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CONSUMERS BANCORP INC /OH/

Qualité des données : 83%
CBKM
OTC Financial Services Depository Institutions
25,49 €
▼ 0,33 € (-1,28%)
Cap. Boursière: 81,20 M
Prix
25,82 €
Cap. Boursière
81,20 M
Fourchette du Jour
Fourchette 52 Semaines
Volume
Ouverture —
Moyenne 50J / 200J
Moyenne 50J / 200J

Quick Summary

Points Clés

ROE of 11,37% — decent returns on equity
Debt/Equity of 0,24 — conservative balance sheet
Generating 8,31 M in free cash flow
P/E of 8,52 — trading at a low valuation
Cash machine — converts 87,14% of earnings into free cash flow

Croissance

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)1,01%
FCF Growth (3Y)-34,96%

Qualité

Return on Equity
11,37%
Au-dessus de la moyenne du secteur (9,22%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Sécurité

Debt / Equity
0,24
En dessous de la moyenne du secteur (0,49)
Current RatioN/A
Interest CoverageN/A

Valorisation

PE (TTM)
8,52
En dessous de la moyenne du secteur (11,12)
P/B Ratio0,94
EV/EBITDAN/A
Dividend YieldN/A

Historique des Prix

Tendances Financières

Comparaison Sectorielle

vs médiane du secteur Financial Services (2698 pairs)
Métrique Action Médiane du Secteur
P/E 8,5 11,1
P/B 0,9 1,2
ROE % 11,4 9,2
Net Margin % 9,4
Rev Growth 5Y % 5,8
D/E 0,2 0,5

Objectif de Cours des Analystes

Aucune couverture d'analyste disponible

Estimations de Bénéfices

Aucune estimation prévisionnelle disponible

Dividend History

Ex-Date Payment Date Amount Yield
Feb 23, 2026 0,21 € N/A
Nov 24, 2025 0,21 € N/A
Aug 25, 2025 0,21 € N/A
May 27, 2025 0,19 € N/A
Feb 24, 2025 0,19 € N/A
Nov 25, 2024 0,19 € N/A
Aug 26, 2024 0,19 € N/A
May 24, 2024 0,18 € N/A
Feb 23, 2024 0,18 € N/A
Nov 24, 2023 0,18 € N/A
Aug 18, 2023 0,18 € N/A
May 19, 2023 0,17 € N/A
Feb 24, 2023 0,17 € N/A
Nov 18, 2022 0,17 € N/A
Aug 19, 2022 0,17 € N/A
May 20, 2022 0,16 € N/A
Feb 17, 2022 0,16 € N/A
Nov 23, 2021 0,16 € N/A
Aug 20, 2021 0,16 € N/A
May 21, 2021 0,15 € N/A

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 1,01% Earnings Growth (3Y) -9,89%
Revenue Growth (5Y) N/A Earnings Growth (5Y) -0,91%
Profitability
Revenue (TTM) N/A Net Income (TTM) 9,53 M
ROE 11,37% ROA 0,79%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 8,31 M
ROIC N/A FCF Growth (3Y) -34,96%
Safety
Debt / Equity 0,24 Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 83,40 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 8,52 Forward P/E N/A
P/B Ratio 0,94 P/S Ratio N/A
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 10,23%
Market Cap 81,20 M Enterprise Value 101,58 M
Per Share
EPS (Diluted TTM) 3,03 Revenue / Share N/A
FCF / Share 2,64 OCF / Share 3,05
EPS CAGR (1Y) 0,36% EPS CAGR (5Y) -1,81%
EPS CAGR (10Y) 14,96%
Efficiency
CapEx / Revenue N/A FCF Conversion 87,14%
SBC-Adj. FCF N/A Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue
Net Income 8,67 M 8,58 M 10,67 M 11,19 M 8,99 M
EPS (Diluted) 2,77 2,76 3,45 3,68 2,98
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A
Interest Expense 34,11 M 31,99 M 7,22 M 1,41 M 1,90 M
Income Tax 1,66 M 1,85 M 2,25 M 2,34 M 1,85 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1,17 B 1,10 B 1,06 B 977,31 M 833,80 M
Total Liabilities 1,09 B 1,03 B 1,00 B 923,34 M 763,90 M
Shareholders' Equity 76,27 M 63,69 M 55,48 M 53,97 M 69,90 M
Total Debt 15,51 M 30,01 M 26,37 M 21,30 M 12,20 M
Cash & Equivalents
Current Assets
Current Liabilities