Retour
36
Fourchette du Jour
46,31 €
47,31 €
Fourchette 52 Semaines
34,53 €
51,57 €
Volume
86 425
Moyenne 50J / 200J
47,10 €
/
41,98 €
Clôture Précédente
46,74 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (855 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 12,1 | 10,3 |
| P/B | 1,1 | 1,1 |
| ROE % | 10,6 | 11,7 |
| Net Margin % | 17,7 | 16,8 |
| Rev Growth 5Y % | 17,3 | 11,7 |
| D/E | 0,9 | 0,5 |
Objectif de Cours des Analystes
Hold
50,00 €
+7.3%
Low: 47,00 €
High: 53,00 €
P/E Prévisionnel
8,59
BPA Prévisionnel
5,43 €
Croissance BPA (est.)
+0,0%
CA Est.
275,36M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
5,90 €
5,82 € – 5,97 €
|
292,34M | 3 |
| FY2026 |
5,43 €
5,40 € – 5,45 €
|
275,36M | 3 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-03-06 | N/A | 1,33 € | — |
| 2025-10-28 | 1,23 € | 1,24 € | +0,8% |
| 2025-07-29 | 1,12 € | 0,89 € | -20,5% |
| 2025-05-06 | 0,99 € | 0,95 € | -4,0% |
| 2025-01-28 | 0,89 € | 1,03 € | +15,7% |
| 2024-10-29 | 0,83 € | 0,94 € | +13,3% |
| 2024-07-30 | 0,71 € | 0,81 € | +14,1% |
| 2024-04-30 | 0,70 € | 0,91 € | +30,0% |
Insider Trading Activity
18 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Mar 9, 2026 |
Ackley David
EVP
|
other | 43 | 45,83 € | 1 970,69 € |
| Mar 9, 2026 |
Boey Brandon Y
SVP
|
other | 35 | 45,83 € | 1 604,05 € |
| Feb 1, 2026 |
CHRISTMANN JOHN J
CEO
|
other | 72 576 | — | — |
| Jan 2, 2026 |
Sparks Paul Eugene
Director
|
grant | 1 097 435 | — | — |
| Dec 19, 2025 |
Maxwell Raina
Director
|
grant | 312 | 45,95 € | 14 336,40 € |
| Dec 19, 2025 |
Haynes Larry K
Director
|
grant | 312 | 45,95 € | 14 336,40 € |
| Sep 19, 2025 |
Haynes Larry K
Director
|
grant | 357 | 40,22 € | 14 358,54 € |
| Sep 19, 2025 |
Sterrs Lawrence J
Director
|
grant | 195 | 40,22 € | 7 842,90 € |
| Sep 19, 2025 |
Maxwell Raina
Director
|
grant | 357 | 40,22 € | 14 358,54 € |
| Jul 15, 2025 |
Ackley David
EVP
|
other | 33 | 41,58 € | 1 372,14 € |
| Jun 20, 2025 |
Hatfield Rebecca
Director
|
grant | 383 | 38,57 € | 14 772,31 € |
| Jun 20, 2025 |
Denekas Craig N
Director
|
grant | 454 | 38,57 € | 17 510,78 € |
| Jun 20, 2025 |
Maxwell Raina
Director
|
grant | 307 | 38,57 € | 11 840,99 € |
| May 30, 2025 |
Merrill Robert D
Director
|
grant | 890 | — | — |
| May 30, 2025 |
Hatfield Rebecca
Director
|
grant | 890 | — | — |
| May 28, 2025 |
Maxwell Raina
Director
|
buy | 103 | 40,09 € | 4 129,27 € |
| May 15, 2025 |
Ackley David
EVP
|
other | 59 | 41,49 € | 2 447,91 € |
| Apr 25, 2025 |
McKnight Garrett
EVP
|
other | 109 | 38,74 € | 4 222,66 € |
Dividend History
7 yr streakYield
0,04%
Payout Ratio
0,44%
Growth (3Y)
1,64%
Growth (5Y)
4,94%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Jan 15, 2026 | Jan 30, 2026 | 0,42 € | 3,68% |
| Oct 15, 2025 | Oct 31, 2025 | 0,42 € | 4,53% |
| Jul 15, 2025 | Jul 31, 2025 | 0,42 € | 4,04% |
| Apr 15, 2025 | Apr 30, 2025 | 0,42 € | 4,49% |
| Jan 15, 2025 | Jan 31, 2025 | 0,42 € | 3,81% |
| Oct 15, 2024 | Oct 31, 2024 | 0,42 € | 3,98% |
| Jul 15, 2024 | Jul 31, 2024 | 0,42 € | 4,63% |
| Apr 12, 2024 | Apr 30, 2024 | 0,42 € | 5,73% |
| Jan 11, 2024 | Jan 31, 2024 | 0,42 € | 4,56% |
| Oct 12, 2023 | Oct 31, 2023 | 0,42 € | 6,14% |
| Jul 13, 2023 | Jul 31, 2023 | 0,42 € | 5,49% |
| Apr 13, 2023 | Apr 28, 2023 | 0,42 € | 4,78% |
| Jan 12, 2023 | Jan 31, 2023 | 0,42 € | 3,84% |
| Oct 13, 2022 | Oct 31, 2022 | 0,40 € | 3,69% |
| Jul 14, 2022 | Jul 29, 2022 | 0,40 € | 3,65% |
| Apr 13, 2022 | Apr 29, 2022 | 0,40 € | 3,23% |
| Jan 13, 2022 | Jan 31, 2022 | 0,40 € | 2,94% |
| Oct 14, 2021 | Oct 29, 2021 | 0,36 € | 2,91% |
| Jul 14, 2021 | Jul 30, 2021 | 0,36 € | 3,01% |
| Apr 14, 2021 | Apr 30, 2021 | 0,36 € | 2,84% |
Points Clés
Revenue grew 17,32% annually over 5 years — strong growth
Earnings grew 22,93% over the past year
ROE of 10,61% — decent returns on equity
Net margin of 17,74% shows strong profitability
Generating 59,52M in free cash flow
P/E of 12,10 — trading at a low valuation
Croissance
Revenue Growth (5Y)
17,32%
Revenue (1Y)26,79%
Earnings (1Y)22,93%
FCF Growth (3Y)-4,23%
Qualité
Return on Equity
10,61%
ROIC4,57%
Net Margin17,74%
Op. Margin22,22%
Sécurité
Debt / Equity
0,92
Current Ratio1,77
Interest Coverage0,70
Valorisation
P/E Ratio
12,10
Forward P/E8,59
P/B Ratio1,13
EV/EBITDA16,36
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 26,79% | Revenue Growth (3Y) | 21,14% |
| Earnings Growth (1Y) | 22,93% | Earnings Growth (3Y) | 22,55% |
| Revenue Growth (5Y) | 17,32% | Earnings Growth (5Y) | -1,43% |
| Profitability | |||
| Revenue (TTM) | 367,34M | Net Income (TTM) | 65,16M |
| ROE | 10,61% | ROA | 0,93% |
| Gross Margin | 62,78% | Operating Margin | 22,22% |
| Net Margin | 17,74% | Free Cash Flow (TTM) | 59,52M |
| ROIC | 4,57% | FCF Growth (3Y) | -4,23% |
| Safety | |||
| Debt / Equity | 0,92 | Current Ratio | 1,77 |
| Interest Coverage | 0,70 | ||
| Dividends | |||
| Dividend Yield | 0,04% | Payout Ratio | 0,44% |
| Dividend Growth (3Y) | 1,64% | Dividend Growth (5Y) | 4,94% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 12,10 | Forward P/E | 8,59 |
| P/B Ratio | 1,13 | P/S Ratio | 2,15 |
| PEG Ratio | 1,85 | Forward PEG | N/A |
| EV/EBITDA | 16,36 | Fwd EV/EBITDA | 15,37 |
| Forward P/S | 2,86 | Fwd Earnings Yield | 11,64% |
| FCF Yield | 7,55% | ||
| Market Cap | 788,63M | Enterprise Value | 1,34B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 367,34M | 289,72M | 250,32M | 208,89M | 193,91M |
| Net Income | 65,16M | 53,00M | 43,38M | 61,44M | 69,01M |
| EPS (Diluted) | 3,84 | 3,62 | 2,97 | 4,17 | 4,60 |
| Gross Profit | 230,62M | 172,11M | 156,07M | 179,29M | 186,05M |
| Operating Income | 81,62M | 65,46M | 53,84M | 77,05M | 86,64M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 6,97B | 5,81B | 5,71B | 5,67B | 5,50B |
| Total Liabilities | 6,28B | 5,27B | 5,22B | 5,22B | 4,96B |
| Shareholders' Equity | 696,56M | 531,23M | 495,06M | 451,28M | 541,29M |
| Total Debt | 644,30M | 544,95M | 529,94M | 309,51M | 255,94M |
| Cash & Equivalents | 97,49M | 214,96M | 99,80M | 75,43M | 220,63M |
| Current Assets | 1,03B | 787,51M | 725,61M | 771,30M | 1,73B |
| Current Liabilities | 581,78M | 5,13B | 5,18B | 5,18B | 4,91B |
Scores de Stratégies
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#712 of 1049
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026