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CSB Bancorp, Inc.

Data quality: 83%
CSBB
OTC Financial Services Depository Institutions
$63.00
▼ $0.99 (-1.55%)
Mkt Cap: 165.64 M
Price
$63.00
Mkt Cap
165.64 M
Day Range
$60.00 — $65.00
52-Week Range
$40.71 — $65.00
Volume
1,383
Open $60.00
50D / 200D Avg
$58.65
7.41% above
50D / 200D Avg
$50.86
23.86% above

Quick Summary

Key Takeaways

Earnings grew 33.47% over the past year
ROE of 10.83% — decent returns on equity
Generating 19.08 M in free cash flow
P/E of 12.40 — trading at a low valuation
Cash machine — converts 142.81% of earnings into free cash flow

Growth

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)33.47%
FCF Growth (3Y)12.05%

Quality

Return on Equity
10.83%
Above sector avg (9.24%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Safety

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valuation

PE (TTM)
12.40
Above sector avg (11.15)
P/B Ratio1.32
EV/EBITDAN/A
Dividend YieldN/A

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (2153 peers)
Metric Stock Sector Median
P/E 12.4 11.1
P/B 1.3 1.2
ROE % 10.8 9.2
Net Margin % — 9.4
Rev Growth 5Y % — 5.8
D/E — 0.5

All Fundamental Metrics
Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 33.47% Earnings Growth (3Y) -4.84%
Revenue Growth (5Y) N/A Earnings Growth (5Y) 5.38%
Profitability
Revenue (TTM) N/A Net Income (TTM) 13.36 M
ROE 10.83% ROA 1.07%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 19.08 M
ROIC N/A FCF Growth (3Y) 12.05%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 120.46 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 12.40 Forward P/E N/A
P/B Ratio 1.32 P/S Ratio N/A
PEG Ratio 2.30 Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 11.52%
Market Cap 165.64 M Enterprise Value 165.64 M
Per Share
EPS (Diluted TTM) 5.07 Revenue / Share N/A
FCF / Share 7.26 OCF / Share 7.42
EPS CAGR (1Y) 34.84% EPS CAGR (5Y) 56.28%
EPS CAGR (10Y) 8.37%
Efficiency
CapEx / Revenue N/A FCF Conversion 142.81%
SBC-Adj. FCF N/A Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue — — — — —
Net Income 13.36 M 10.01 M 14.76 M 13.31 M 10.84 M
EPS (Diluted) 5.07 3.76 5.51 4.91 0.85
Gross Profit — — — — —
Operating Income — — — — —
EBITDA — — — — —
R&D Expenses — — — — —
SG&A Expenses — — — — —
D&A 941,000.0 941,000.0 921,000.0 960,000.0 890,000.0
Interest Expense 42.38 M 36.85 M 9.88 M 2.50 M 2.01 M
Income Tax 3.20 M 2.32 M 3.63 M 3.22 M 2.57 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1.29 B 1.19 B 1.18 B 1.16 B 1.14 B
Total Liabilities 1.17 B 1.08 B 1.07 B 1.06 B 1.05 B
Shareholders' Equity 126.28 M 114.84 M 107.94 M 95.92 M 97.32 M
Total Debt 917,000.0 1.27 M 1.75 M — —
Cash & Equivalents — — — — —
Current Assets — — — — —
Current Liabilities — — — — —