C & F FINANCIAL CORP
Datakwaliteit: 100%
CFFI
Nasdaq
Financial Services
Depository Institutions
€ 75,55
▲
€ 1,12
(1,50%)
Marktkapitalisatie: 245,97 M
Prijs
€ 75,55
Marktkapitalisatie
245,97 M
Dagbereik
€ 73,10 — € 75,55
52-Weeksbereik
€ 55,80 — € 80,99
Volume
1.481
Openen € 73,10
50D / 200D Gem.
€ 74,42
1,51% above
50D / 200D Gem.
€ 69,99
7,94% above
Quick Summary
Belangrijkste Punten
Revenue grew 1,15% annually over 5 years — modest growth
Earnings grew 35,30% over the past year
ROE of 10,87% — decent returns on equity
Net margin of 19,05% shows strong profitability
Debt/Equity of 0,08 — conservative balance sheet
Generating 22,16 M in free cash flow
Groei
Revenue Growth (5Y)
1,15%
Onder sectorgemiddelde (5,83%)
Revenue (1Y)10,63%
Earnings (1Y)35,30%
FCF Growth (3Y)-22,97%
Kwaliteit
Return on Equity
10,87%
Boven sectorgemiddelde (9,24%)
ROICN/A
Net Margin19,05%
Op. MarginN/A
Veiligheid
Debt / Equity
0,08
Onder sectorgemiddelde (0,49)
Current RatioN/A
Interest CoverageN/A
Waardering
PE (TTM)
9,17
Onder sectorgemiddelde (11,15)
P/B Ratio0,97
EV/EBITDAN/A
Dividend YieldN/A
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (2144 peers)
Sectorvergelijking
vs Financial Services sector mediaan (2144 peers)| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 9,2 | 11,1 |
| P/B | 1,0 | 1,2 |
| ROE % | 10,9 | 9,2 |
| Net Margin % | 19,1 | 9,4 |
| Rev Growth 5Y % | 1,2 | 5,8 |
| D/E | 0,1 | 0,5 |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 10,63% | Revenue Growth (3Y) | 5,18% |
| Earnings Growth (1Y) | 35,30% | Earnings Growth (3Y) | 6,62% |
| Revenue Growth (5Y) | 1,15% | Earnings Growth (5Y) | -1,64% |
| Profitability | |||
| Revenue (TTM) | 140,84 M | Net Income (TTM) | 26,84 M |
| ROE | 10,87% | ROA | 0,99% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | 19,05% | Free Cash Flow (TTM) | 22,16 M |
| ROIC | N/A | FCF Growth (3Y) | -22,97% |
| Safety | |||
| Debt / Equity | 0,08 | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | 0,05 |
| Working Capital | N/A | Tangible Book Value | 227,13 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 9,17 | Forward P/E | N/A |
| P/B Ratio | 0,97 | P/S Ratio | 1,75 |
| PEG Ratio | N/A | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 9,01% | ||
| Market Cap | 245,97 M | Enterprise Value | 265,97 M |
| Per Share | |||
| EPS (Diluted TTM) | 8,29 | Revenue / Share | 43,26 |
| FCF / Share | 6,81 | OCF / Share | 7,52 |
| EPS CAGR (1Y) | 37,94% | EPS CAGR (5Y) | 1,05% |
| EPS CAGR (10Y) | 8,77% | ||
| Efficiency | |||
| CapEx / Revenue | 1,65% | FCF Conversion | 82,58% |
| SBC-Adj. FCF | 20,32 M | Growth Momentum | 9,48 |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 140,84 M | 127,31 M | 127,32 M | 121,95 M | 134,53 M |
| Net Income | 26,84 M | 19,83 M | 23,60 M | 29,16 M | 28,67 M |
| EPS (Diluted) | 8,29 | 6,01 | 6,92 | 8,29 | 7,95 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | 3,92 M | 3,86 M | 3,88 M | 4,36 M | 4,74 M |
| Interest Expense | 106,21 M | 96,78 M | 26,43 M | 7,89 M | 8,36 M |
| Income Tax | 6,08 M | 4,22 M | 5,42 M | 7,60 M | 8,96 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 2,77 B | 2,56 B | 2,44 B | 2,33 B | 2,26 B |
| Total Liabilities | 2,51 B | 2,34 B | 2,22 B | 2,14 B | 2,05 B |
| Shareholders' Equity | 261,75 M | 226,36 M | 216,88 M | 195,63 M | 210,32 M |
| Total Debt | 20,00 M | 28,99 M | 58,22 M | 36,59 M | 34,74 M |
| Cash & Equivalents | — | — | — | — | — |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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