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Fourchette du Jour
46,13 €
47,58 €
Fourchette 52 Semaines
33,02 €
69,85 €
Volume
2 742 059
Moyenne 50J / 200J
55,61 €
/
57,63 €
Clôture Précédente
47,68 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 21,1 | 10,3 |
| P/B | 3,0 | 1,1 |
| ROE % | 14,2 | 11,7 |
| Net Margin % | 16,5 | 16,9 |
| Rev Growth 5Y % | -4,2 | 11,6 |
| D/E | 2,5 | 0,5 |
Objectif de Cours des Analystes
Hold
67,50 €
+42.8%
Low: 57,00 €
High: 74,00 €
P/E Prévisionnel
10,4
BPA Prévisionnel
4,57 €
Croissance BPA (est.)
+0,0%
CA Est.
4,6 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2029 |
6,26 €
5,96 € – 6,65 €
|
5,6 B | 1 |
| FY2028 |
5,96 €
4,13 € – 7,80 €
|
5,5 B | 2 |
| FY2027 |
5,40 €
5,04 € – 5,71 €
|
5,4 B | 7 |
Points Clés
Revenue declined -4,24% annually over 5 years
Earnings declined -20,75% over the past year
ROE of 14,23% — decent returns on equity
Net margin of 16,51% shows strong profitability
Debt/Equity of 2,49 — high leverage
Generating 1,36B in free cash flow
Croissance
Revenue Growth (5Y)
-4,24%
Revenue (1Y)19,80%
Earnings (1Y)-20,75%
FCF Growth (3Y)213,99%
Qualité
Return on Equity
14,23%
ROIC4,78%
Net Margin16,51%
Op. Margin26,19%
Sécurité
Debt / Equity
2,49
Current Ratio0,00
Interest Coverage10,35
Valorisation
P/E Ratio
21,11
P/B Ratio2,96
EV/EBITDA22,00
Dividend Yield0,02%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 19,80% | Revenue Growth (3Y) | 61,96% |
| Earnings Growth (1Y) | -20,75% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | -4,24% | Earnings Growth (5Y) | -27,79% |
| Profitability | |||
| Revenue (TTM) | 4,90B | Net Income (TTM) | 808,70M |
| ROE | 14,23% | ROA | 2,78% |
| Gross Margin | 65,93% | Operating Margin | 26,19% |
| Net Margin | 16,51% | Free Cash Flow (TTM) | 1,36B |
| ROIC | 4,78% | FCF Growth (3Y) | 213,99% |
| Safety | |||
| Debt / Equity | 2,49 | Current Ratio | 0,00 |
| Interest Coverage | 10,35 | Dividend Yield | 0,02% |
| Valuation | |||
| P/E Ratio | 21,11 | P/B Ratio | 2,96 |
| P/S Ratio | 3,49 | PEG Ratio | -1,25 |
| EV/EBITDA | 22,00 | Dividend Yield | 0,02% |
| Market Cap | 17,07B | Enterprise Value | 28,23B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 4,90B | 4,09B | 1,87B | 3,68B | 5,82B |
| Net Income | 808,70M | 1,02B | -608,40M | 1,23B | 2,97B |
| EPS (Diluted) | 2,18 | 2,77 | -1,68 | 3,35 | 8,20 |
| Gross Profit | 3,23B | 3,40B | 1,32B | 3,36B | 5,53B |
| Operating Income | 1,28B | 1,39B | -600,90M | 1,57B | 4,03B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 29,12B | 23,10B | 21,18B | 21,40B | 21,25B |
| Total Liabilities | 22,06B | 16,76B | 15,39B | 14,58B | 15,54B |
| Shareholders' Equity | 5,76B | 5,61B | 5,19B | 6,22B | 5,28B |
| Total Debt | 14,36B | 9,50B | 9,26B | 8,68B | 8,50B |
| Cash & Equivalents | 3,21B | 2,10B | 1,79B | 1,57B | 2,62B |
| Current Assets | 0,0 | 3,14B | 2,62B | 2,33B | 3,20B |
| Current Liabilities | 6,80B | 0,0 | 0,0 | 369,20M | 379,70M |