Retour
29
18
41
Fourchette du Jour
425,14 €
453,66 €
Fourchette 52 Semaines
401,90 €
549,75 €
Volume
97 645
Moyenne 50J / 200J
478,32 €
/
481,92 €
Clôture Précédente
438,24 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 11,4 | 10,3 |
| P/B | 3,2 | 1,1 |
| ROE % | 25,9 | 11,7 |
| Net Margin % | 18,3 | 16,9 |
| Rev Growth 5Y % | 5,8 | 11,6 |
| D/E | 4,2 | 0,5 |
Objectif de Cours des Analystes
Aucune couverture d'analyste disponible
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
74,58 €
72,69 € – 76,47 €
|
2,8 B | 1 |
| FY2027 |
54,75 €
53,36 € – 56,14 €
|
2,3 B | 2 |
| FY2026 |
46,22 €
45,04 € – 47,39 €
|
2,1 B | 2 |
Points Clés
Revenue grew 5,78% annually over 5 years — modest growth
Earnings grew 71,00% over the past year
ROE of 25,90% indicates high profitability
Net margin of 18,29% shows strong profitability
Debt/Equity of 4,17 — high leverage
Generating 1,05B in free cash flow
Croissance
Revenue Growth (5Y)
5,78%
Revenue (1Y)8,57%
Earnings (1Y)71,00%
FCF Growth (3Y)-6,32%
Qualité
Return on Equity
25,90%
ROIC10,51%
Net Margin18,29%
Op. Margin47,63%
Sécurité
Debt / Equity
4,17
Current Ratio0,26
Interest Coverage2,38
Valorisation
P/E Ratio
11,44
P/B Ratio3,18
EV/EBITDA9,70
Dividend Yield0,00%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 8,57% | Revenue Growth (3Y) | 11,03% |
| Earnings Growth (1Y) | 71,00% | Earnings Growth (3Y) | 21,72% |
| Revenue Growth (5Y) | 5,78% | Earnings Growth (5Y) | -18,45% |
| Profitability | |||
| Revenue (TTM) | 2,32B | Net Income (TTM) | 423,90M |
| ROE | 25,90% | ROA | 4,42% |
| Gross Margin | 98,75% | Operating Margin | 47,63% |
| Net Margin | 18,29% | Free Cash Flow (TTM) | 1,05B |
| ROIC | 10,51% | FCF Growth (3Y) | -6,32% |
| Safety | |||
| Debt / Equity | 4,17 | Current Ratio | 0,26 |
| Interest Coverage | 2,38 | Dividend Yield | 0,00% |
| Valuation | |||
| P/E Ratio | 11,44 | P/B Ratio | 3,18 |
| P/S Ratio | 2,09 | PEG Ratio | 0,13 |
| EV/EBITDA | 9,70 | Dividend Yield | 0,00% |
| Market Cap | 4,85B | Enterprise Value | 10,70B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 2,32B | 2,13B | 1,88B | 1,82B | 1,85B |
| Net Income | 423,90M | 247,90M | 286,10M | 535,80M | 958,30M |
| EPS (Diluted) | 37,55 | 19,88 | 21,99 | 39,32 | 59,52 |
| Gross Profit | 2,29B | 1,33B | 1,26B | 1,35B | 1,43B |
| Operating Income | 1,10B | 325,10M | 347,30M | 702,30M | 1,26B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 9,60B | 9,74B | 8,39B | 7,63B | 7,05B |
| Total Liabilities | 8,07B | 7,99B | 6,64B | 6,01B | 5,23B |
| Shareholders' Equity | 1,52B | 1,75B | 1,75B | 1,62B | 1,82B |
| Total Debt | 6,35B | 6,35B | 5,07B | 4,59B | 4,62B |
| Cash & Equivalents | 500,70M | 845,00M | 470,90M | 417,70M | 23,30M |
| Current Assets | 577,50M | 0,0 | 0,0 | 0,0 | 6,88B |
| Current Liabilities | 2,18B | 0,0 | 0,0 | 0,0 | 175,20M |
Scores de Stratégies
This stock passed the criteria for 3 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Capital Light Compounder
#160 of 218
#441 of 670
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#243 of 332
Activité Récente
Entré
Capital Light Compounder
Mar 24, 2026
Entré
Contrarian Investing (David Dreman)
Mar 24, 2026
Entré
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026