Atrás
Rango del Día
$148.00
$148.00
Rango de 52 Semanas
$85.52
$167.43
Volumen
128
Promedio 50D / 200D
$155.53
/
$135.48
Cierre Anterior
$147.55
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (854 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 13.3 | 10.3 |
| P/B | 2.4 | 1.1 |
| ROE % | 18.0 | 11.7 |
| Net Margin % | 38.7 | 16.9 |
| Rev Growth 5Y % | 21.8 | 11.6 |
| D/E | 3.8 | 0.5 |
Precio Objetivo de Analistas
No hay cobertura de analistas disponible
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2030 |
$18.99
$18.74 – $19.41
|
2.7 B | 1 |
| FY2029 |
$17.94
$17.70 – $18.34
|
2.6 B | 1 |
| FY2028 |
$15.82
$15.60 – $16.17
|
2.6 B | 1 |
Puntos Clave
Revenue grew 21.77% annually over 5 years — strong growth
ROE of 17.97% — decent returns on equity
Net margin of 38.69% shows strong profitability
Debt/Equity of 3.84 — high leverage
Negative free cash flow of -1.46B
P/E of 13.26 — trading at a low valuation
Crecimiento
Revenue Growth (5Y)
21.77%
Revenue (1Y)33.48%
Earnings (1Y)13.10%
FCF Growth (3Y)N/A
Calidad
Return on Equity
17.97%
ROIC3.71%
Net Margin38.69%
Op. Margin52.07%
Seguridad
Debt / Equity
3.84
Current Ratio8.60
Interest Coverage0.00
Valoración
P/E Ratio
13.26
P/B Ratio2.36
EV/EBITDA13.71
Dividend Yield0.05%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 33.48% | Revenue Growth (3Y) | -12.55% |
| Earnings Growth (1Y) | 13.10% | Earnings Growth (3Y) | 12.22% |
| Revenue Growth (5Y) | 21.77% | Earnings Growth (5Y) | 15.69% |
| Profitability | |||
| Revenue (TTM) | 2.22B | Net Income (TTM) | 859.58M |
| ROE | 17.97% | ROA | 1.19% |
| Gross Margin | 89.76% | Operating Margin | 52.07% |
| Net Margin | 38.69% | Free Cash Flow (TTM) | -1.46B |
| ROIC | 3.71% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 3.84 | Current Ratio | 8.60 |
| Interest Coverage | 0.00 | Dividend Yield | 0.05% |
| Valuation | |||
| P/E Ratio | 13.26 | P/B Ratio | 2.36 |
| P/S Ratio | 5.13 | PEG Ratio | 0.77 |
| EV/EBITDA | 13.71 | Dividend Yield | 0.05% |
| Market Cap | 11.40B | Enterprise Value | 15.86B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2.22B | 1.66B | 2.90B | 908.60M | 1.01B |
| Net Income | 859.58M | 760.00M | 682.60M | 318.30M | 479.90M |
| EPS (Diluted) | 10.87 | 9.32 | 8.02 | 3.36 | 5.11 |
| Gross Profit | 1.99B | 1.66B | 1.59B | 908.60M | 1.01B |
| Operating Income | 1.16B | 1.04B | 910.30M | 429.60M | 520.20M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 72.27B | 71.34B | 55.45B | 56.52B | 56.33B |
| Total Liabilities | 67.43B | 66.61B | 51.28B | 52.53B | 51.95B |
| Shareholders' Equity | 4.83B | 4.73B | 4.17B | 3.99B | 4.37B |
| Total Debt | 18.55B | 17.45B | 13.91B | 10.43B | 7.59B |
| Cash & Equivalents | 14.09B | 17.60B | 12.79B | 520.00M | 1.89B |
| Current Assets | 14.20B | 17.66B | 12.82B | 559.00M | 1.94B |
| Current Liabilities | 1.65B | 47.43B | 35.08B | 40.64B | 36.17B |