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Dagbereik
€ 2,21
€ 2,21
52-Weeksbereik
€ 1,37
€ 2,31
Volume
3.000
50D / 200D Gem.
€ 2,23
/
€ 2,14
Vorige Slotkoers
€ 2,21
Quick Summary
Koershistorie
Financiële Trends
Sectorvergelijking
vs Financial Services sector mediaan (857 peers)
| Metriek | Aandeel | Sector Mediaan |
|---|---|---|
| P/E | 29,6 | 10,2 |
| P/B | 2,9 | 1,1 |
| ROE % | 10,0 | 11,7 |
| Net Margin % | 7,5 | 16,8 |
| Rev Growth 5Y % | 23,5 | 11,7 |
| D/E | 2,9 | 0,5 |
Koersdoel Analisten
Geen analistendekking beschikbaar
Winstschattingen
| Periode | WPA Sch. | Omzet Sch. | Analisten |
|---|---|---|---|
| FY2027 |
€ 0,25
€ 0,25 – € 0,25
|
318,90M | 1 |
| FY2026 |
€ 0,24
€ 0,24 – € 0,24
|
294,70M | 1 |
No quarterly estimates available
Earnings Surprises
Last 8 quarters
| Quarter | Est. EPS | Actual EPS | Surprise |
|---|---|---|---|
| 2026-02-26 | € 0,06 | € 0,03 | -44,9% |
| 2025-08-07 | € 0,04 | € 0,01 | -82,5% |
| 2025-05-08 | € 0,02 | -€ 0,01 | -125,0% |
| 2025-02-27 | € 0,05 | -€ 0,01 | -116,8% |
| 2024-11-07 | € 0,04 | € 0,03 | -34,1% |
| 2024-08-07 | € 0,03 | € 0,03 | -6,6% |
| 2024-05-09 | € 0,00 | -€ 0,02 | -710,1% |
| 2024-03-21 | € 0,00 | -€ 0,26 | -6387,5% |
Dividend History
7 yr streakYield
0,04%
Payout Ratio
0,77%
Growth (3Y)
-1,83%
Growth (5Y)
-17,30%
| Ex-Date | Payment Date | Amount | Yield |
|---|---|---|---|
| Mar 20, 2026 | Mar 31, 2026 | € 0,01 | 1,31% |
| Dec 12, 2025 | Dec 31, 2025 | € 0,01 | 1,31% |
| Sep 12, 2025 | Oct 01, 2025 | € 0,01 | 1,30% |
| Jun 13, 2025 | Jun 30, 2025 | € 0,01 | 1,50% |
| Mar 20, 2025 | Mar 31, 2025 | € 0,01 | 1,46% |
| Dec 13, 2024 | Dec 31, 2024 | € 0,01 | 1,42% |
| Sep 13, 2024 | Oct 01, 2024 | € 0,01 | 1,99% |
| Jun 14, 2024 | Jul 02, 2024 | € 0,01 | 2,37% |
| Apr 08, 2024 | Apr 19, 2024 | € 0,01 | 1,97% |
| Dec 14, 2023 | Jan 02, 2024 | € 0,01 | 1,45% |
| Sep 14, 2023 | Oct 02, 2023 | € 0,01 | 1,69% |
| Jun 14, 2023 | Jun 30, 2023 | € 0,01 | 1,25% |
| Apr 06, 2023 | Apr 20, 2023 | € 0,01 | 1,45% |
| Dec 14, 2022 | Dec 30, 2022 | € 0,01 | 150,29% |
| Sep 14, 2022 | Oct 03, 2022 | € 0,01 | 84,96% |
| Jun 14, 2022 | Jun 30, 2022 | € 0,01 | 70,47% |
| Mar 14, 2022 | Mar 31, 2022 | € 0,01 | 71,77% |
| Dec 23, 2021 | — | € 3,23 | 79,21% |
| Sep 14, 2021 | Sep 30, 2021 | € 0,02 | 1,08% |
| Jun 14, 2021 | Jun 30, 2021 | € 0,02 | 1,20% |
Belangrijkste Punten
Revenue grew 23,50% annually over 5 years — strong growth
Earnings grew 175,51% over the past year
Debt/Equity of 2,89 — high leverage
Generating 11,60M in free cash flow
Capital efficient — spends only 0,18% of revenue on capex
Interest coverage of 1,94× — tight debt servicing
Groei
Revenue Growth (5Y)
23,50%
Revenue (1Y)26,20%
Earnings (1Y)175,51%
FCF Growth (3Y)N/A
Kwaliteit
Return on Equity
9,98%
ROIC8,75%
Net Margin7,54%
Op. Margin34,81%
Veiligheid
Debt / Equity
2,89
Current Ratio8,03
Interest Coverage1,94
Waardering
P/E Ratio
29,64
Forward P/E9,49
P/B Ratio2,92
EV/EBITDA12,56
Dividend Yield0,04%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 26,20% | Revenue Growth (3Y) | 32,24% |
| Earnings Growth (1Y) | 175,51% | Earnings Growth (3Y) | N/A |
| Revenue Growth (5Y) | 23,50% | Earnings Growth (5Y) | -61,64% |
| Profitability | |||
| Revenue (TTM) | 278,58M | Net Income (TTM) | 21,01M |
| ROE | 9,98% | ROA | 2,12% |
| Gross Margin | 79,58% | Operating Margin | 34,81% |
| Net Margin | 7,54% | Free Cash Flow (TTM) | 11,60M |
| ROIC | 8,75% | FCF Growth (3Y) | N/A |
| Safety | |||
| Debt / Equity | 2,89 | Current Ratio | 8,03 |
| Interest Coverage | 1,94 | ||
| Dividends | |||
| Dividend Yield | 0,04% | Payout Ratio | 0,77% |
| Dividend Growth (3Y) | -1,83% | Dividend Growth (5Y) | -17,30% |
| Consecutive Div Years | 7 yrs | ||
| Valuation | |||
| P/E Ratio | 29,64 | Forward P/E | 9,49 |
| P/B Ratio | 2,92 | P/S Ratio | 2,23 |
| PEG Ratio | 0,00 | Forward PEG | N/A |
| EV/EBITDA | 12,56 | Fwd EV/EBITDA | 52,98 |
| Forward P/S | 2,11 | Fwd Earnings Yield | 10,54% |
| FCF Yield | 1,86% | ||
| Market Cap | 622,63M | Enterprise Value | 1,22B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 278,58M | 220,76M | 159,32M | 196,67M | 119,74M |
| Net Income | 21,01M | 7,63M | -106,78M | 15,89M | 969,80M |
| EPS (Diluted) | 0,05 | 0,00 | -0,44 | 0,04 | 0,02 |
| Gross Profit | 221,71M | 88,15M | 17,12M | 90,81M | 51,93M |
| Operating Income | 96,98M | 15,05M | -56,20M | 24,17M | -19,31M |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 991,84M | 937,16M | 1,28B | 1,41B | 1,15B |
| Total Liabilities | 757,90M | 726,25M | 1,08B | 1,22B | 927,49M |
| Shareholders' Equity | 213,52M | 207,48M | 209,49M | 193,68M | 218,63M |
| Total Debt | 617,41M | 590,94M | 917,70M | 1,03B | 274,60M |
| Cash & Equivalents | 22,38M | 15,47M | 23,24M | 12,72M | 45,04M |
| Current Assets | 558,80M | 560,54M | 931,54M | 1,00B | 510,39M |
| Current Liabilities | 69,59M | 50,61M | 57,43M | 75,45M | 513,76M |