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Columbia Financial, Inc.

Qualité des données : 100%
CLBK
NASDAQ Financial Services Banks - Regional
17,53 €
▲ 0,32 € (1,86%)
Cap. Boursière : 1,83B
Fourchette du Jour
17,43 € 17,83 €
Fourchette 52 Semaines
12,64 € 18,87 €
Volume
325 472
Moyenne 50J / 200J
17,30 € / 15,64 €
Clôture Précédente
17,21 €

Historique des Prix

Tendances Financières

Comparaison Sectorielle

vs médiane du secteur Financial Services (854 pairs)

Métrique Action Médiane du Secteur
P/E 35,3 10,3
P/B 1,6 1,1
ROE % 4,6 11,7
Net Margin % 10,2 16,8
Rev Growth 5Y % 13,2 11,7
D/E 1,0 0,5

Objectif de Cours des Analystes

Hold
17,00 € -3.0%
P/E Prévisionnel
23,2
BPA Prévisionnel
0,76 €
Croissance BPA (est.)
+0,0%
CA Est.
410 M

Estimations de Bénéfices

Période BPA Est. CA Est. Analystes
FY2027 0,79 €
0,79 € – 0,79 €
570 M 2
FY2026 0,76 €
0,74 € – 0,76 €
410 M 2

Points Clés

Revenue grew 13,20% annually over 5 years — strong growth
ROE of 4,62% is below average
Generating 58,56M in free cash flow
P/E of 35,32 — premium valuation
Cash machine — converts 113,13% of earnings into free cash flow
Capital efficient — spends only 1,94% of revenue on capex

Croissance

Revenue Growth (5Y)
13,20%
Revenue (1Y)11,94%
Earnings (1Y)N/A
FCF Growth (3Y)33,05%

Qualité

Return on Equity
4,62%
ROIC1,92%
Net Margin10,20%
Op. Margin11,86%

Sécurité

Debt / Equity
1,02
Current Ratio0,08
Interest Coverage0,26

Valorisation

P/E Ratio
35,32
P/B Ratio1,58
EV/EBITDA44,41
Dividend Yield0,00%

All Fundamental Metrics

Growth
Revenue Growth (1Y) 11,94% Revenue Growth (3Y) 9,61%
Earnings Growth (1Y) N/A Earnings Growth (3Y) 19,77%
Revenue Growth (5Y) 13,20% Earnings Growth (5Y) -13,40%
Profitability
Revenue (TTM) 507,44M Net Income (TTM) 51,77M
ROE 4,62% ROA 0,47%
Gross Margin 50,25% Operating Margin 11,86%
Net Margin 10,20% Free Cash Flow (TTM) 58,56M
ROIC 1,92% FCF Growth (3Y) 33,05%
Safety
Debt / Equity 1,02 Current Ratio 0,08
Interest Coverage 0,26 Dividend Yield 0,00%
Valuation
P/E Ratio 35,32 P/B Ratio 1,58
P/S Ratio 3,60 PEG Ratio -0,05
EV/EBITDA 44,41 Dividend Yield 0,00%
Market Cap 1,83B Enterprise Value 2,67B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 507,44M 453,32M 422,36M 340,07M 308,98M
Net Income 51,77M -11,65M 36,09M 86,17M 92,05M
EPS (Diluted) 0,51 -0,11 0,35 0,81 0,88
Gross Profit 255,00M 165,43M 228,47M 291,69M 281,92M
Operating Income 60,16M -15,91M 46,05M 116,88M 126,18M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 11,02B 10,48B 10,65B 10,41B 9,22B
Total Liabilities 9,86B 9,40B 9,61B 9,35B 8,15B
Shareholders' Equity 1,16B 1,08B 1,04B 1,05B 1,08B
Total Debt 1,18B 1,08B 1,53B 1,13B 377,31M
Cash & Equivalents 340,70M 289,22M 423,25M 179,23M 70,96M
Current Assets 382,19M 1,10B 1,56B 1,54B 1,80B
Current Liabilities 4,97B 8,10B 7,85B 8,18B 7,73B

Scores de Stratégies

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches
#920 of 1024
23

Activité Récente

Entré Cash Flow Compounder
Mar 24, 2026