CB Financial Services, Inc.
Calidad de datos: 83%
CBFV
Nasdaq
Financial Services
Depository Institutions
$36.57
▲
$0.29
(0.80%)
Cap. Mercado: 185.17 M
Precio
$36.48
Cap. Mercado
185.17 M
Rango del Día
—
Rango de 52 Semanas
—
Volumen
—
Apertura —
Promedio 50D / 200D
—
Promedio 50D / 200D
—
Quick Summary
Puntos Clave
Earnings declined -61.07% over the past year
ROE of 3.26% is below average
Generating 17.16 M in free cash flow
P/E of 37.77 — premium valuation
Cash machine — converts 349.93% of earnings into free cash flow
Crecimiento
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)-61.07%
FCF Growth (3Y)25.21%
Calidad
Return on Equity
3.26%
Below sector avg (9.24%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Seguridad
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Valoración
PE (TTM|2027)
37.77 | 10.78
Above sector avg (11.15)
P/B Ratio1.21
EV/EBITDAN/A
Dividend YieldN/A
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (2180 pares)
Comparación con Pares
vs mediana del sector Financial Services (2180 pares)| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 37.8 | 11.1 |
| P/B | 1.2 | 1.2 |
| ROE % | 3.3 | 9.2 |
| Net Margin % | — | 9.4 |
| Rev Growth 5Y % | — | 5.8 |
| D/E | — | 0.5 |
Precio Objetivo de Analistas
3 analistas
Buy
Actual
$36.57
Objetivo
$39.33
$39.00
$39.00
$40.00
Pronóstico
P/E Futuro
10.81
EPS Futuro
$3.38
Crecimiento EPS (est.)
+13.3%
Ingresos Est.
67.70 M
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2027 |
$3.38
$3.30 – $3.50
|
67.70 M | 3 |
| FY2026 |
$2.99
$2.82 – $3.14
|
62.60 M | 3 |
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| 2026 Q2 |
$0.71
$0.67 – $0.76
|
15.45 M | 3 |
| 2026 Q1 |
$0.69
$0.67 – $0.72
|
15.00 M | 3 |
Sorpresas de Ganancias
Últimos 4 trimestres
| Trimestre | EPS Est. | EPS Real | Sorpresa |
|---|---|---|---|
| Q42025 | $0.82 | $0.72 | -11.7% |
| Q32025 | $0.65 | $0.74 | +13.9% |
| Q22025 | $0.42 | $0.74 | +76.2% |
| Q12025 | $0.38 | $0.50 | +31.6% |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | -61.07% | Earnings Growth (3Y) | -53.37% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | -19.32% |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 4.90 M |
| ROE | 3.26% | ROA | 0.32% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 17.16 M |
| ROIC | N/A | FCF Growth (3Y) | 25.21% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 142.73 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 37.77 | Forward P/E | N/A |
| P/B Ratio | 1.21 | P/S Ratio | N/A |
| PEG Ratio | N/A | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 9.27% | ||
| Market Cap | 185.17 M | Enterprise Value | 129.28 M |
| Per Share | |||
| EPS (Diluted TTM) | 0.92 | Revenue / Share | N/A |
| FCF / Share | 3.38 | OCF / Share | 3.51 |
| EPS CAGR (1Y) | -61.34% | EPS CAGR (5Y) | -19.12% |
| EPS CAGR (10Y) | -7.52% | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 349.93% |
| SBC-Adj. FCF | 16.33 M | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | 43.56 M |
| Net Income | 4.90 M | 12.59 M | 22.55 M | 11.25 M | 11.57 M |
| EPS (Diluted) | 0.92 | 2.38 | 4.40 | 2.18 | 2.15 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 1.81 M | 2.43 M | 2.74 M | 2.70 M | 2.44 M |
| Interest Expense | 50.78 M | 46.07 M | 17.67 M | 4.78 M | 3.41 M |
| Income Tax | 397,000.0 | 2.75 M | 7.74 M | 2.83 M | 3.13 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1.55 B | 1.48 B | 1.46 B | 1.41 B | 1.43 B |
| Total Liabilities | 1.39 B | 1.33 B | 1.32 B | 1.30 B | 1.29 B |
| Shareholders' Equity | 157.54 M | 147.38 M | 139.83 M | 110.16 M | 133.12 M |
| Total Debt | 0.0 | — | 0.0 | 8.06 M | 39.27 M |
| Cash & Equivalents | 31.69 M | 49.57 M | 68.22 M | 103.70 M | 119.67 M |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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