CHEMUNG FINANCIAL CORP
جودة البيانات: 83%
CHMG
Nasdaq
Financial Services
Depository Institutions
KWD 59.05
▲
KWD 0.70
(1.19%)
القيمة السوقية: 284.51 M
السعر
KWD 59.05
القيمة السوقية
284.51 M
نطاق اليوم
KWD 56.00 — KWD 59.07
نطاق 52 أسبوعًا
KWD 40.71 — KWD 65.50
حجم التداول
4,859
فتح KWD 56.00
متوسط 50 يوم / 200 يوم
KWD 56.87
3.83% above
متوسط 50 يوم / 200 يوم
KWD 53.64
10.08% above
Quick Summary
النقاط الرئيسية
Earnings declined -36.19% over the past year
Generating 43.81 M in free cash flow
Cash machine — converts 290.07% of earnings into free cash flow
النمو
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)-36.19%
FCF Growth (3Y)20.01%
الجودة
Return on Equity
6.29%
أقل من متوسط القطاع (9.24%)
ROICN/A
Net MarginN/A
Op. MarginN/A
الأمان
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
التقييم
PE (TTM)
18.84
أعلى من متوسط القطاع (11.15)
P/B Ratio1.16
EV/EBITDAN/A
Dividend YieldN/A
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (2151 نظير)
مقارنة الأقران
مقابل وسيط قطاع Financial Services (2151 نظير)| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 18.8 | 11.2 |
| P/B | 1.2 | 1.2 |
| ROE % | 6.3 | 9.2 |
| Net Margin % | — | 9.4 |
| Rev Growth 5Y % | — | 5.8 |
| D/E | — | 0.5 |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | -36.19% | Earnings Growth (3Y) | -22.27% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | -13.05% |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 15.10 M |
| ROE | 6.29% | ROA | 0.54% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 43.81 M |
| ROIC | N/A | FCF Growth (3Y) | 20.01% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 223.48 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 18.84 | Forward P/E | N/A |
| P/B Ratio | 1.16 | P/S Ratio | N/A |
| PEG Ratio | N/A | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 15.40% | ||
| Market Cap | 284.51 M | Enterprise Value | 176.86 M |
| Per Share | |||
| EPS (Diluted TTM) | 3.14 | Revenue / Share | N/A |
| FCF / Share | 9.09 | OCF / Share | 9.44 |
| EPS CAGR (1Y) | -36.69% | EPS CAGR (5Y) | -13.62% |
| EPS CAGR (10Y) | N/A | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 290.07% |
| SBC-Adj. FCF | N/A | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 15.10 M | 23.67 M | 25.00 M | 28.78 M | 26.43 M |
| EPS (Diluted) | 3.14 | 4.96 | 5.28 | 6.13 | 5.64 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | — | — | — | — | — |
| Interest Expense | 87.16 M | 74.06 M | 38.62 M | 7.30 M | 3.42 M |
| Income Tax | 4.83 M | 6.41 M | 6.50 M | 8.11 M | 7.34 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 2.71 B | 2.78 B | 2.71 B | 2.65 B | 2.42 B |
| Total Liabilities | 2.46 B | 2.56 B | 2.52 B | 2.48 B | 2.21 B |
| Shareholders' Equity | 254.71 M | 215.31 M | 195.24 M | 166.39 M | 211.46 M |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | 50.10 M | 47.04 M | 36.85 M | 55.87 M | 26.98 M |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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