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Fourchette du Jour
60,25 €
64,57 €
Fourchette 52 Semaines
58,39 €
83,99 €
Volume
463 789
Moyenne 50J / 200J
65,66 €
/
68,83 €
Clôture Précédente
63,09 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 20,8 | 10,3 |
| P/B | 5,7 | 1,1 |
| ROE % | 28,5 | 11,7 |
| Net Margin % | 27,0 | 16,9 |
| Rev Growth 5Y % | -0,7 | 11,6 |
| D/E | 0,3 | 0,5 |
Objectif de Cours des Analystes
Hold
87,50 €
+41.4%
Low: 73,00 €
High: 102,00 €
P/E Prévisionnel
19,01
BPA Prévisionnel
3,34 €
Croissance BPA (est.)
+0,0%
CA Est.
593,71M
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
5,68 €
5,64 € – 5,72 €
|
682,50M | 1 |
| FY2027 |
3,78 €
3,65 € – 3,90 €
|
659,13M | 2 |
| FY2026 |
3,34 €
3,31 € – 3,37 €
|
593,71M | 2 |
No quarterly estimates available
Dividend History
7 yr streakYield
0,04%
Payout Ratio
0,83%
Growth (3Y)
4,07%
Growth (5Y)
-0,63%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 09, 2026 | Mar 19, 2026 | 0,67 € | 3,94% |
| Nov 10, 2025 | Nov 20, 2025 | 0,62 € | 3,70% |
| Aug 11, 2025 | Aug 21, 2025 | 0,62 € | 3,34% |
| May 12, 2025 | May 22, 2025 | 0,62 € | 2,92% |
| Mar 03, 2025 | Mar 13, 2025 | 0,62 € | 2,79% |
| Nov 18, 2024 | Dec 02, 2024 | 0,59 € | 2,36% |
| Aug 12, 2024 | Aug 22, 2024 | 0,59 € | 2,85% |
| May 10, 2024 | May 23, 2024 | 0,59 € | 3,28% |
| Mar 01, 2024 | Mar 14, 2024 | 0,59 € | 3,15% |
| Nov 10, 2023 | Nov 28, 2023 | 0,57 € | 4,32% |
| Aug 11, 2023 | Aug 24, 2023 | 0,57 € | 3,43% |
| May 12, 2023 | May 25, 2023 | 0,57 € | 4,13% |
| Mar 03, 2023 | Mar 16, 2023 | 0,57 € | 3,10% |
| Nov 10, 2022 | Nov 29, 2022 | 0,55 € | 3,41% |
| Aug 12, 2022 | Aug 25, 2022 | 0,55 € | 4,31% |
| May 13, 2022 | May 26, 2022 | 0,55 € | 4,46% |
| Mar 04, 2022 | Mar 17, 2022 | 0,55 € | 4,04% |
| Nov 12, 2021 | Nov 30, 2021 | 1,70 € | 3,06% |
| Aug 13, 2021 | Aug 26, 2021 | 0,45 € | 3,11% |
| May 14, 2021 | May 27, 2021 | 0,45 € | 3,67% |
Points Clés
Revenue declined -0,69% annually over 5 years
ROE of 28,54% indicates high profitability
Net margin of 26,98% shows strong profitability
Debt/Equity of 0,25 — conservative balance sheet
Negative free cash flow of -126,42M
Revenue growth is accelerating — 1Y growth exceeds 5Y average by 10,43%
Croissance
Revenue Growth (5Y)
-0,69%
Revenue (1Y)9,74%
Earnings (1Y)1,29%
FCF Growth (3Y)N/A
Qualité
Return on Equity
28,54%
ROIC19,04%
Net Margin26,98%
Op. Margin31,30%
Sécurité
Debt / Equity
0,25
Current Ratio14,76
Interest Coverage0,00
Valorisation
P/E Ratio
20,76
Forward P/E19,01
P/B Ratio5,66
EV/EBITDA17,86
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 9,74% | Revenue Growth (3Y) | 7,69% |
| Earnings Growth (1Y) | 1,29% | Earnings Growth (3Y) | 8,96% |
| Revenue Growth (5Y) | -0,69% | Earnings Growth (5Y) | -7,73% |
| Profitability | |||
| Revenue (TTM) | 567,80M | Net Income (TTM) | 153,22M |
| ROE | 28,54% | ROA | 16,83% |
| Gross Margin | 57,51% | Operating Margin | 31,30% |
| Net Margin | 26,98% | Free Cash Flow (TTM) | -126,42M |
| ROIC | 19,04% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 0,25 | Current Ratio | 14,76 |
| Interest Coverage | 0,00 | ||
| Dividends | |||
| Dividend Yield | 0,04% | Payout Ratio | 0,83% |
| Dividend Growth (3Y) | 4,07% | Dividend Growth (5Y) | -0,63% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 20,76 | Forward P/E | 19,01 |
| P/B Ratio | 5,66 | P/S Ratio | 5,60 |
| PEG Ratio | -62,99 | Forward PEG | N/A |
| EV/EBITDA | 17,86 | Fwd EV/EBITDA | 13,57 |
| Forward P/S | 5,36 | Fwd Earnings Yield | 5,26% |
| FCF Yield | -3,97% | ||
| Market Cap | 3,18B | Enterprise Value | 3,17B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 567,80M | 517,42M | 489,64M | 573,72M | 583,83M |
| Net Income | 153,22M | 151,27M | 129,05M | 171,04M | 211,40M |
| EPS (Diluted) | 2,98 | 2,97 | 2,60 | 3,47 | 4,31 |
| Gross Profit | 326,52M | 242,30M | 235,29M | 281,97M | 312,50M |
| Operating Income | 177,74M | 172,88M | 164,48M | 215,94M | 260,37M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 910,45M | 812,37M | 736,55M | 673,38M | 492,69M |
| Total Liabilities | 276,60M | 237,46M | 243,91M | 246,44M | 148,36M |
| Shareholders' Equity | 561,95M | 511,71M | 381,23M | 337,55M | 255,18M |
| Total Debt | 138,33M | 141,12M | 140,41M | 138,81M | 24,53M |
| Cash & Equivalents | 145,45M | 182,97M | 187,44M | 247,42M | 184,37M |
| Current Assets | 227,09M | 385,79M | 339,00M | 331,46M | 295,74M |
| Current Liabilities | 15,39M | 15,20M | 15,46M | 17,01M | 33,72M |