Terug
Dagbereik
€ 30,84
€ 31,55
52-Weeksbereik
€ 22,63
€ 33,89
Volume
109.781
50D / 200D Gem.
€ 31,56
/
€ 28,72
Vorige Slotkoers
€ 30,26
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 10,9 | 10,3 |
| P/B | 1,1 | 1,1 |
| ROE % | 11,0 | 11,7 |
| Net Margin % | 20,7 | 16,8 |
| Rev Growth 5Y % | 18,8 | 11,7 |
| D/E | 0,5 | 0,5 |
Koersdoel Analisten
Hold
€ 37,00
+19.6%
Forward K/W
10,0
Forward WPA
€ 3,09
WPA Groei (sch.)
+0,0%
Omzet Sch.
460 M
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 3,20
€ 3,17 – € 3,22
|
480 M | 5 |
| FY2026 |
€ 3,09
€ 3,08 – € 3,10
|
460 M | 5 |
Belangrijkste Punten
Revenue grew 18,79% annually over 5 years — strong growth
ROE of 11,02% — decent returns on equity
Net margin of 20,66% shows strong profitability
Debt/Equity of 0,45 — conservative balance sheet
Generating 136,32M in free cash flow
P/E of 10,90 — trading at a low valuation
Groei
Revenue Growth (5Y)
18,79%
Revenue (1Y)1,30%
Earnings (1Y)7,69%
FCF Growth (3Y)-8,33%
Kwaliteit
Return on Equity
11,02%
ROIC7,49%
Net Margin20,66%
Op. Margin29,06%
Veiligheid
Debt / Equity
0,45
Current Ratio0,31
Interest Coverage0,98
Waardering
P/E Ratio
10,90
P/B Ratio1,12
EV/EBITDA10,51
Dividend Yield0,01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 1,30% | Revenue Growth (3Y) | 8,73% |
| Earnings Growth (1Y) | 7,69% | Earnings Growth (3Y) | 9,80% |
| Revenue Growth (5Y) | 18,79% | Earnings Growth (5Y) | 8,81% |
| Profitability | |||
| Revenue (TTM) | 629,49M | Net Income (TTM) | 130,05M |
| ROE | 11,02% | ROA | 1,35% |
| Gross Margin | 66,12% | Operating Margin | 29,06% |
| Net Margin | 20,66% | Free Cash Flow (TTM) | 136,32M |
| ROIC | 7,49% | FCF Growth (3Y) | -8,33% |
| Safety | |||
| Debt / Equity | 0,45 | Current Ratio | 0,31 |
| Interest Coverage | 0,98 | Dividend Yield | 0,01% |
| Valuation | |||
| P/E Ratio | 10,90 | P/B Ratio | 1,12 |
| P/S Ratio | 2,25 | PEG Ratio | 2,33 |
| EV/EBITDA | 10,51 | Dividend Yield | 0,01% |
| Market Cap | 1,42B | Enterprise Value | 1,92B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 629,49M | 621,42M | 532,47M | 356,46M | 316,14M |
| Net Income | 130,05M | 120,76M | 107,88M | 87,95M | 92,79M |
| EPS (Diluted) | 2,89 | 2,75 | 2,67 | 2,34 | 2,40 |
| Gross Profit | 416,22M | 376,50M | 351,96M | 296,35M | 302,63M |
| Operating Income | 182,96M | 161,08M | 145,68M | 114,68M | 124,21M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 9,65B | 9,50B | 8,88B | 7,36B | 6,70B |
| Total Liabilities | 8,38B | 8,41B | 7,89B | 6,60B | 5,86B |
| Shareholders' Equity | 1,27B | 1,09B | 990,15M | 765,82M | 836,38M |
| Total Debt | 564,95M | 774,65M | 553,78M | 765,82M | 645,78M |
| Cash & Equivalents | 60,18M | 563,14M | 226,14M | 179,35M | 157,93M |
| Current Assets | 1,47B | 2,52B | 2,31B | 1,91B | 2,00B |
| Current Liabilities | 4,76B | 7,51B | 7,25B | 5,85B | 5,24B |