Citizens Community Bancorp Inc.
جودة البيانات: 83%
CZWI
Nasdaq
Financial Services
Depository Institutions
KWD 20.78
▼
KWD 0.07
(-0.34%)
القيمة السوقية: 200.08 M
السعر
KWD 20.78
القيمة السوقية
200.08 M
نطاق اليوم
KWD 20.65 — KWD 20.90
نطاق 52 أسبوعًا
KWD 12.69 — KWD 20.90
حجم التداول
18,775
فتح KWD 20.73
متوسط 50 يوم / 200 يوم
KWD 18.60
11.73% above
متوسط 50 يوم / 200 يوم
KWD 16.82
23.52% above
Quick Summary
النقاط الرئيسية
Generating 10.38 M in free cash flow
P/E of 13.88 — trading at a low valuation
النمو
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)4.87%
FCF Growth (3Y)-6.03%
الجودة
Return on Equity
7.79%
أقل من متوسط القطاع (10.70%)
ROICN/A
Net MarginN/A
Op. MarginN/A
الأمان
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
التقييم
PE (TTM)
13.88
أعلى من متوسط القطاع (12.63)
P/B Ratio1.07
EV/EBITDAN/A
Dividend YieldN/A
تاريخ السعر
الاتجاهات المالية
مقارنة الأقران
مقابل وسيط قطاع Financial Services (1096 نظير)
مقارنة الأقران
مقابل وسيط قطاع Financial Services (1096 نظير)| المقياس | السهم | وسيط القطاع |
|---|---|---|
| P/E | 13.9 | 12.6 |
| P/B | 1.1 | 1.4 |
| ROE % | 7.8 | 10.7 |
| Net Margin % | — | 14.8 |
| Rev Growth 5Y % | — | 6.4 |
| D/E | — | 0.5 |
ETFs Holding This Stock
0.06% weight
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 4.87% | Earnings Growth (3Y) | 5.08% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | -9.26% |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 14.42 M |
| ROE | 7.79% | ROA | 0.83% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 10.38 M |
| ROIC | N/A | FCF Growth (3Y) | -6.03% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 154.81 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 13.88 | Forward P/E | N/A |
| P/B Ratio | 1.07 | P/S Ratio | N/A |
| PEG Ratio | N/A | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 5.19% | ||
| Market Cap | 200.08 M | Enterprise Value | 117.65 M |
| Per Share | |||
| EPS (Diluted TTM) | 1.46 | Revenue / Share | N/A |
| FCF / Share | 1.08 | OCF / Share | 1.21 |
| EPS CAGR (1Y) | 8.96% | EPS CAGR (5Y) | -7.33% |
| EPS CAGR (10Y) | 12.90% | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 72.00% |
| SBC-Adj. FCF | N/A | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 14.42 M | 13.75 M | 13.06 M | 17.76 M | 21.27 M |
| EPS (Diluted) | 1.46 | 1.34 | 1.25 | 1.69 | 1.98 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | — | — | — | — | — |
| Interest Expense | 51.18 M | 46.47 M | 35.90 M | 13.03 M | 10.37 M |
| Income Tax | 3.02 M | 3.70 M | 5.87 M | 5.82 M | 7.69 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1.78 B | 1.75 B | 1.85 B | 1.82 B | 1.74 B |
| Total Liabilities | 1.59 B | 1.57 B | 1.68 B | 1.65 B | 1.57 B |
| Shareholders' Equity | 187.94 M | 179.08 M | 173.33 M | 167.09 M | 170.87 M |
| Total Debt | 51.80 M | — | — | — | — |
| Cash & Equivalents | 118.85 M | 50.17 M | 37.14 M | 35.36 M | 47.69 M |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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