رجوع

Enova International, Inc.

جودة البيانات: 100%

ENVA

NYSE Financial Services Financial - Credit Services

KWD 137.38

▲ KWD 0.04 (0.03%)

القيمة السوقية: 3.44B

نطاق اليوم

KWD 135.15 KWD 138.81

نطاق 52 أسبوعًا

KWD 79.41 KWD 176.68

حجم التداول

101,130

متوسط 50 يوم / 200 يوم

KWD 149.86 / KWD 127.86

الإغلاق السابق

KWD 137.34

تاريخ السعر

الاتجاهات المالية

مقارنة الأقران

مقابل وسيط قطاع Financial Services (854 نظير)

المقياس	السهم	وسيط القطاع
P/E	11.1	10.3
P/B	2.6	1.1
ROE %	24.3	11.6
Net Margin %	9.8	16.8
Rev Growth 5Y %	27.1	11.6
D/E	3.4	0.5

السعر المستهدف للمحللين

Hold

KWD 193.000 +40.5%

Low: KWD 189.000 High: KWD 199.000

مكرر الربحية المستقبلي

8.7

ربحية السهم المستقبلية

KWD 15.825

نمو ربحية السهم (تقدير)

+0.0%

الإيرادات المقدّرة

3.7 B

تقديرات الأرباح

الفترة	تقدير ربحية السهم	تقدير الإيرادات	المحللون
FY2028	KWD 24.627 KWD 24.191 – KWD 25.564	5.4 B	1
FY2027	KWD 18.766 KWD 18.434 – KWD 19.480	4.2 B	2
FY2026	KWD 15.825 KWD 15.795 – KWD 15.845	3.7 B	4

النقاط الرئيسية

Revenue grew 27.09% annually over 5 years — strong growth

Earnings grew 47.24% over the past year

ROE of 24.34% indicates high profitability

Debt/Equity of 3.41 — high leverage

Generating 1.77B in free cash flow

P/E of 11.14 — trading at a low valuation

النمو

Revenue Growth (5Y)

27.09%

Revenue (1Y)18.58%

Earnings (1Y)47.24%

FCF Growth (3Y)25.69%

الجودة

Return on Equity

24.34%

ROIC9.40%

Net Margin9.78%

Op. Margin23.46%

الأمان

Debt / Equity

3.41

Current Ratio0.23

Interest Coverage4.36

التقييم

P/E Ratio

11.14

P/B Ratio2.57

EV/EBITDA10.72

Dividend Yield0.00%

All Fundamental Metrics

Growth
Revenue Growth (1Y)	18.58%	Revenue Growth (3Y)	22.00%
Earnings Growth (1Y)	47.24%	Earnings Growth (3Y)	32.70%
Revenue Growth (5Y)	27.09%	Earnings Growth (5Y)	4.73%
Profitability
Revenue (TTM)	3.15B	Net Income (TTM)	308.39M
ROE	24.34%	ROA	4.77%
Gross Margin	50.13%	Operating Margin	23.46%
Net Margin	9.78%	Free Cash Flow (TTM)	1.77B
ROIC	9.40%	FCF Growth (3Y)	25.69%
Safety
Debt / Equity	3.41	Current Ratio	0.23
Interest Coverage	4.36	Dividend Yield	0.00%
Valuation
P/E Ratio	11.14	P/B Ratio	2.57
P/S Ratio	1.09	PEG Ratio	0.22
EV/EBITDA	10.72	Dividend Yield	0.00%
Market Cap	3.44B	Enterprise Value	7.93B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	3.15B	2.66B	2.12B	1.74B	1.21B
Net Income	308.39M	209.45M	175.12M	207.42M	256.30M
EPS (Diluted)	11.58	7.43	5.49	6.19	6.79
Gross Profit	1.58B	1.24B	1.04B	1.00B	947.75M
Operating Income	739.43M	584.76M	422.14M	383.99M	413.06M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric	FY2025	FY2024	FY2023	FY2022	FY2021
Total Assets	6.47B	5.27B	4.59B	3.78B	2.76B
Total Liabilities	5.13B	4.07B	3.35B	2.59B	1.67B
Shareholders' Equity	1.34B	1.20B	1.24B	1.19B	1.09B
Total Debt	4.56B	3.60B	2.99B	2.29B	1.43B
Cash & Equivalents	71.71M	73.91M	377.44M	100.17M	165.48M
Current Assets	71.71M	4.81B	4.12B	3.31B	2.29B
Current Liabilities	305.85M	483.30M	261.16M	198.32M	156.10M

درجات الاستراتيجيات

This stock passed the criteria for 3 strategies

Score = fit strength (0–100)

Rank = position among all matches

Custom Contrarian Investing (David Dreman)

#437 of 670

Growth Growth Investing (Philip Fisher)

#103 of 157

Growth + Value Growth at a Reasonable Price (Peter Lynch)

#179 of 332

النشاط الأخير

دخل Contrarian Investing (David Dreman)

Mar 24, 2026

دخل Growth Investing (Philip Fisher)

Mar 24, 2026

دخل Growth at a Reasonable Price (Peter Lynch)

Mar 24, 2026