Atrás
47
35
35
Rango del Día
$33.08
$33.84
Rango de 52 Semanas
$23.25
$36.86
Volumen
182,818
Promedio 50D / 200D
$33.05
/
$29.88
Cierre Anterior
$33.41
Quick Summary
Historial de Precios
Tendencias Financieras
Comparación con Pares
vs mediana del sector Financial Services (855 pares)
| Métrica | Acción | Mediana del Sector |
|---|---|---|
| P/E | 13.2 | 10.4 |
| P/B | 1.0 | 1.1 |
| ROE % | 7.7 | 11.6 |
| Net Margin % | 15.2 | 16.8 |
| Rev Growth 5Y % | 14.4 | 11.6 |
| D/E | 0.3 | 0.5 |
Precio Objetivo de Analistas
Hold
$37.50
+12.5%
Low: $36.00
High: $39.00
P/E Futuro
9.58
EPS Futuro
$3.48
Crecimiento EPS (est.)
+0.0%
Ingresos Est.
513.23M
Estimaciones de Ganancias
| Período | EPS Est. | Ingresos Est. | Analistas |
|---|---|---|---|
| FY2027 |
$4.43
$4.33 – $4.57
|
575.95M | 4 |
| FY2026 |
$3.48
$3.40 – $3.52
|
513.23M | 4 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-01-21 | $0.71 | $0.79 | +10.6% |
| 2025-10-23 | $0.69 | $0.61 | -11.1% |
| 2025-07-24 | $0.63 | $0.64 | +1.6% |
| 2025-04-22 | $0.55 | $0.57 | +3.6% |
| 2025-01-23 | $0.44 | $0.42 | -4.5% |
| 2024-10-22 | $0.41 | $0.29 | -29.3% |
| 2024-07-23 | $0.38 | $0.37 | -2.6% |
| 2024-04-23 | $0.37 | $0.42 | +13.5% |
Dividend History
7 yr streakYield
0.04%
Payout Ratio
0.45%
Growth (3Y)
1.37%
Growth (5Y)
-8.03%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Jan 16, 2026 | Jan 23, 2026 | $0.25 | 3.24% |
| Oct 17, 2025 | Oct 24, 2025 | $0.25 | 3.59% |
| Jul 17, 2025 | Jul 24, 2025 | $0.25 | 3.47% |
| Apr 17, 2025 | Apr 24, 2025 | $0.25 | 3.97% |
| Jan 17, 2025 | Jan 24, 2025 | $0.25 | 3.13% |
| Oct 17, 2024 | Oct 24, 2024 | $0.25 | 3.18% |
| Jul 17, 2024 | Jul 24, 2024 | $0.25 | 4.07% |
| Apr 16, 2024 | Apr 24, 2024 | $0.25 | 5.55% |
| Jan 16, 2024 | Jan 24, 2024 | $0.25 | 4.10% |
| Oct 16, 2023 | Oct 24, 2023 | $0.25 | 4.94% |
| Jul 14, 2023 | Jul 24, 2023 | $0.25 | 5.22% |
| Apr 14, 2023 | Apr 24, 2023 | $0.25 | 4.69% |
| Jan 13, 2023 | Jan 24, 2023 | $0.24 | 2.89% |
| Oct 14, 2022 | Oct 24, 2022 | $0.24 | 3.05% |
| Jul 15, 2022 | Jul 25, 2022 | $0.24 | 3.22% |
| Apr 14, 2022 | Apr 25, 2022 | $0.24 | 2.77% |
| Jan 13, 2022 | Jan 24, 2022 | $0.24 | 2.55% |
| Oct 15, 2021 | Oct 25, 2021 | $0.24 | 2.76% |
| Jul 16, 2021 | Jul 26, 2021 | $0.24 | 4.05% |
| May 10, 2021 | May 21, 2021 | $0.24 | 3.64% |
Puntos Clave
Revenue grew 14.38% annually over 5 years — strong growth
Earnings grew 280.56% over the past year
Net margin of 15.15% shows strong profitability
Debt/Equity of 0.25 — conservative balance sheet
Generating 182.44M in free cash flow
P/E of 13.22 — trading at a low valuation
Crecimiento
Revenue Growth (5Y)
14.38%
Revenue (1Y)13.03%
Earnings (1Y)280.56%
FCF Growth (3Y)46.37%
Calidad
Return on Equity
7.71%
ROIC6.37%
Net Margin15.15%
Op. Margin21.47%
Seguridad
Debt / Equity
0.25
Current Ratio0.25
Interest Coverage0.57
Valoración
P/E Ratio
13.22
Forward P/E9.58
P/B Ratio0.99
EV/EBITDA-3.32
Dividend Yield0.04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 13.03% | Revenue Growth (3Y) | 6.37% |
| Earnings Growth (1Y) | 280.56% | Earnings Growth (3Y) | 7.32% |
| Revenue Growth (5Y) | 14.38% | Earnings Growth (5Y) | 1.57% |
| Profitability | |||
| Revenue (TTM) | 730.38M | Net Income (TTM) | 110.68M |
| ROE | 7.71% | ROA | 0.72% |
| Gross Margin | 56.12% | Operating Margin | 21.47% |
| Net Margin | 15.15% | Free Cash Flow (TTM) | 182.44M |
| ROIC | 6.37% | FCF Growth (3Y) | 46.37% |
| Safety | |||
| Debt / Equity | 0.25 | Current Ratio | 0.25 |
| Interest Coverage | 0.57 | ||
| Dividends | |||
| Dividend Yield | 0.04% | Payout Ratio | 0.45% |
| Dividend Growth (3Y) | 1.37% | Dividend Growth (5Y) | -8.03% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 13.22 | Forward P/E | 9.58 |
| P/B Ratio | 0.99 | P/S Ratio | 2.00 |
| PEG Ratio | 0.04 | Forward PEG | N/A |
| EV/EBITDA | -3.32 | Fwd EV/EBITDA | -3.71 |
| Forward P/S | 2.85 | Fwd Earnings Yield | 10.44% |
| FCF Yield | 12.47% | ||
| Market Cap | 1.46B | Enterprise Value | -520.39M |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 730.38M | 646.19M | 645.57M | 477.38M | 426.69M |
| Net Income | 110.68M | 29.08M | 96.09M | 152.56M | 104.00M |
| EPS (Diluted) | 2.37 | 0.55 | 2.29 | 3.73 | 2.45 |
| Gross Profit | 409.90M | 277.99M | 350.01M | 412.65M | 393.47M |
| Operating Income | 156.80M | 51.44M | 136.88M | 211.92M | 148.17M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 15.34B | 14.35B | 13.64B | 13.19B | 12.07B |
| Total Liabilities | 13.87B | 12.96B | 12.41B | 12.02B | 10.87B |
| Shareholders' Equity | 1.48B | 1.40B | 1.23B | 1.17B | 1.19B |
| Total Debt | 370.63M | 979.32M | 1.57B | 1.39B | 290.06M |
| Cash & Equivalents | 2.35B | 1.28B | 457.55M | 169.30M | 393.72M |
| Current Assets | 3.21B | 1.35B | 1.40B | 1.17B | 2.00B |
| Current Liabilities | 12.84B | 11.74B | 10.53B | 10.26B | 10.46B |
Puntuaciones de Estrategias
This stock passed the criteria for 3 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#477 of 1049
#543 of 826
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#276 of 327
Actividad Reciente
Entró
Cash Flow Compounder
Mar 24, 2026
Entró
Deep Value Investing (Seth Klarman)
Mar 24, 2026
Entró
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026