CEO: William Bruce Swain Jr.
Employees: 9.134
IPO: Jul 31, 1990
Prijs
€ 10,13
Verandering
▲ € 0,16
1,60%
Marktkapitalisatie
500,11M
Dagbereik
€ 9,85
€ 10,21
52-Weeksbereik
€ 8,63
€ 12,10
Volume
35.843
50D / 200D Gem.
€ 10,36
€ 10,67
Vorige Slotkoers
€ 9,97
Quick Summary
Belangrijkste Punten
Revenue grew 3,57% annually over 5 years — modest growth
Earnings declined -26,18% over the past year
ROE of 11,89% — decent returns on equity
Generating 92,81M in free cash flow
Revenue growth is decelerating — 1Y growth trails 5Y average by 5,82%
Cash machine — converts 472,68% of earnings into free cash flow
Groei
Revenue Growth (5Y)
3,57%
Onder sectorgemiddelde (11,99%)
Revenue (1Y)-2,25%
Earnings (1Y)-26,18%
FCF Growth (3Y)17,52%
Kwaliteit
Return on Equity
11,89%
Boven sectorgemiddelde (11,68%)
ROIC12,89%
Net Margin1,50%
Op. Margin5,81%
Veiligheid
Debt / Equity
1,56
Boven sectorgemiddelde (0,59)
Current Ratio1,14
Interest Coverage4,24
Waardering
P/E Ratio
25,47
Boven sectorgemiddelde (10,35)
Forward P/EN/A
P/B Ratio2,89
EV/EBITDA9,27
Dividend Yield2,57%
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (861 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 25,5 | 10,4 |
| P/B | 2,9 | 1,1 |
| ROE % | 11,9 | 11,7 |
| Net Margin % | 1,5 | 16,8 |
| Rev Growth 5Y % | 3,6 | 12,0 |
| D/E | 1,6 | 0,6 |
Dividend History
Yield
2,57%
Payout Ratio
0,73%
Growth (3Y)
N/A
Growth (5Y)
N/A
No dividend history available.
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | -2,25% | Revenue Growth (3Y) | -0,23% |
| Earnings Growth (1Y) | -26,18% | Earnings Growth (3Y) | -19,91% |
| Revenue Growth (5Y) | 3,57% | Earnings Growth (5Y) | -10,57% |
| Profitability | |||
| Revenue (TTM) | 1,31B | Net Income (TTM) | 19,63M |
| ROE | 11,89% | ROA | 2,57% |
| Gross Margin | 24,56% | Operating Margin | 5,81% |
| Net Margin | 1,50% | Free Cash Flow (TTM) | 92,81M |
| ROIC | 12,89% | FCF Growth (3Y) | 17,52% |
| Safety | |||
| Debt / Equity | 1,56 | Current Ratio | 1,14 |
| Interest Coverage | 4,24 | ||
| Dividends | |||
| Dividend Yield | 2,57% | Payout Ratio | 0,73% |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 25,47 | Forward P/E | N/A |
| P/B Ratio | 2,89 | P/S Ratio | 0,38 |
| PEG Ratio | -1,10 | Forward PEG | N/A |
| EV/EBITDA | 9,27 | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 18,56% | ||
| Market Cap | 500,11M | Enterprise Value | 706,30M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 1,31B | 1,34B | 1,32B | 1,23B | 1,14B |
| Net Income | 19,63M | 26,60M | 30,61M | -18,31M | 30,69M |
| EPS (Diluted) | 0,39 | 0,53 | 0,62 | -0,37 | 0,57 |
| Gross Profit | 321,90M | 367,55M | 359,07M | 306,35M | 291,80M |
| Operating Income | 76,21M | 67,88M | 72,57M | 50,60M | 46,95M |
| EBITDA | 92,62M | 97,61M | 102,91M | 52,11M | 91,02M |
| R&D Expenses | 0,0 | 0,0 | 0,0 | 0,0 | 0,0 |
| SG&A Expenses | 294,17M | 299,66M | 286,51M | 255,75M | 244,85M |
| D&A | 40,04M | 36,20M | 35,74M | 36,10M | 40,18M |
| Interest Expense | 17,97M | 20,30M | 19,81M | 10,97M | 6,98M |
| Income Tax | 14,92M | 14,58M | 17,10M | 23,58M | 13,32M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 764,30M | 803,76M | 799,20M | 791,51M | 852,64M |
| Total Liabilities | 592,87M | 648,20M | 659,37M | 668,13M | 641,24M |
| Shareholders' Equity | 173,09M | 157,21M | 141,62M | 124,54M | 211,97M |
| Total Debt | 270,27M | 309,49M | 311,53M | 346,40M | 288,67M |
| Cash & Equivalents | 64,08M | 55,41M | 58,36M | 46,01M | 53,23M |
| Current Assets | 352,41M | 374,23M | 369,35M | 351,27M | 345,92M |
| Current Liabilities | 309,57M | 299,73M | 299,29M | 279,49M | 303,86M |