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COMMUNITY BANCORP /VT

Calidad de datos: 83%
CMTV
NASDAQ Financial Services Depository Institutions
$32.79
▼ $0.02 (-0.06%)
Cap. Mercado: 199.44 M
6 months return
Momentum
Neutral
1Y earnings growth
32.93%

Quick Summary

Key Takeaways

Short bullets derived from reported financials—not the AI summary above.

Earnings grew 32.93% over the past year
ROE of 15.55% — decent returns on equity
Generating 15.27 M in free cash flow
P/E of 11.75 — trading at a low valuation
Cash machine — converts 89.98% of earnings into free cash flow
Dividend yield of 2.75% — meaningful income

Price History

Crecimiento

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)32.93%
FCF Growth (3Y)3.34%

Calidad

Return on Equity
15.55%
Above sector avg (9.21%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Seguridad

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valoración

PE (TTM)
11.75
Above sector avg (11.13)
P/B Ratio1.78
EV/EBITDAN/A
Dividend Yield2.75%

Tendencias Financieras

Comparación con Pares

vs mediana del sector Financial Services (6628 pares)
Métrica Acción Mediana del Sector
P/E 11.8 11.1
P/B 1.8 1.2
ROE % 15.6 9.2
Net Margin % 9.4
Rev Growth 5Y % 5.8
D/E 0.5

Precio Objetivo de Analistas

Consenso de analistas: objetivo medio vs precio actual y calificación.

No hay cobertura de analistas disponible

Estimaciones de Ganancias

Pronósticos de EPS e ingresos por período. Anual = años fiscales; trimestral = próximos trimestres.

No hay estimaciones futuras disponibles

Historial de Dividendos

20 yr streak

Rendimiento

2.75%

Ratio de pago

32.56%

Crecimiento (3 años)

2.15%

Crecimiento (5 años)

5.00%

Pagos recientes por acción (más reciente primero).

Ex-dividendo Pago Monto / acción
Jan 15, 2026 $0.25
Oct 15, 2025 $0.25
Jul 15, 2025 $0.24
Apr 15, 2025 $0.24
Jan 15, 2025 $0.24
Oct 15, 2024 $0.24
Jul 15, 2024 $0.23
Apr 12, 2024 $0.23
Jan 11, 2024 $0.23
Oct 12, 2023 $0.23
Jul 13, 2023 $0.23
Apr 13, 2023 $0.23

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 32.93% Earnings Growth (3Y) 12.40%
Revenue Growth (5Y) N/A Earnings Growth (5Y) 6.60%
Profitability
Revenue (TTM) N/A Net Income (TTM) 16.97 M
ROE 15.55% ROA 1.42%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 15.27 M
ROIC N/A FCF Growth (3Y) 3.34%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 100.31 M
Dividends
Dividend Yield 2.75% Payout Ratio 32.56%
Dividend Growth (3Y) 2.15% Dividend Growth (5Y) 5.00%
Consecutive Div Years 20 yrs
Valuation
P/E Ratio 11.75 Forward P/E N/A
P/B Ratio 1.78 P/S Ratio N/A
PEG Ratio 1.78 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 7.66%
Market Cap 199.44 M Enterprise Value 199.44 M
Per Share
EPS (Diluted TTM) 3.01 Revenue / Share N/A
FCF / Share 2.72 OCF / Share 2.86
EPS CAGR (1Y) N/A EPS CAGR (5Y) N/A
EPS CAGR (10Y) N/A
Efficiency
CapEx / Revenue N/A FCF Conversion 89.98%
SBC-Adj. FCF N/A Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue
Net Income 16.97 M 12.76 M 13.43 M 13.74 M 13.14 M
EPS (Diluted) 3.01
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A 1.05 M 1.03 M 1.07 M 1.14 M
Interest Expense 20.01 M 20.37 M 12.69 M 4.03 M 3.12 M
Income Tax 3.44 M 2.44 M 2.90 M 3.14 M 2.98 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1.29 B 1.25 B 1.10 B 1.06 B 1.02 B
Total Liabilities 1.17 B 1.15 B 1.01 B 980.86 M 934.35 M
Shareholders' Equity 113.69 M 98.05 M 89.03 M 75.18 M 84.76 M
Total Debt
Cash & Equivalents 71.14 M 110.36 M
Current Assets
Current Liabilities