 |
| Gross Profit | 400,25M | 341,23M | 1,06B | 195,62M | 51,67M |
| Operating Income | 216,68M | 253,59M | 815,67M | 109,02M | 2,79M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 6,64B | 6,18B | 5,84B | 4,29B | 3,74B |
| Total Liabilities | 3,51B | 2,92B | 2,63B | 1,90B | 1,63B |
| Shareholders' Equity | 2,45B | 2,42B | 2,29B | 1,74B | 1,70B |
| Total Debt | 2,15B | 1,78B | 1,55B | 1,27B | 1,03B |
| Cash & Equivalents | 566,44M | 469,93M | 220,55M | 107,66M | 180,26M |
| Current Assets | 655,92M | 681,11M | 516,77M | 245,68M | 287,85M |
| Current Liabilities | 221,97M | 12,10M | 34,42M | 16,82M | 13,92M |