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CaixaBank, S.A.

Data quality: 100%
CAIXY
OTC Financial Services Banks - Regional
$3.81
▼ $0.03 (-0.85%)
Mkt Cap: 80.06B
Also listed as CIXPF OTC
Day Range
$3.78 $3.87
52-Week Range
$2.06 $4.52
Volume
40,412
50D / 200D Avg
$4.08 / $3.55
Prev Close
$3.84

Quick Summary

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (857 peers)

Metric Stock Sector Median
P/E 13.6 10.2
P/B 2.1 1.1
ROE % 15.6 11.7
Net Margin % 24.4 16.8
Rev Growth 5Y % 16.1 11.7
D/E 1.4 0.5

Analyst Price Target

No analyst coverage available

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2027 $0.33
$0.33 – $0.33
18.72B 1
FY2026 $0.28
$0.28 – $0.28
17.14B 1

Earnings Surprises

Last 8 quarters
Quarter Est. EPS Actual EPS Surprise
2025-12-31 $0.06 $0.08 +37.2%
2025-07-30 N/A $0.08
2025-04-30 N/A $0.07
2025-01-31 N/A $0.07
2024-10-31 N/A $0.08
2024-07-31 N/A $0.08
2024-04-30 N/A $0.05
2024-02-02 N/A $0.06

Dividend History

7 yr streak

Yield

0.04%

Payout Ratio

0.52%

Growth (3Y)

41.00%

Growth (5Y)

42.37%

Ex-Date Payment Date Amount Yield
Apr 08, 2026 Apr 24, 2026 $0.08 3.09%
Nov 10, 2025 Nov 24, 2025 $0.04 4.17%
Apr 23, 2025 May 09, 2025 $0.11 6.55%
Nov 12, 2024 Nov 22, 2024 $0.05 9.95%
Apr 03, 2024 Apr 18, 2024 $0.14 8.77%
Apr 10, 2023 Apr 26, 2023 $0.08 6.75%
Apr 18, 2022 May 05, 2022 $0.05 5.13%
May 21, 2021 Jun 08, 2021 $0.01 0.95%
Apr 13, 2020 Apr 30, 2020 $0.03 4.08%
Apr 17, 2019 Apr 30, 2019 $0.04 5.83%
Nov 02, 2018 Nov 20, 2018 $0.03 4.57%
Apr 18, 2018 Apr 30, 2018 $0.03 3.66%
Nov 02, 2017 Nov 17, 2017 $0.03 3.19%
Apr 12, 2017 Apr 28, 2017 $0.02 2.55%
Sep 29, 2016 Oct 17, 2016 $0.01 5.30%
May 26, 2016 Jun 16, 2016 $0.01 3.39%
Dec 23, 2015 Jan 08, 2016 $0.01 3.87%
Jun 09, 2015 Jun 29, 2015 $0.01 4.62%
Mar 10, 2015 Apr 10, 2015 $0.01 5.30%
Dec 03, 2014 Dec 29, 2014 $0.02 5.10%

Key Takeaways

Revenue grew 16.10% annually over 5 years — strong growth
ROE of 15.64% — decent returns on equity
Net margin of 24.43% shows strong profitability
Generating 40.31B in free cash flow
P/E of 13.59 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 26.22%

Growth

Revenue Growth (5Y)
16.10%
Revenue (1Y)-10.12%
Earnings (1Y)1.80%
FCF Growth (3Y)64.25%

Quality

Return on Equity
15.64%
ROIC6.89%
Net Margin24.43%
Op. Margin34.55%

Safety

Debt / Equity
1.36
Current Ratio0.10
Interest Coverage1.18

Valuation

P/E Ratio
13.59
Forward P/E13.89
P/B Ratio2.08
EV/EBITDA10.37
Dividend Yield0.04%

All Fundamental Metrics

Growth
Revenue Growth (1Y) -10.12% Revenue Growth (3Y) 0.08%
Earnings Growth (1Y) 1.80% Earnings Growth (3Y) 10.60%
Revenue Growth (5Y) 16.10% Earnings Growth (5Y) 3.04%
Profitability
Revenue (TTM) 24.11B Net Income (TTM) 5.89B
ROE 15.64% ROA 0.89%
Gross Margin 69.52% Operating Margin 34.55%
Net Margin 24.43% Free Cash Flow (TTM) 40.31B
ROIC 6.89% FCF Growth (3Y) 64.25%
Safety
Debt / Equity 1.36 Current Ratio 0.10
Interest Coverage 1.18
Dividends
Dividend Yield 0.04% Payout Ratio 0.52%
Dividend Growth (3Y) 41.00% Dividend Growth (5Y) 42.37%
Consecutive Div Years 7 yrs
Valuation
P/E Ratio 13.59 Forward P/E 13.89
P/B Ratio 2.08 P/S Ratio 3.32
PEG Ratio 3.13 Forward PEG N/A
EV/EBITDA 10.37 Fwd EV/EBITDA 13.74
Forward P/S 4.67 Fwd Earnings Yield 7.20%
FCF Yield 50.36%
Market Cap 80.06B Enterprise Value 86.43B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 24.11B 26.83B 24.08B 15.22B 13.27B
Net Income 5.89B 5.79B 4.82B 3.13B 5.23B
EPS (Diluted) 0.26 0.25 0.20 0.12 0.22
Gross Profit 16.76B 17.04B 15.97B 12.58B 11.36B
Operating Income 8.33B 8.32B 6.92B 4.32B 5.32B

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 663.76B 631.00B 607.17B 598.85B 680.04B
Total Liabilities 625.25B 594.14B 570.83B 565.14B 644.61B
Shareholders' Equity 38.51B 36.83B 36.31B 33.68B 35.39B
Total Debt 52.21B 54.42B 56.76B 50.09B 50.74B
Cash & Equivalents 45.83B 49.80B 37.86B 20.52B 104.28B
Current Assets 45.83B 50.62B 37.86B 20.70B 104.34B
Current Liabilities 450.94B 424.95B 2.93B 402.03B 396.98B