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59
33
Also listed as
CICHF
OTC
Day Range
$20.14
$20.28
52-Week Range
$15.31
$22.27
Volume
22,507
50D / 200D Avg
$20.22
/
$20.09
Prev Close
$20.14
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 1.1 | 10.3 |
| P/B | 0.1 | 1.1 |
| ROE % | 10.6 | 11.7 |
| Net Margin % | 55.2 | 16.9 |
| Rev Growth 5Y % | -5.3 | 11.6 |
| D/E | 0.4 | 0.5 |
Analyst Price Target
No analyst coverage available
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2027 |
$26.74
$25.57 – $28.52
|
790 B | 1 |
| FY2026 |
$25.68
$24.56 – $27.39
|
750 B | 1 |
Key Takeaways
Revenue declined -5.27% annually over 5 years
ROE of 10.60% — decent returns on equity
Net margin of 55.21% shows strong profitability
Debt/Equity of 0.36 — conservative balance sheet
Generating 308.85B in free cash flow
P/E of 1.05 — trading at a low valuation
Growth
Revenue Growth (5Y)
-5.27%
Revenue (1Y)-2.33%
Earnings (1Y)0.88%
FCF Growth (3Y)-43.12%
Quality
Return on Equity
10.60%
ROIC6.55%
Net Margin55.21%
Op. Margin65.10%
Safety
Debt / Equity
0.36
Current Ratio0.11
Interest Coverage0.61
Valuation
P/E Ratio
1.05
P/B Ratio0.11
EV/EBITDA-4.99
Dividend Yield0.07%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -2.33% | Revenue Growth (3Y) | -13.97% |
| Earnings Growth (1Y) | 0.88% | Earnings Growth (3Y) | 1.66% |
| Revenue Growth (5Y) | -5.27% | Earnings Growth (5Y) | 5.48% |
| Profitability | |||
| Revenue (TTM) | 607.87B | Net Income (TTM) | 335.58B |
| ROE | 10.60% | ROA | 0.83% |
| Gross Margin | 123.31% | Operating Margin | 65.10% |
| Net Margin | 55.21% | Free Cash Flow (TTM) | 308.85B |
| ROIC | 6.55% | FCF Growth (3Y) | -43.12% |
| Safety | |||
| Debt / Equity | 0.36 | Current Ratio | 0.11 |
| Interest Coverage | 0.61 | Dividend Yield | 0.07% |
| Valuation | |||
| P/E Ratio | 1.05 | P/B Ratio | 0.11 |
| P/S Ratio | 0.58 | PEG Ratio | -4.06 |
| EV/EBITDA | -4.99 | Dividend Yield | 0.07% |
| Market Cap | 353.16B | Enterprise Value | -1.98T |
Income Statement
Annual, most recent first
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | 607.87B | 622.34B | 821.28B | 822.64B | 754.96B |
| Net Income | 335.58B | 332.65B | 324.73B | 302.51B | 271.05B |
| EPS (Diluted) | 19.65 | 19.95 | 19.20 | 17.85 | 15.90 |
| Gross Profit | 749.57B | 1.41T | 821.28B | 822.64B | 754.96B |
| Operating Income | 395.74B | 414.17B | 910.24B | 377.00B | 334.09B |
Balance Sheet
Annual, most recent first
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Total Assets | 40.57T | 38.32T | 34.60T | 30.25T | 28.13T |
| Total Liabilities | 37.23T | 35.15T | 2.00T | 1.62T | 1.29T |
| Shareholders' Equity | 3.32T | 3.01T | 2.86T | 2.59T | 2.36T |
| Total Debt | 1.21T | 6.61T | 2.00T | 1.62T | 1.29T |
| Cash & Equivalents | 3.54T | 3.95T | 3.89T | 3.23T | 3.74T |
| Current Assets | 3.54T | 3.95T | 3.89T | 3.23T | 3.74T |
| Current Liabilities | 31.79T | 12.80T | 17.80T | 15.72T | 15.20T |
Strategy Scores
This stock passed the criteria for 2 strategies
Score = fit strength (0–100)
Rank = position among all matches
#157 of 827
#289 of 709
Recent Activity
Entered
Deep Value Investing (Seth Klarman)
Mar 24, 2026
Entered
Defensive Investing (Benjamin Graham)
Mar 24, 2026