Back
Day Range
$10.97
$11.23
52-Week Range
$10.61
$17.00
Volume
1,318,382
50D / 200D Avg
$11.84
/
$12.84
Prev Close
$11.20
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (857 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 11.4 | 10.2 |
| P/B | 0.7 | 1.1 |
| ROE % | 6.8 | 11.7 |
| Net Margin % | 35.4 | 16.8 |
| Rev Growth 5Y % | -0.1 | 11.7 |
| D/E | 1.3 | 0.5 |
Analyst Price Target
Hold
$15.00
+36.7%
Forward P/E
7.80
Forward EPS
$1.45
EPS Growth (est.)
+0.0%
Est. Revenue
262.40M
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2028 |
$1.47
$1.39 – $1.53
|
255.32M | 1 |
| FY2027 |
$1.46
$1.41 – $1.50
|
262.20M | 5 |
| FY2026 |
$1.45
$1.42 – $1.50
|
262.40M | 6 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-24 | $0.37 | $0.33 | -11.9% |
| 2025-11-04 | $0.39 | $0.38 | -2.6% |
| 2025-08-05 | $0.39 | $0.39 | 0.0% |
| 2025-05-06 | $0.43 | $0.41 | -4.7% |
| 2025-02-25 | $0.46 | $0.47 | +2.2% |
| 2024-11-05 | $0.48 | $0.49 | +2.1% |
| 2024-08-05 | $0.50 | $0.51 | +2.0% |
| 2024-05-07 | $0.51 | $0.53 | +3.9% |
Insider Trading Activity
Buy ratio (90d)
75.0%
10 transactions
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| Mar 20, 2026 |
Taylor Francis
Treasurer
|
buy | 232 | $11.22 | $2,603.04 |
| Mar 9, 2026 |
Chi Alex
CEO
|
buy | 9,000 | $10.79 | $97,127.10 |
| Mar 6, 2026 |
Nestor John G.
Director
|
sell | 4,401 | $11.29 | $49,689.83 |
| Mar 4, 2026 |
Hennigan Thomas M
CFO and President
|
buy | 4,430 | $11.26 | $49,881.80 |
| Nov 14, 2025 |
Nestor John G.
Director
|
sell | 7,085 | $11.87 | $84,098.95 |
| Nov 13, 2025 |
Hennigan Thomas M
CFO
|
buy | 8,400 | $12.04 | $101,136.00 |
| Nov 10, 2025 |
Joseph Nelson
PAO
|
buy | 1,500 | $11.84 | $17,760.00 |
| Aug 20, 2025 |
Hennigan Thomas M
CFO
|
buy | 7,285 | $13.75 | $100,168.75 |
| Aug 18, 2025 |
Nestor John G.
Director
|
sell | 13,238 | $13.49 | $178,580.62 |
| May 20, 2025 |
Nestor John G.
Director
|
other | 1,650 | — | — |
Dividend History
7 yr streakYield
0.12%
Payout Ratio
1.49%
Growth (3Y)
0.20%
Growth (5Y)
2.34%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 31, 2026 | Apr 16, 2026 | $0.40 | 14.29% |
| Dec 31, 2025 | Jan 16, 2026 | $0.40 | 13.21% |
| Sep 30, 2025 | Oct 17, 2025 | $0.40 | 13.60% |
| Jun 30, 2025 | Jul 17, 2025 | $0.40 | 12.94% |
| Mar 24, 2025 | Apr 17, 2025 | $0.45 | 11.14% |
| Dec 31, 2024 | Jan 17, 2025 | $0.45 | 10.43% |
| Sep 30, 2024 | Oct 17, 2024 | $0.47 | 10.96% |
| Jun 28, 2024 | Jul 17, 2024 | $0.47 | 10.32% |
| Mar 27, 2024 | Apr 17, 2024 | $0.48 | 11.09% |
| Dec 28, 2023 | Jan 18, 2024 | $0.44 | 11.67% |
| Sep 28, 2023 | Oct 17, 2023 | $0.44 | 12.19% |
| Jun 29, 2023 | Jul 18, 2023 | $0.44 | 11.76% |
| Mar 30, 2023 | Apr 14, 2023 | $0.44 | 12.53% |
| Dec 29, 2022 | Jan 16, 2023 | $0.44 | 11.57% |
| Sep 29, 2022 | Oct 14, 2022 | $0.40 | 13.75% |
| Jun 29, 2022 | Jul 15, 2022 | $0.40 | 12.45% |
| Mar 30, 2022 | Apr 15, 2022 | $0.40 | 10.63% |
| Dec 30, 2021 | Jan 14, 2022 | $0.39 | 11.08% |
| Sep 29, 2021 | Oct 15, 2021 | $0.38 | 10.86% |
| Jun 29, 2021 | Jul 15, 2021 | $0.36 | 11.00% |
Key Takeaways
Revenue declined -0.12% annually over 5 years
Earnings declined -21.36% over the past year
Net margin of 35.38% shows strong profitability
Negative free cash flow of -204.56M
P/E of 11.43 — trading at a low valuation
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 18.02%
Growth
Revenue Growth (5Y)
-0.12%
Revenue (1Y)17.90%
Earnings (1Y)-21.36%
FCF Growth (3Y)N/A
Quality
Return on Equity
6.75%
ROIC4.74%
Net Margin35.38%
Op. Margin86.18%
Safety
Debt / Equity
1.31
Current Ratio1.19
Interest Coverage1.94
Valuation
P/E Ratio
11.43
Forward P/E7.80
P/B Ratio0.69
EV/EBITDA13.23
Dividend Yield0.12%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 17.90% | Revenue Growth (3Y) | 6.99% |
| Earnings Growth (1Y) | -21.36% | Earnings Growth (3Y) | -12.92% |
| Revenue Growth (5Y) | -0.12% | Earnings Growth (5Y) | -18.72% |
| Profitability | |||
| Revenue (TTM) | 197.79M | Net Income (TTM) | 69.97M |
| ROE | 6.75% | ROA | 2.51% |
| Gross Margin | 70.90% | Operating Margin | 86.18% |
| Net Margin | 35.38% | Free Cash Flow (TTM) | -204.56M |
| ROIC | 4.74% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 1.31 | Current Ratio | 1.19 |
| Interest Coverage | 1.94 | ||
| Dividends | |||
| Dividend Yield | 0.12% | Payout Ratio | 1.49% |
| Dividend Growth (3Y) | 0.20% | Dividend Growth (5Y) | 2.34% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 11.43 | Forward P/E | 7.80 |
| P/B Ratio | 0.69 | P/S Ratio | 4.04 |
| PEG Ratio | -0.31 | Forward PEG | N/A |
| EV/EBITDA | 13.23 | Fwd EV/EBITDA | 12.74 |
| Forward P/S | 3.05 | Fwd Earnings Yield | 12.82% |
| FCF Yield | -25.58% | ||
| Market Cap | 799.75M | Enterprise Value | 2.25B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 197.79M | 167.76M | 172.80M | 138.63M | 198.72M |
| Net Income | 69.97M | 88.98M | 92.28M | 85.64M | 160.35M |
| EPS (Diluted) | 1.01 | 1.58 | 1.64 | 1.49 | 2.69 |
| Gross Profit | 140.23M | 99.28M | 101.09M | 94.67M | 167.96M |
| Operating Income | 170.46M | 91.72M | 94.72M | 87.47M | 161.14M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 2.79B | 1.93B | 1.94B | 2.04B | 2.03B |
| Total Liabilities | 1.62B | 1.02B | 1.03B | 1.12B | 1.08B |
| Shareholders' Equity | 1.17B | 905.20M | 912.81M | 917.42M | 948.80M |
| Total Debt | 1.53B | 967.65M | 980.18M | 1.08B | 1.04B |
| Cash & Equivalents | 76.49M | 29.67M | 60.45M | 16.09M | 22.99M |
| Current Assets | 101.17M | 93.68M | 102.33M | 47.41M | 113.75M |
| Current Liabilities | 84.98M | 35.11M | 46.97M | 29.48M | 23.50M |