Skip to main content

Embassy Bancorp, Inc.

Qualité des données : 83%
EMYB
OTC Financial Services Depository Institutions
19,92 €
▲ 0,09 € (0,45%)
Cap. Boursière: 150,17 M
Prix
19,64 €
Cap. Boursière
150,17 M
Fourchette du Jour
Fourchette 52 Semaines
Volume
Ouverture —
Moyenne 50J / 200J
Moyenne 50J / 200J

Quick Summary

Points Clés

Earnings grew 31,20% over the past year
ROE of 11,57% — decent returns on equity
Generating 12,20 M in free cash flow
P/E of 10,96 — trading at a low valuation
Cash machine — converts 89,08% of earnings into free cash flow

Croissance

Revenue Growth (5Y)
N/A
Revenue (1Y)N/A
Earnings (1Y)31,20%
FCF Growth (3Y)-19,21%

Qualité

Return on Equity
11,57%
Au-dessus de la moyenne du secteur (9,24%)
ROICN/A
Net MarginN/A
Op. MarginN/A

Sécurité

Debt / Equity
N/A
Current RatioN/A
Interest CoverageN/A

Valorisation

PE (TTM)
10,96
En dessous de la moyenne du secteur (11,15)
P/B Ratio1,23
EV/EBITDAN/A
Dividend YieldN/A

Historique des Prix

Tendances Financières

Comparaison Sectorielle

vs médiane du secteur Financial Services (2180 pairs)
Métrique Action Médiane du Secteur
P/E 11,0 11,1
P/B 1,2 1,2
ROE % 11,6 9,2
Net Margin % 9,4
Rev Growth 5Y % 5,9
D/E 0,5

Objectif de Cours des Analystes

Aucune couverture d'analyste disponible

Estimations de Bénéfices

Aucune estimation prévisionnelle disponible

All Fundamental Metrics

Growth
Revenue Growth (1Y) N/A Revenue Growth (3Y) N/A
Earnings Growth (1Y) 31,20% Earnings Growth (3Y) 4,03%
Revenue Growth (5Y) N/A Earnings Growth (5Y) -4,96%
Profitability
Revenue (TTM) N/A Net Income (TTM) 13,70 M
ROE 11,57% ROA 0,77%
Gross Margin N/A Operating Margin N/A
Net Margin N/A Free Cash Flow (TTM) 12,20 M
ROIC N/A FCF Growth (3Y) -19,21%
Safety
Debt / Equity N/A Current Ratio N/A
Interest Coverage N/A Asset Turnover N/A
Working Capital N/A Tangible Book Value 122,43 M
Dividends
Dividend Yield N/A Payout Ratio N/A
Dividend Growth (3Y) N/A Dividend Growth (5Y) N/A
Consecutive Div Years N/A
Valuation
P/E Ratio 10,96 Forward P/E N/A
P/B Ratio 1,23 P/S Ratio N/A
PEG Ratio N/A Forward PEG N/A
EV/EBITDA N/A Fwd EV/EBITDA N/A
Forward P/S N/A Fwd Earnings Yield N/A
FCF Yield 8,12%
Market Cap 150,17 M Enterprise Value 150,17 M
Per Share
EPS (Diluted TTM) 1,79 Revenue / Share N/A
FCF / Share 1,60 OCF / Share 1,68
EPS CAGR (1Y) 30,66% EPS CAGR (5Y) -5,24%
EPS CAGR (10Y) 7,17%
Efficiency
CapEx / Revenue N/A FCF Conversion 89,08%
SBC-Adj. FCF N/A Growth Momentum N/A

Income Statement

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Revenue
Net Income 13,70 M 10,44 M 12,66 M 17,70 M 16,79 M
EPS (Diluted) 1,79 1,37 1,67 2,34 2,22
Gross Profit
Operating Income
EBITDA
R&D Expenses
SG&A Expenses
D&A
Interest Expense 42,42 M 36,18 M 18,12 M 4,10 M 4,01 M
Income Tax 2,90 M 2,07 M 2,80 M 4,29 M 4,07 M

Balance Sheet

Annual, most recent first
Metric FY2025 FY2024 FY2023 FY2022 FY2021
Total Assets 1,80 B 1,70 B 1,66 B 1,64 B 1,63 B
Total Liabilities 1,67 B 1,60 B 1,55 B 1,55 B 1,51 B
Shareholders' Equity 127,58 M 106,48 M 105,66 M 88,28 M 122,52 M
Total Debt 14,65 M 14,65 M
Cash & Equivalents
Current Assets
Current Liabilities