Retour
Fourchette du Jour
2,35 €
2,35 €
Fourchette 52 Semaines
1,28 €
2,95 €
Volume
980
Moyenne 50J / 200J
2,35 €
/
2,06 €
Clôture Précédente
2,35 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 3,6 | 10,3 |
| P/B | 0,2 | 1,1 |
| ROE % | 5,2 | 11,7 |
| Net Margin % | 18,4 | 16,8 |
| Rev Growth 5Y % | -2,6 | 11,7 |
| D/E | 2,6 | 0,5 |
Objectif de Cours des Analystes
Aucune couverture d'analyste disponible
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2027 |
2,25 €
1,75 € – 3,05 €
|
34 B | 1 |
| FY2026 |
2,03 €
1,58 € – 2,75 €
|
31 B | 1 |
Points Clés
Revenue declined -2,64% annually over 5 years
Net margin of 18,41% shows strong profitability
Debt/Equity of 2,64 — high leverage
Generating 23,30B in free cash flow
P/E of 3,58 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 3,71%
Croissance
Revenue Growth (5Y)
-2,64%
Revenue (1Y)-6,35%
Earnings (1Y)3,62%
FCF Growth (3Y)-35,71%
Qualité
Return on Equity
5,18%
ROIC1,22%
Net Margin18,41%
Op. Margin22,04%
Sécurité
Debt / Equity
2,64
Current Ratio1,42
Interest Coverage0,67
Valorisation
P/E Ratio
3,58
P/B Ratio0,18
EV/EBITDA38,17
Dividend Yield0,03%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -6,35% | Revenue Growth (3Y) | -8,36% |
| Earnings Growth (1Y) | 3,62% | Earnings Growth (3Y) | -13,43% |
| Revenue Growth (5Y) | -2,64% | Earnings Growth (5Y) | -5,72% |
| Profitability | |||
| Revenue (TTM) | 30,93B | Net Income (TTM) | 5,69B |
| ROE | 5,18% | ROA | 0,84% |
| Gross Margin | 66,97% | Operating Margin | 22,04% |
| Net Margin | 18,41% | Free Cash Flow (TTM) | 23,30B |
| ROIC | 1,22% | FCF Growth (3Y) | -35,71% |
| Safety | |||
| Debt / Equity | 2,64 | Current Ratio | 1,42 |
| Interest Coverage | 0,67 | Dividend Yield | 0,03% |
| Valuation | |||
| P/E Ratio | 3,58 | P/B Ratio | 0,18 |
| P/S Ratio | 0,66 | PEG Ratio | -0,87 |
| EV/EBITDA | 38,17 | Dividend Yield | 0,03% |
| Market Cap | 20,38B | Enterprise Value | 260,21B |
Income Statement
Annual, most recent first
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | 30,93B | 33,02B | 36,82B | 41,46B | 34,42B |
| Net Income | 5,69B | 5,50B | 7,60B | 10,78B | 7,21B |
| EPS (Diluted) | 1,04 | 1,14 | 1,46 | 2,16 | 1,60 |
| Gross Profit | 20,71B | 21,49B | 23,54B | 25,88B | 21,82B |
| Operating Income | 6,82B | 6,79B | 9,06B | 12,83B | 8,75B |
Balance Sheet
Annual, most recent first
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Total Assets | 674,72B | 624,31B | 648,76B | 649,80B | 521,62B |
| Total Liabilities | 559,09B | 519,41B | 549,29B | 565,06B | 449,81B |
| Shareholders' Equity | 115,35B | 104,60B | 99,19B | 84,42B | 71,63B |
| Total Debt | 304,31B | 280,33B | 276,96B | 253,36B | 215,33B |
| Cash & Equivalents | 64,49B | 72,14B | 85,79B | 66,14B | 47,16B |
| Current Assets | 633,73B | 72,14B | 614,43B | 618,81B | 493,84B |
| Current Liabilities | 447,49B | 407,16B | 458,73B | 436,58B | 343,08B |