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CBAUF
OTC
Dagbereik
€ 119,58
€ 122,85
52-Weeksbereik
€ 85,22
€ 129,81
Volume
4.552
50D / 200D Gem.
€ 115,62
/
€ 112,20
Vorige Slotkoers
€ 120,10
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (854 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 19,9 | 10,3 |
| P/B | 2,6 | 1,1 |
| ROE % | 13,3 | 11,6 |
| Net Margin % | 14,5 | 16,8 |
| Rev Growth 5Y % | 31,0 | 11,6 |
| D/E | 2,7 | 0,5 |
Koersdoel Analisten
Hold
€ 130,18
+8.2%
Forward K/W
16,63
Forward WPA
€ 7,22
WPA Groei (sch.)
+0,0%
Omzet Sch.
33,30B
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 7,61
€ 7,53 – € 7,69
|
34,99B | 1 |
| FY2026 |
€ 7,22
€ 7,19 – € 7,25
|
33,30B | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-10 | N/A | € 2,10 | — |
| 2025-08-13 | N/A | € 1,94 | — |
| 2025-02-12 | N/A | € 1,90 | — |
| 2024-08-14 | N/A | € 1,74 | — |
| 2024-02-13 | N/A | € 1,81 | — |
| 2023-08-08 | N/A | € 1,86 | — |
| 2023-02-14 | N/A | € 1,94 | — |
| 2022-08-10 | N/A | € 1,86 | — |
Dividend History
7 yr streakYield
0,03%
Payout Ratio
0,79%
Growth (3Y)
4,34%
Growth (5Y)
8,58%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 23, 2026 | Apr 09, 2026 | € 1,64 | 2,62% |
| Aug 25, 2025 | Oct 09, 2025 | € 1,70 | 2,79% |
| Feb 24, 2025 | Apr 07, 2025 | € 1,39 | 3,10% |
| Aug 26, 2024 | Oct 07, 2024 | € 1,66 | 3,24% |
| Feb 23, 2024 | Apr 08, 2024 | € 1,39 | 3,91% |
| Aug 18, 2023 | Oct 10, 2023 | € 1,57 | 4,77% |
| Feb 24, 2023 | Apr 10, 2023 | € 1,45 | 4,31% |
| Aug 19, 2022 | Oct 10, 2022 | € 1,47 | 3,96% |
| Feb 18, 2022 | Apr 11, 2022 | € 1,26 | 3,91% |
| Aug 20, 2021 | Oct 12, 2021 | € 1,48 | 3,70% |
| Feb 19, 2021 | Apr 09, 2021 | € 1,16 | 2,87% |
| Aug 21, 2020 | Oct 13, 2020 | € 0,70 | 4,11% |
| Feb 21, 2020 | Apr 10, 2020 | € 1,35 | 4,98% |
| Aug 16, 2019 | Oct 07, 2019 | € 1,56 | 5,82% |
| Feb 15, 2019 | Apr 08, 2019 | € 1,42 | 6,07% |
| Aug 17, 2018 | Oct 09, 2018 | € 1,67 | 5,93% |
| Feb 22, 2018 | Apr 09, 2018 | € 1,57 | 5,75% |
| Aug 17, 2017 | Oct 10, 2017 | € 1,81 | 5,34% |
| Feb 23, 2017 | Apr 14, 2017 | € 1,53 | 5,00% |
| Aug 18, 2016 | Oct 11, 2016 | € 1,71 | 5,87% |
Belangrijkste Punten
Revenue grew 31,04% annually over 5 years — strong growth
ROE of 13,32% — decent returns on equity
Debt/Equity of 2,74 — high leverage
Negative free cash flow of -2,46B
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 135,98%
Capital efficient — spends only 2,35% of revenue on capex
Groei
Revenue Growth (5Y)
31,04%
Revenue (1Y)167,02%
Earnings (1Y)7,69%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
13,32%
ROIC3,70%
Net Margin14,50%
Op. Margin20,86%
Veiligheid
Debt / Equity
2,74
Current Ratio0,06
Interest Coverage0,35
Waardering
P/E Ratio
19,89
Forward P/E16,63
P/B Ratio2,55
EV/EBITDA24,88
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 167,02% | Revenue Growth (3Y) | 62,76% |
| Earnings Growth (1Y) | 7,69% | Earnings Growth (3Y) | 0,59% |
| Revenue Growth (5Y) | 31,04% | Earnings Growth (5Y) | -0,16% |
| Profitability | |||
| Revenue (TTM) | 69,74B | Net Income (TTM) | 10,12B |
| ROE | 13,32% | ROA | 0,75% |
| Gross Margin | 41,09% | Operating Margin | 20,86% |
| Net Margin | 14,50% | Free Cash Flow (TTM) | -2,46B |
| ROIC | 3,70% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 2,74 | Current Ratio | 0,06 |
| Interest Coverage | 0,35 | ||
| Dividends | |||
| Dividend Yield | 0,03% | Payout Ratio | 0,79% |
| Dividend Growth (3Y) | 4,34% | Dividend Growth (5Y) | 8,58% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 19,89 | Forward P/E | 16,63 |
| P/B Ratio | 2,55 | P/S Ratio | 2,88 |
| PEG Ratio | 4,71 | Forward PEG | N/A |
| EV/EBITDA | 24,88 | Fwd EV/EBITDA | 27,17 |
| Forward P/S | 6,04 | Fwd Earnings Yield | 6,01% |
| FCF Yield | -1,22% | ||
| Market Cap | 201,19B | Enterprise Value | 361,92B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 69,74B | 26,12B | 26,33B | 25,14B | 23,65B |
| Net Income | 10,12B | 9,39B | 10,00B | 10,69B | 10,18B |
| EPS (Diluted) | 6,04 | 5,31 | 5,79 | 5,97 | 5,40 |
| Gross Profit | 28,66B | 27,31B | 27,07B | 23,29B | 23,55B |
| Operating Income | 14,55B | 15,24B | 15,69B | 15,12B | 13,93B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1,35T | 1,25T | 1,25T | 1,22T | 1,09T |
| Total Liabilities | 1,28T | 1,18T | 1,18T | 1,14T | 1,01T |
| Shareholders' Equity | 78,78B | 73,09B | 71,63B | 72,83B | 78,68B |
| Total Debt | 216,23B | 136,15B | 181,67B | 188,00B | 160,43B |
| Cash & Equivalents | 55,50B | 47,32B | 108,01B | 120,32B | 88,52B |
| Current Assets | 61,25B | 53,01B | 164,94B | 180,52B | 130,78B |
| Current Liabilities | 952,82B | 0,0 | 587,86B | 631,69B | 558,03B |