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CITIZENS FINANCIAL GROUP INC/RI

Qualité des données : 100%
Également cotée sous CFG-PH NYSE CFG-PI NYSE
CFG-PE
NYSE Financial Services Depository Institutions
18,97 €
▼ 0,05 € (-0,27%)
Cap. Boursière: 8,32 B
Prix
19,05 €
Cap. Boursière
8,32 B
Fourchette du Jour
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Fourchette 52 Semaines
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Volume
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Ouverture —
Moyenne 50J / 200J
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Moyenne 50J / 200J
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Quick Summary

Points Clés

Revenue grew 5,54% annually over 5 years — modest growth
Earnings grew 21,34% over the past year
Net margin of 22,20% shows strong profitability
Debt/Equity of 0,41 — conservative balance sheet
Generating 2,21 B in free cash flow
P/E of 4,55 — trading at a low valuation

Croissance

Revenue Growth (5Y)
5,54%
En dessous de la moyenne du secteur (5,83%)
Revenue (1Y)5,61%
Earnings (1Y)21,34%
FCF Growth (3Y)-13,59%

Qualité

Return on Equity
7,17%
En dessous de la moyenne du secteur (9,24%)
ROICN/A
Net Margin22,20%
Op. MarginN/A

Sécurité

Debt / Equity
0,41
En dessous de la moyenne du secteur (0,49)
Current RatioN/A
Interest CoverageN/A

Valorisation

PE (TTM)
4,55
En dessous de la moyenne du secteur (11,14)
P/B Ratio0,32
EV/EBITDAN/A
Dividend YieldN/A

Historique des Prix

Tendances Financières

Comparaison Sectorielle

vs médiane du secteur Financial Services (2607 pairs)
Métrique Action Médiane du Secteur
P/E 4,6 11,1
P/B 0,3 1,2
ROE % 7,2 9,2
Net Margin % 22,2 9,4
Rev Growth 5Y % 5,5 5,8
D/E 0,4 0,5

Objectif de Cours des Analystes

Aucune couverture d'analyste disponible

Estimations de Bénéfices

Période BPA Est. CA Est. Analystes
FY2027 — 9,86 B —
FY2026 — 9,06 B —

All Fundamental Metrics
Growth
Revenue Growth (1Y) 5,61% Revenue Growth (3Y) 0,14%
Earnings Growth (1Y) 21,34% Earnings Growth (3Y) 6,71%
Revenue Growth (5Y) 5,54% Earnings Growth (5Y) -5,74%
Profitability
Revenue (TTM) 8,25 B Net Income (TTM) 1,83 B
ROE 7,17% ROA 0,83%
Gross Margin N/A Operating Margin N/A
Net Margin 22,20% Free Cash Flow (TTM) 2,21 B
ROIC N/A FCF Growth (3Y) -13,59%
Safety
Debt / Equity 0,41 Current Ratio N/A
Interest Coverage N/A Asset Turnover 0,04
Working Capital N/A Tangible Book Value 17,64 B
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 4,55 Forward P/E N/A
P/B Ratio 0,32 P/S Ratio 1,01
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 26,57%
Market Cap 8,32 B Enterprise Value 18,98 B
Per Share
EPS (Diluted TTM) 3,86 Revenue / Share 18,88
FCF / Share 5,06 OCF / Share 5,06
EPS CAGR (1Y) 27,39% EPS CAGR (5Y) -7,00%
EPS CAGR (10Y) 7,76%
Efficiency
CapEx / Revenue N/A FCF Conversion 120,75%
SBC-Adj. FCF N/A Growth Momentum 0,07

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 8,25 B 7,81 B 8,22 B 8,02 B 6,65 B
Net Income 1,83 B 1,51 B 1,61 B 2,07 B 2,32 B
EPS (Diluted) 3,86 3,03 3,13 4,10 5,16
Gross Profit — — — — —
Operating Income — — — — —
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses — — — — —
D&A — — — — —
Interest Expense 5,85 B 5,63 B 3,96 B 1,05 B 339,00 M
Income Tax 497,00 M 379,00 M 422,00 M 582,00 M 658,00 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 226,35 B 217,52 B 221,96 B 226,73 B 188,41 B
Total Liabilities 200,03 B 193,27 B 197,62 B 203,04 B 164,99 B
Shareholders' Equity 26,32 B 24,25 B 24,34 B 23,69 B 23,42 B
Total Debt 11,28 B 12,40 B 13,97 B 15,89 B 7,01 B
Cash & Equivalents — — — — —
Current Assets — — — — —
Current Liabilities — — — — —