Retour
43
Fourchette du Jour
27,20 €
27,80 €
Fourchette 52 Semaines
19,61 €
32,70 €
Volume
2 287 166
Moyenne 50J / 200J
29,17 €
/
26,74 €
Clôture Précédente
27,40 €
Quick Summary
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (855 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 11,9 | 10,3 |
| P/B | 0,8 | 1,1 |
| ROE % | 8,5 | 11,7 |
| Net Margin % | 17,1 | 16,8 |
| Rev Growth 5Y % | 25,0 | 11,7 |
| D/E | 0,5 | 0,5 |
Objectif de Cours des Analystes
Hold
32,92 €
+19.3%
Low: 30,00 €
High: 37,00 €
P/E Prévisionnel
9,06
BPA Prévisionnel
3,05 €
Croissance BPA (est.)
+0,0%
CA Est.
2,78B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2028 |
3,60 €
3,55 € – 3,67 €
|
2,92B | 1 |
| FY2027 |
3,38 €
3,20 € – 3,45 €
|
2,86B | 9 |
| FY2026 |
3,05 €
3,00 € – 3,11 €
|
2,78B | 9 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-22 | 0,72 € | 0,82 € | +14,5% |
| 2025-10-30 | 0,70 € | 0,85 € | +21,4% |
| 2025-07-24 | 0,66 € | 0,76 € | +14,8% |
| 2025-04-23 | 0,64 € | 0,67 € | +5,0% |
| 2025-01-23 | 0,65 € | 0,71 € | +9,2% |
| 2024-10-24 | 0,62 € | 0,69 € | +11,3% |
| 2024-07-25 | 0,57 € | 0,67 € | +17,5% |
| 2024-04-25 | 0,53 € | 0,65 € | +22,6% |
Dividend History
7 yr streakYield
0,04%
Payout Ratio
0,61%
Growth (3Y)
6,51%
Growth (5Y)
1,59%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Feb 27, 2026 | Mar 16, 2026 | 0,37 € | 5,13% |
| Nov 28, 2025 | Dec 15, 2025 | 0,37 € | 5,23% |
| Aug 29, 2025 | Sep 15, 2025 | 0,36 € | 5,38% |
| May 30, 2025 | Jun 16, 2025 | 0,36 € | 6,16% |
| Feb 28, 2025 | Mar 17, 2025 | 0,36 € | 5,39% |
| Nov 29, 2024 | Dec 16, 2024 | 0,36 € | 4,64% |
| Aug 23, 2024 | Sep 09, 2024 | 0,36 € | 5,77% |
| May 23, 2024 | Jun 10, 2024 | 0,36 € | 7,64% |
| Feb 22, 2024 | Mar 11, 2024 | 0,36 € | 7,96% |
| Nov 22, 2023 | Dec 11, 2023 | 0,36 € | 6,31% |
| Aug 24, 2023 | Sep 11, 2023 | 0,36 € | 6,69% |
| May 30, 2023 | Jun 15, 2023 | 0,36 € | 6,09% |
| Feb 03, 2023 | Feb 21, 2023 | 0,30 € | 3,68% |
| Oct 14, 2022 | Oct 28, 2022 | 0,30 € | 4,03% |
| Aug 02, 2022 | Aug 17, 2022 | 0,30 € | 4,07% |
| May 03, 2022 | May 18, 2022 | 0,30 € | 3,99% |
| Feb 01, 2022 | Feb 16, 2022 | 0,30 € | 3,33% |
| Oct 12, 2021 | Oct 27, 2021 | 0,30 € | 3,38% |
| Aug 10, 2021 | Aug 25, 2021 | 0,28 € | 3,01% |
| May 11, 2021 | May 26, 2021 | 0,28 € | 2,62% |
Points Clés
Revenue grew 24,95% annually over 5 years — strong growth
Net margin of 17,11% shows strong profitability
Generating 706,00M in free cash flow
P/E of 11,94 — trading at a low valuation
Revenue growth is decelerating — 1Y growth trails 5Y average by 16,60%
Cash machine — converts 128,36% of earnings into free cash flow
Croissance
Revenue Growth (5Y)
24,95%
Revenue (1Y)8,35%
Earnings (1Y)3,06%
FCF Growth (3Y)2,66%
Qualité
Return on Equity
8,49%
ROIC4,76%
Net Margin17,11%
Op. Margin23,38%
Sécurité
Debt / Equity
0,51
Current Ratio0,22
Interest Coverage0,82
Valorisation
P/E Ratio
11,94
Forward P/E9,06
P/B Ratio0,84
EV/EBITDA13,40
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 8,35% | Revenue Growth (3Y) | 8,24% |
| Earnings Growth (1Y) | 3,06% | Earnings Growth (3Y) | 25,59% |
| Revenue Growth (5Y) | 24,95% | Earnings Growth (5Y) | 6,96% |
| Profitability | |||
| Revenue (TTM) | 3,21B | Net Income (TTM) | 550,03M |
| ROE | 8,49% | ROA | 0,82% |
| Gross Margin | 67,66% | Operating Margin | 23,38% |
| Net Margin | 17,11% | Free Cash Flow (TTM) | 706,00M |
| ROIC | 4,76% | FCF Growth (3Y) | 2,66% |
| Safety | |||
| Debt / Equity | 0,51 | Current Ratio | 0,22 |
| Interest Coverage | 0,82 | ||
| Dividends | |||
| Dividend Yield | 0,04% | Payout Ratio | 0,61% |
| Dividend Growth (3Y) | 6,51% | Dividend Growth (5Y) | 1,59% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 11,94 | Forward P/E | 9,06 |
| P/B Ratio | 0,84 | P/S Ratio | 2,04 |
| PEG Ratio | -1,54 | Forward PEG | N/A |
| EV/EBITDA | 13,40 | Fwd EV/EBITDA | 11,33 |
| Forward P/S | 2,36 | Fwd Earnings Yield | 11,04% |
| FCF Yield | 10,75% | ||
| Market Cap | 6,57B | Enterprise Value | 10,07B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3,21B | 2,97B | 2,74B | 1,35B | 1,32B |
| Net Income | 550,03M | 533,68M | 348,72M | 336,75M | 420,30M |
| EPS (Diluted) | 2,30 | 2,55 | 1,78 | 1,55 | 1,91 |
| Gross Profit | 2,17B | 1,82B | 1,78B | 1,19B | 1,32B |
| Operating Income | 751,31M | 718,75M | 471,20M | 450,58M | 558,16M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 67,22B | 51,58B | 52,17B | 31,85B | 30,64B |
| Total Liabilities | 59,38B | 46,46B | 47,18B | 29,37B | 27,89B |
| Shareholders' Equity | 7,84B | 5,12B | 5,00B | 2,48B | 2,75B |
| Total Debt | 4,01B | 3,90B | 4,76B | 1,72B | 975,13M |
| Cash & Equivalents | 511,00M | 1,87B | 2,16B | 1,29B | 2,76B |
| Current Assets | 743,00M | 3,74B | 12,72B | 6,24B | 8,25B |
| Current Liabilities | 3,45B | 41,96B | 41,86B | 27,37B | 27,09B |
Scores de Stratégies
This stock passed the criteria for 1 strategy
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#564 of 1049
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026