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Employers Holdings, Inc.

Data quality: 100%
EIG
NYSE Financial Services Insurance - Specialty
$40.04
▼ $0.08 (-0.20%)
Mkt Cap: 936.39M
Day Range
$39.90 $40.49
52-Week Range
$35.73 $51.48
Volume
124,267
50D / 200D Avg
$42.47 / $42.68
Prev Close
$40.12

Quick Summary

Price History

Financial Trends

Peer Comparison

vs Financial Services sector median (855 peers)

Metric Stock Sector Median
P/E 86.7 10.4
P/B 1.0 1.1
ROE % 1.1 11.6
Net Margin % 1.3 16.8
Rev Growth 5Y % 5.1 11.6
D/E 0.0 0.5

Analyst Price Target

No analyst coverage available

Earnings Estimates

Period EPS Est. Revenue Est. Analysts
FY2027 $2.43
$2.33 – $2.53
855.05M 1
FY2026 $2.02
$1.99 – $2.03
840.25M 1

Earnings Surprises

Last 8 quarters
Quarter Est. EPS Actual EPS Surprise
2026-02-19 $0.53 $0.66 +25.0%
2025-10-30 $0.61 -$1.10 -280.3%
2025-07-30 $0.94 $0.48 -48.9%
2025-05-01 $0.69 $0.87 +26.1%
2025-02-20 $1.08 $1.15 +6.5%
2024-10-30 $0.78 $0.81 +3.8%
2024-07-31 $1.08 $1.10 +1.9%
2024-04-25 $0.69 $0.67 -2.9%

Dividend History

7 yr streak

Yield

0.03%

Payout Ratio

2.77%

Growth (3Y)

-27.31%

Growth (5Y)

4.73%

Ex-Date Payment Date Amount Yield
Mar 04, 2026 Mar 18, 2026 $0.32 3.03%
Nov 12, 2025 Nov 26, 2025 $0.32 3.23%
Aug 13, 2025 Aug 27, 2025 $0.32 2.93%
May 14, 2025 May 28, 2025 $0.32 2.54%
Mar 05, 2025 Mar 19, 2025 $0.30 2.39%
Nov 13, 2024 Nov 27, 2024 $0.30 2.21%
Aug 14, 2024 Aug 28, 2024 $0.30 2.54%
May 07, 2024 May 22, 2024 $0.30 2.66%
Feb 27, 2024 Mar 13, 2024 $0.28 2.43%
Nov 07, 2023 Nov 22, 2023 $0.28 6.14%
Aug 08, 2023 Aug 23, 2023 $0.28 5.96%
May 09, 2023 May 24, 2023 $0.28 8.76%
Feb 28, 2023 Mar 15, 2023 $0.26 7.41%
Dec 05, 2022 Dec 20, 2022 $1.25 7.47%
Nov 08, 2022 Nov 23, 2022 $0.26 4.64%
Aug 09, 2022 Aug 24, 2022 $0.26 5.08%
May 31, 2022 Jun 15, 2022 $1.00 4.85%
May 10, 2022 May 25, 2022 $0.26 2.59%
Feb 28, 2022 Mar 15, 2022 $0.25 2.57%
Nov 09, 2021 Nov 24, 2021 $0.25 2.46%

Key Takeaways

Revenue grew 5.11% annually over 5 years — modest growth
Earnings declined -90.89% over the past year
ROE of 1.07% is below average
Debt/Equity of 0.04 — conservative balance sheet
Generating 42.50M in free cash flow
P/E of 86.70 — premium valuation

Growth

Revenue Growth (5Y)
5.11%
Revenue (1Y)-2.55%
Earnings (1Y)-90.89%
FCF Growth (3Y)-5.11%

Quality

Return on Equity
1.07%
ROIC0.90%
Net Margin1.26%
Op. Margin1.40%

Safety

Debt / Equity
0.04
Current Ratio4.98
Interest Coverage24.00

Valuation

P/E Ratio
86.70
Forward P/E19.86
P/B Ratio0.98
EV/EBITDA67.96
Dividend Yield0.03%

All Fundamental Metrics

Growth
Revenue Growth (1Y) -2.55% Revenue Growth (3Y) 0.43%
Earnings Growth (1Y) -90.89% Earnings Growth (3Y) -69.76%
Revenue Growth (5Y) 5.11% Earnings Growth (5Y) -45.15%
Profitability
Revenue (TTM) 858.20M Net Income (TTM) 10.80M
ROE 1.07% ROA 0.31%
Gross Margin 32.21% Operating Margin 1.40%
Net Margin 1.26% Free Cash Flow (TTM) 42.50M
ROIC 0.90% FCF Growth (3Y) -5.11%
Safety
Debt / Equity 0.04 Current Ratio 4.98
Interest Coverage 24.00
Dividends
Dividend Yield 0.03% Payout Ratio 2.77%
Dividend Growth (3Y) -27.31% Dividend Growth (5Y) 4.73%
Consecutive Div Years 7 yrs
Valuation
P/E Ratio 86.70 Forward P/E 19.86
P/B Ratio 0.98 P/S Ratio 1.09
PEG Ratio -1.06 Forward PEG N/A
EV/EBITDA 67.96 Fwd EV/EBITDA 7.10
Forward P/S 1.11 Fwd Earnings Yield 5.04%
FCF Yield 4.54%
Market Cap 936.39M Enterprise Value 815.49M

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue 858.20M 880.70M 850.90M 713.50M 703.10M
Net Income 10.80M 118.60M 118.10M 48.40M 119.30M
EPS (Diluted) 0.45 4.71 4.45 1.75 4.17
Gross Profit 276.40M 323.30M 345.20M 226.60M 311.80M
Operating Income 12.00M 146.70M 148.40M 55.80M 147.00M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 3.44B 3.54B 3.55B 3.72B 3.78B
Total Liabilities 2.48B 2.47B 2.54B 2.77B 2.57B
Shareholders' Equity 955.70M 1.07B 1.01B 944.20M 1.21B
Total Debt 38.90M 4.20M 5.90M 196.10M 16.60M
Cash & Equivalents 159.80M 68.30M 226.40M 89.20M 75.10M
Current Assets 160.00M 0.0 1.72B 0.0 3.19B
Current Liabilities 32.10M 0.0 1.45B 0.0 2.47B

Strategy Scores

This stock passed the criteria for 1 strategy

Score = fit strength (0–100)
Rank = position among all matches

Recent Activity

Entered Deep Value Investing (Seth Klarman)
Mar 24, 2026