رجوع

Donegal Group Inc.

جودة البيانات: 100%

DGICA

NASDAQ Financial Services Insurance - Property & Casualty

KWD 17.25

▲ KWD 0.04 (0.23%)

القيمة السوقية: 626.54M

نطاق اليوم

KWD 17.15 KWD 17.42

نطاق 52 أسبوعًا

KWD 16.43 KWD 21.12

حجم التداول

115,636

متوسط 50 يوم / 200 يوم

KWD 18.20 / KWD 18.82

الإغلاق السابق

KWD 17.21

تاريخ السعر

الاتجاهات المالية

مقارنة الأقران

مقابل وسيط قطاع Financial Services (854 نظير)

المقياس	السهم	وسيط القطاع
P/E	7.9	10.3
P/B	1.0	1.1
ROE %	13.4	11.6
Net Margin %	8.1	16.8
Rev Growth 5Y %	4.6	11.6
D/E	0.1	0.5

السعر المستهدف للمحللين

لا تتوفر تغطية محللين

تقديرات الأرباح

الفترة	تقدير ربحية السهم	تقدير الإيرادات	المحللون
FY2027	KWD 2.100 KWD 2.100 – KWD 2.100	980 M	1
FY2026	KWD 2.048 KWD 2.048 – KWD 2.048	930 M	1

النقاط الرئيسية

Revenue grew 4.62% annually over 5 years — modest growth

Earnings grew 55.99% over the past year

ROE of 13.38% — decent returns on equity

Debt/Equity of 0.05 — conservative balance sheet

Generating 70.20B in free cash flow

P/E of 7.90 — trading at a low valuation

النمو

Revenue Growth (5Y)

4.62%

Revenue (1Y)-1.17%

Earnings (1Y)55.99%

FCF Growth (3Y)4856.12%

الجودة

Return on Equity

13.38%

ROIC10.84%

Net Margin8.11%

Op. Margin9.98%

الأمان

Debt / Equity

0.05

Current RatioN/A

Interest Coverage72.24

التقييم

P/E Ratio

7.90

P/B Ratio0.98

EV/EBITDA6.50

Dividend Yield0.04%

All Fundamental Metrics

Growth
Revenue Growth (1Y)	-1.17%	Revenue Growth (3Y)	2.70%
Earnings Growth (1Y)	55.99%	Earnings Growth (3Y)	323.42%
Revenue Growth (5Y)	4.62%	Earnings Growth (5Y)	33.13%
Profitability
Revenue (TTM)	978.01M	Net Income (TTM)	79.34M
ROE	13.38%	ROA	3.32%
Gross Margin	42.30%	Operating Margin	9.98%
Net Margin	8.11%	Free Cash Flow (TTM)	70.20B
ROIC	10.84%	FCF Growth (3Y)	4856.12%
Safety
Debt / Equity	0.05	Current Ratio	N/A
Interest Coverage	72.24	Dividend Yield	0.04%
Valuation
P/E Ratio	7.90	P/B Ratio	0.98
P/S Ratio	0.64	PEG Ratio	0.18
EV/EBITDA	6.50	Dividend Yield	0.04%
Market Cap	626.54M	Enterprise Value	634.75M

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	978.01M	989.61M	927.34M	848.22M	816.47M
Net Income	79.34M	50.86M	4.43M	-1.96M	25.25M
EPS (Diluted)	2.18	1.53	0.14	-0.06	0.81
Gross Profit	413.68M	989.61M	927.34M	848.22M	816.47M
Operating Income	97.59M	62.34M	5.06M	-3.64M	30.34M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric	FY2025	FY2024	FY2023	FY2022	FY2021
Total Assets	2.39B	2.34B	2.27B	2.24B	2.26B
Total Liabilities	1.75B	1.79B	1.79B	1.76B	1.72B
Shareholders' Equity	640.42M	545.78M	479.75M	483.59M	531.04M
Total Debt	35.00M	35.00M	35.00M	35.00M	35.00M
Cash & Equivalents	26.79M	52.93M	23.79M	25.12M	57.71M
Current Assets	26.79M	0.0	0.0	0.0	0.0
Current Liabilities	0.0	0.0	0.0	0.0	0.0

درجات الاستراتيجيات

This stock passed the criteria for 2 strategies

Score = fit strength (0–100)

Rank = position among all matches

Custom Deep Value Investing (Seth Klarman)

#421 of 827

Value Defensive Investing (Benjamin Graham)

#436 of 709

النشاط الأخير

دخل Deep Value Investing (Seth Klarman)

Mar 24, 2026

دخل Defensive Investing (Benjamin Graham)

Mar 24, 2026