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COMMUNITY BANCORP /VT

Data quality: 83%
CMTV
Nasdaq Financial Services Depository Institutions
$34.68
▼ $0.47 (-1.34%)
Mkt Cap: 199.44 M
Price
$35.59
Mkt Cap
199.44 M
Day Range
52-Week Range
Volume
Open —
50D / 200D Avg
50D / 200D Avg

Quick Summary

Key Takeaways

Earnings grew 32.93% over the past year
ROE of 15.55% — decent returns on equity
Generating 15.27 M in free cash flow
P/E of 11.75 — trading at a low valuation
Cash machine — converts 89.98% of earnings into free cash flow

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)32.93%
FCF Growth (3Y)3.34%

Quality

Return on Equity
15.55%
Above sector avg (9.24%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
11.75
Above sector avg (11.15)
P/B Ratio1.78
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2153 peers)
Metric Stock Sector Median
P/E 11.8 11.1
P/B 1.8 1.2
ROE % 15.6 9.2
Net Margin % 9.4
Rev Growth 5Y % 5.8
D/E 0.5

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 32.93% Earnings Growth (3Y) 12.40%
Revenue Growth (5Y) N/A Earnings Growth (5Y) 6.60%
Profitability
Revenue (TTM) N/A Net Income (TTM) 16.97 M
ROE 15.55% ROA 1.42%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 15.27 M
ROIC N/A FCF Growth (3Y) 3.34%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 100.31 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 11.75 Forward P/E N/A
P/B Ratio 1.78 P/S Ratio N/A
PEG Ratio 1.78 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 7.66%
Market Cap 199.44 M Enterprise Value 199.44 M
Per Share
EPS (Diluted TTM) 3.01 Revenue / Share N/A
FCF / Share 2.72 OCF / Share 2.86
EPS CAGR (1Y) N/A EPS CAGR (5Y) N/A
EPS CAGR (10Y) N/A
Efficiency
CapEx / Revenue N/A FCF Conversion 89.98%
SBC-Adj. FCF N/A Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue
Net Income 16.97 M 12.76 M 13.43 M 13.74 M 13.14 M
EPS (Diluted) 3.01
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A 1.05 M 1.03 M 1.07 M 1.14 M
Interest Expense 20.01 M 20.37 M 12.69 M 4.03 M 3.12 M
Income Tax 3.44 M 2.44 M 2.90 M 3.14 M 2.98 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1.29 B 1.25 B 1.10 B 1.06 B 1.02 B
Total Liabilities 1.17 B 1.15 B 1.01 B 980.86 M 934.35 M
Shareholders' Equity 113.69 M 98.05 M 89.03 M 75.18 M 84.76 M
Total Debt
Cash & Equivalents 71.14 M 110.36 M
Current Assets
Current Liabilities