Embassy Bancorp, Inc.
Qualité des données : 83%
EMYB
OTC
Financial Services
Depository Institutions
19,92 €
▲
0,09 €
(0,45%)
Cap. Boursière: 150,17 M
Prix
19,64 €
Cap. Boursière
150,17 M
Fourchette du Jour
—
Fourchette 52 Semaines
—
Volume
—
Ouverture —
Moyenne 50J / 200J
—
Moyenne 50J / 200J
—
Quick Summary
Points Clés
Earnings grew 31,20% over the past year
ROE of 11,57% — decent returns on equity
Generating 12,20 M in free cash flow
P/E of 10,96 — trading at a low valuation
Cash machine — converts 89,08% of earnings into free cash flow
Croissance
Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)31,20%
FCF Growth (3Y)-19,21%
Qualité
Return on Equity
11,57%
Au-dessus de la moyenne du secteur (9,24%)
ROICN/A
Net MarginN/A
Op. MarginN/A
Sécurité
Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A
Valorisation
PE (TTM)
10,96
En dessous de la moyenne du secteur (11,15)
P/B Ratio1,23
EV/EBITDAN/A
Dividend YieldN/A
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (2180 pairs)
Comparaison Sectorielle
vs médiane du secteur Financial Services (2180 pairs)| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 11,0 | 11,1 |
| P/B | 1,2 | 1,2 |
| ROE % | 11,6 | 9,2 |
| Net Margin % | — | 9,4 |
| Rev Growth 5Y % | — | 5,9 |
| D/E | — | 0,5 |
Objectif de Cours des Analystes
Aucune couverture d'analyste disponible
Estimations de Bénéfices
Aucune estimation prévisionnelle disponible
No quarterly estimates available
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | N/A | Revenue Growth (3Y) | N/A |
| Earnings Growth (1Y) | 31,20% | Earnings Growth (3Y) | 4,03% |
| Revenue Growth (5Y) | N/A | Earnings Growth (5Y) | -4,96% |
| Profitability | |||
| Revenue (TTM) | N/A | Net Income (TTM) | 13,70 M |
| ROE | 11,57% | ROA | 0,77% |
| Gross Margin | N/A | Operating Margin | N/A |
| Net Margin | N/A | Free Cash Flow (TTM) | 12,20 M |
| ROIC | N/A | FCF Growth (3Y) | -19,21% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | N/A | Asset Turnover | N/A |
| Working Capital | N/A | Tangible Book Value | 122,43 M |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 10,96 | Forward P/E | N/A |
| P/B Ratio | 1,23 | P/S Ratio | N/A |
| PEG Ratio | N/A | Forward PEG | N/A |
| EV/EBITDA | N/A | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 8,12% | ||
| Market Cap | 150,17 M | Enterprise Value | 150,17 M |
| Per Share | |||
| EPS (Diluted TTM) | 1,79 | Revenue / Share | N/A |
| FCF / Share | 1,60 | OCF / Share | 1,68 |
| EPS CAGR (1Y) | 30,66% | EPS CAGR (5Y) | -5,24% |
| EPS CAGR (10Y) | 7,17% | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 89,08% |
| SBC-Adj. FCF | N/A | Growth Momentum | N/A |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Net Income | 13,70 M | 10,44 M | 12,66 M | 17,70 M | 16,79 M |
| EPS (Diluted) | 1,79 | 1,37 | 1,67 | 2,34 | 2,22 |
| Gross Profit | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | — | — | — |
| D&A | — | — | — | — | — |
| Interest Expense | 42,42 M | 36,18 M | 18,12 M | 4,10 M | 4,01 M |
| Income Tax | 2,90 M | 2,07 M | 2,80 M | 4,29 M | 4,07 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 1,80 B | 1,70 B | 1,66 B | 1,64 B | 1,63 B |
| Total Liabilities | 1,67 B | 1,60 B | 1,55 B | 1,55 B | 1,51 B |
| Shareholders' Equity | 127,58 M | 106,48 M | 105,66 M | 88,28 M | 122,52 M |
| Total Debt | — | — | — | 14,65 M | 14,65 M |
| Cash & Equivalents | — | — | — | — | — |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
{"event":"ticker_viewed","properties":{"ticker":"EMYB","listing_kind":"stock","pathname":"/stocks/emyb","exchange":"OTC","country":"US"}}