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Also listed as
CIM
NYSE
Day Range
$24.66
$24.88
52-Week Range
$23.62
$25.55
Volume
7,248
50D / 200D Avg
$25.25
/
$25.23
Prev Close
$24.64
Quick Summary
Price History
Financial Trends
Peer Comparison
vs Financial Services sector median (854 peers)
| Metric | Stock | Sector Median |
|---|---|---|
| P/E | 9.0 | 10.3 |
| P/B | 0.8 | 1.1 |
| ROE % | 9.0 | 11.7 |
| Net Margin % | 28.1 | 16.9 |
| Rev Growth 5Y % | -4.4 | 11.6 |
| D/E | 5.1 | 0.5 |
Analyst Price Target
No analyst coverage available
Earnings Estimates
| Period | EPS Est. | Revenue Est. | Analysts |
|---|---|---|---|
| FY2028 |
$2.38
$2.38 – $2.38
|
410.79M | 1 |
| FY2027 |
$2.26
$2.26 – $2.26
|
420.29M | 1 |
| FY2026 |
$2.13
$2.13 – $2.13
|
414.66M | 1 |
No quarterly estimates available
Earnings Surprises
Last 1 quarter
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-11 | $0.51 | $0.34 | -31.7% |
Dividend History
2 yr streakYield
0.10%
Payout Ratio
0.91%
Growth (3Y)
N/A
Growth (5Y)
N/A
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Jan 30, 2026 | Feb 17, 2026 | $0.56 | 8.93% |
| Oct 31, 2025 | Nov 17, 2025 | $0.56 | 8.95% |
| Aug 01, 2025 | Aug 15, 2025 | $0.56 | 9.01% |
| May 01, 2025 | May 15, 2025 | $0.56 | 8.85% |
| Jan 31, 2025 | Feb 18, 2025 | $0.56 | 6.56% |
| Nov 01, 2024 | Nov 15, 2024 | $0.56 | 4.30% |
| Aug 01, 2024 | Aug 15, 2024 | $0.52 | 2.07% |
Key Takeaways
Revenue declined -4.41% annually over 5 years
Earnings grew 30.92% over the past year
Net margin of 28.08% shows strong profitability
Debt/Equity of 5.08 — high leverage
Negative free cash flow of -248.88M
P/E of 8.99 — trading at a low valuation
Growth
Revenue Growth (5Y)
-4.41%
Revenue (1Y)6.56%
Earnings (1Y)30.92%
FCF Growth (3Y)N/A
Quality
Return on Equity
9.04%
ROIC3.67%
Net Margin28.08%
Op. Margin93.16%
Safety
Debt / Equity
5.08
Current Ratio0.07
Interest Coverage1.38
Valuation
P/E Ratio
8.99
Forward P/E11.57
P/B Ratio0.81
EV/EBITDA19.44
Dividend Yield0.10%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 6.56% | Revenue Growth (3Y) | 6.85% |
| Earnings Growth (1Y) | 30.92% | Earnings Growth (3Y) | 35.20% |
| Revenue Growth (5Y) | -4.41% | Earnings Growth (5Y) | -23.42% |
| Profitability | |||
| Revenue (TTM) | 820.77M | Net Income (TTM) | 230.50M |
| ROE | 9.04% | ROA | 1.46% |
| Gross Margin | 94.87% | Operating Margin | 93.16% |
| Net Margin | 28.08% | Free Cash Flow (TTM) | -248.88M |
| ROIC | 3.67% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 5.08 | Current Ratio | 0.07 |
| Interest Coverage | 1.38 | ||
| Dividends | |||
| Dividend Yield | 0.10% | Payout Ratio | 0.91% |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | 2 yrs | ||
| Valuation | |||
| P/E Ratio | 8.99 | Forward P/E | 11.57 |
| P/B Ratio | 0.81 | P/S Ratio | 2.52 |
| PEG Ratio | 0.16 | Forward PEG | N/A |
| EV/EBITDA | 19.44 | Fwd EV/EBITDA | 51.73 |
| Forward P/S | 5.00 | Fwd Earnings Yield | 8.64% |
| FCF Yield | -12.01% | ||
| Market Cap | 2.07B | Enterprise Value | 14.86B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 820.77M | 770.22M | 718.97M | 692.47M | 982.86M |
| Net Income | 230.50M | 176.07M | 126.10M | -513.07M | 670.11M |
| EPS (Diluted) | 1.72 | 1.10 | 0.68 | -7.53 | 7.29 |
| Gross Profit | 778.67M | 733.02M | 670.97M | 640.32M | 916.45M |
| Operating Income | 764.65M | 672.39M | 631.87M | -177.13M | 1.28B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 15.81B | 13.12B | 12.93B | 13.40B | 15.41B |
| Total Liabilities | 13.24B | 10.59B | 10.37B | 10.74B | 11.67B |
| Shareholders' Equity | 2.57B | 2.53B | 2.56B | 2.67B | 3.74B |
| Total Debt | 13.07B | 10.01B | 10.11B | 10.61B | 11.08B |
| Cash & Equivalents | 278.58M | 84.00M | 221.68M | 264.60M | 385.74M |
| Current Assets | 394.57M | 0.0 | 0.0 | 0.0 | 0.0 |
| Current Liabilities | 6.03B | 4.37B | 2.94B | 4.09B | 5.49B |