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Donegal Group Inc.

Data quality: 100%
DGICA
NASDAQ Financial Services Insurance - Property & Casualty
$17.25
▲ $0.04 (0.23%)
Mkt Cap: 626.54M
Day Range
$17.15 $17.42
52-Week Range
$16.43 $21.12
Volume
115,636
50D / 200D Avg
$18.20 / $18.82
Prev Close
$17.21

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (854 peers)

Metric Stock Sector Median
P/E 7.9 10.3
P/B 1.0 1.1
ROE % 13.4 11.7
Net Margin % 8.1 16.8
Rev Growth 5Y % 4.6 11.6
D/E 0.1 0.5

Analyst Price Target

No analyst coverage available

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2027 $2.10
$2.10 – $2.10
 980 M 1
FY2026 $2.05
$2.05 – $2.05
 930 M 1

Key Takeaways

Revenue grew 4.62% annually over 5 years — modest growth
Earnings grew 55.99% over the past year
ROE of 13.38% — decent returns on equity
Debt/Equity of 0.05 — conservative balance sheet
Generating 70.20B in free cash flow
P/E of 7.90 — trading at a low valuation

Growth

Revenue Growth (5Y)
4.62%
Revenue (1Y)-1.17%
Earnings (1Y)55.99%
FCF Growth (3Y)4856.12%

Quality

Return on Equity
13.38%
ROIC10.84%
Net Margin8.11%
Op. Margin9.98%

Safety

Debt / Equity
0.05
Current RatioN/A
Interest Coverage72.24

Valuation

P/E Ratio
7.90
P/B Ratio0.98
EV/EBITDA6.50
Dividend Yield0.04%

All Fundamental Metrics

Growth
Revenue Growth (1Y) -1.17% Revenue Growth (3Y) 2.70%
Earnings Growth (1Y) 55.99% Earnings Growth (3Y) 323.42%
Revenue Growth (5Y) 4.62% Earnings Growth (5Y) 33.13%
Profitability
Revenue (TTM) 978.01M Net Income (TTM) 79.34M
ROE 13.38% ROA 3.32%
Gross Margin 42.30% Operating Margin 9.98%
Net Margin 8.11% Free Cash Flow (TTM) 70.20B
ROIC 10.84% FCF Growth (3Y) 4856.12%
Safety
Debt / Equity 0.05 Current Ratio N/A
Interest Coverage 72.24 Dividend Yield 0.04%
Valuation
P/E Ratio 7.90 P/B Ratio 0.98
P/S Ratio 0.64 PEG Ratio 0.18
EV/EBITDA 6.50 Dividend Yield 0.04%
Market Cap 626.54M Enterprise Value 634.75M

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 978.01M 989.61M 927.34M 848.22M 816.47M
Net Income 79.34M 50.86M 4.43M -1.96M 25.25M
EPS (Diluted) 2.18 1.53 0.14 -0.06 0.81
Gross Profit 413.68M 989.61M 927.34M 848.22M 816.47M
Operating Income 97.59M 62.34M 5.06M -3.64M 30.34M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 2.39B 2.34B 2.27B 2.24B 2.26B
Total Liabilities 1.75B 1.79B 1.79B 1.76B 1.72B
Shareholders' Equity 640.42M 545.78M 479.75M 483.59M 531.04M
Total Debt 35.00M 35.00M 35.00M 35.00M 35.00M
Cash & Equivalents 26.79M 52.93M 23.79M 25.12M 57.71M
Current Assets 26.79M 0.0 0.0 0.0 0.0
Current Liabilities 0.0 0.0 0.0 0.0 0.0

Strategy Scores

This stock passed the criteria for 2 strategies

Score = fit strength (0–100)
Rank = position among all matches
Custom Deep Value Investing (Seth Klarman)
#421 of 827
41
Value Defensive Investing (Benjamin Graham)
#436 of 709
22

Recent Activity

Entered Deep Value Investing (Seth Klarman)
Mar 24, 2026
Entered Defensive Investing (Benjamin Graham)
Mar 24, 2026