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Chime Financial, Inc. Class A Common Stock

Data quality: 100%
CHYM
NASDAQ Financial Services Banks - Regional
$18.53
▼ $1.25 (-6.32%)
Mkt Cap: 7.12B
Day Range
$17.84 $19.50
52-Week Range
$16.17 $44.94
Volume
8,466,227
50D / 200D Avg
$22.95 / $24.89
Prev Close
$19.78

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E -7.1 10.3
P/B 5.1 1.1
ROE % -85.5 11.6
Net Margin % -46.2 16.8
Rev Growth 5Y % 11.6
D/E 0.1 0.5

Analyst Price Target

Hold
$27.50 +48.4%
Low: $17.00 High: $34.00
Forward P/E
132.7
Forward EPS
$0.15
EPS Growth (est.)
+0.0%
Est. Revenue
2.7 B

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2029 $1.14
$1.11 – $1.16
4.1 B 4
FY2028 $1.00
$0.73 – $1.19
3.7 B 6
FY2027 $0.62
$0.34 – $1.19
3.2 B 9

Key Takeaways

Debt/Equity of 0.10 — conservative balance sheet
Generating 32.89M in free cash flow
Capital efficient — spends only 0.91% of revenue on capex

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)30.69%
Earnings (1Y)N/A
FCF Growth (3Y)N/A

Quality

Return on Equity
-85.54%
ROIC-50.77%
Net Margin-46.18%
Op. Margin-47.56%

Safety

Debt / Equity
0.10
Current Ratio4.53
Interest Coverage0.00

Valuation

P/E Ratio
-7.05
P/B Ratio5.08
EV/EBITDAN/A
Dividend Yield0.00%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 30.69% Revenue Growth (3Y) 30.79%
Earnings Growth (1Y) N/A Earnings Growth (3Y) N/A
Revenue Growth (5Y) N/A Earnings Growth (5Y) N/A
Profitability
Revenue (TTM) 2.19B Net Income (TTM) -1.01B
ROE -85.54% ROA -51.41%
Gross Margin 85.87% Operating Margin -47.56%
Net Margin -46.18% Free Cash Flow (TTM) 32.89M
ROIC -50.77% FCF Growth (3Y) N/A
Safety
Debt / Equity 0.10 Current Ratio 4.53
Interest Coverage 0.00 Dividend Yield 0.00%
Valuation
P/E Ratio -7.05 P/B Ratio 5.08
P/S Ratio 3.25 PEG Ratio -0.02
EV/EBITDA N/A Dividend Yield 0.00%
Market Cap 7.12B Enterprise Value 6.79B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022
Revenue 2.19B 1.67B 1.28B 1.01B
Net Income -1.01B -25.34M -203.20M -470.25M
EPS (Diluted) -2.66 -0.07 -0.56 -1.29
Gross Profit 1.88B 1.47B 1.06B 794.15M
Operating Income -1.04B -62.20M -235.79M -478.70M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022
Total Assets 1.96B 1.46B 1.32B 1.42B
Total Liabilities 562.90M 501.52M 383.74M 316.71M
Shareholders' Equity 1.40B 959.52M 936.51M 1.10B
Total Debt 134.67M 96.34M 104.89M 100.81M
Cash & Equivalents 466.25M 337.70M 239.75M 203.36M
Current Assets 1.76B 1.29B 1.16B 1.27B
Current Liabilities 387.92M 374.82M 288.65M 215.52M