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CB Financial Services, Inc.

Calidad de datos: 83%
CBFV
Nasdaq Financial Services Depository Institutions
$36.57
▲ $0.29 (0.80%)
Cap. Mercado: 185.17 M
Precio
$36.48
Cap. Mercado
185.17 M
Rango del Día
Rango de 52 Semanas
Volumen
Apertura —
Promedio 50D / 200D
Promedio 50D / 200D

Quick Summary

Puntos Clave

Earnings declined -61.07% over the past year
ROE of 3.26% is below average
Generating 17.16 M in free cash flow
P/E of 37.77 — premium valuation
Cash machine — converts 349.93% of earnings into free cash flow

Crecimiento

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)-61.07%
FCF Growth (3Y)25.21%

Calidad

Return on Equity
3.26%
Below sector avg (9.24%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Seguridad

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valoración

PE (TTM|2027)
37.77 | 10.78
Above sector avg (11.15)
P/B Ratio1.21
EV/EBITDAN/A
Dividend YieldN/A

Historial de Precios

Tendencias Financieras

Comparación con Pares

vs mediana del sector Financial Services (2180 pares)
Métrica Acción Mediana del Sector
P/E 37.8 11.1
P/B 1.2 1.2
ROE % 3.3 9.2
Net Margin % 9.4
Rev Growth 5Y % 5.8
D/E 0.5

Precio Objetivo de Analistas

3 analistas
Buy
Actual
$36.57
+7.6%
Objetivo
$39.33
$39.00
$39.00
$40.00
Pronóstico
P/E Futuro 10.81
EPS Futuro $3.38
Crecimiento EPS (est.) +13.3%
Ingresos Est. 67.70 M

Estimaciones de Ganancias

Período EPS Est. Ingresos Est. Analistas
FY2027 $3.38
$3.30 – $3.50
67.70 M 3
FY2026 $2.99
$2.82 – $3.14
62.60 M 3

Sorpresas de Ganancias

Últimos 4 trimestres
Trimestre EPS Est. EPS Real Sorpresa
Q42025 $0.82 $0.72 -11.7%
Q32025 $0.65 $0.74 +13.9%
Q22025 $0.42 $0.74 +76.2%
Q12025 $0.38 $0.50 +31.6%

ETFs Holding This Stock

BRSIX BRSIX
0.29% weight
BSVO logo BSVO EA Bridgeway Omni Small-Cap Value ETF
0.07% weight
BOSVX BOSVX
0.06% weight
GISMX GISMX
0.01% weight
GSMRX GSMRX
0.01% weight
GMSMX GMSMX
0.01% weight
AVUV logo AVUV Avantis U.S. Small Cap Value ETF
0.00% weight
AVCNX AVCNX
0.00% weight

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) -61.07% Earnings Growth (3Y) -53.37%
Revenue Growth (5Y) N/A Earnings Growth (5Y) -19.32%
Profitability
Revenue (TTM) N/A Net Income (TTM) 4.90 M
ROE 3.26% ROA 0.32%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 17.16 M
ROIC N/A FCF Growth (3Y) 25.21%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 142.73 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 37.77 Forward P/E N/A
P/B Ratio 1.21 P/S Ratio N/A
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 9.27%
Market Cap 185.17 M Enterprise Value 129.28 M
Per Share
EPS (Diluted TTM) 0.92 Revenue / Share N/A
FCF / Share 3.38 OCF / Share 3.51
EPS CAGR (1Y) -61.34% EPS CAGR (5Y) -19.12%
EPS CAGR (10Y) -7.52%
Efficiency
CapEx / Revenue N/A FCF Conversion 349.93%
SBC-Adj. FCF 16.33 M Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 43.56 M
Net Income 4.90 M 12.59 M 22.55 M 11.25 M 11.57 M
EPS (Diluted) 0.92 2.38 4.40 2.18 2.15
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A 1.81 M 2.43 M 2.74 M 2.70 M 2.44 M
Interest Expense 50.78 M 46.07 M 17.67 M 4.78 M 3.41 M
Income Tax 397,000.0 2.75 M 7.74 M 2.83 M 3.13 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1.55 B 1.48 B 1.46 B 1.41 B 1.43 B
Total Liabilities 1.39 B 1.33 B 1.32 B 1.30 B 1.29 B
Shareholders' Equity 157.54 M 147.38 M 139.83 M 110.16 M 133.12 M
Total Debt 0.0 0.0 8.06 M 39.27 M
Cash & Equivalents 31.69 M 49.57 M 68.22 M 103.70 M 119.67 M
Current Assets
Current Liabilities