Prix
4,99 €
Cap. Boursière
1,37 B
Fourchette du Jour
4,87 € — 5,00 €
Fourchette 52 Semaines
4,65 € — 8,75 €
Volume
19 210
Ouverture 5,00 €
Moyenne 50J / 200J
5,72 €
12,82% below
Moyenne 50J / 200J
6,83 €
26,95% below
Quick Summary
Points Clés
Revenue grew 5,33% annually over 5 years — modest growth
Generating 249,05 M in free cash flow
Revenue growth is decelerating — 1Y growth trails 5Y average by 5,28%
Cash machine — converts 341,26% of earnings into free cash flow
ROIC of 3,20% — low return on invested capital
Interest coverage of 1,32× — tight debt servicing
Croissance
Revenue Growth (5Y)
5,33%
En dessous de la moyenne du secteur (5,83%)
Revenue (1Y)0,05%
Earnings (1Y)-9,18%
FCF Growth (3Y)3,50%
Qualité
Return on Equity
N/A
ROIC3,20%
Net Margin9,50%
Op. Margin17,66%
Sécurité
Debt / Equity
N/A
Current RatioN/A
Interest Coverage1,32
Valorisation
PE (TTM)
18,83
Au-dessus de la moyenne du secteur (11,15)
P/B RatioN/A
EV/EBITDA3,69
Dividend YieldN/A
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (2144 pairs)
Comparaison Sectorielle
vs médiane du secteur Financial Services (2144 pairs)| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 18,8 | 11,1 |
| P/B | — | 1,2 |
| ROE % | — | 9,2 |
| Net Margin % | 9,5 | 9,4 |
| Rev Growth 5Y % | 5,3 | 5,8 |
| D/E | — | 0,5 |
All Fundamental Metrics
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 0,05% | Revenue Growth (3Y) | 1,92% |
| Earnings Growth (1Y) | -9,18% | Earnings Growth (3Y) | -7,02% |
| Revenue Growth (5Y) | 5,33% | Earnings Growth (5Y) | N/A |
| Profitability | |||
| Revenue (TTM) | 768,27 M | Net Income (TTM) | 72,98 M |
| ROE | N/A | ROA | 1,78% |
| Gross Margin | N/A | Operating Margin | 17,66% |
| Net Margin | 9,50% | Free Cash Flow (TTM) | 249,05 M |
| ROIC | 3,20% | FCF Growth (3Y) | 3,50% |
| Safety | |||
| Debt / Equity | N/A | Current Ratio | N/A |
| Interest Coverage | 1,32 | Asset Turnover | 0,19 |
| Working Capital | N/A | Tangible Book Value | N/A |
| Dividends | |||
| Dividend Yield | N/A | Payout Ratio | N/A |
| Dividend Growth (3Y) | N/A | Dividend Growth (5Y) | N/A |
| Consecutive Div Years | N/A | ||
| Valuation | |||
| P/E Ratio | 18,83 | Forward P/E | N/A |
| P/B Ratio | N/A | P/S Ratio | 1,79 |
| PEG Ratio | N/A | Forward PEG | N/A |
| EV/EBITDA | 3,69 | Fwd EV/EBITDA | N/A |
| Forward P/S | N/A | Fwd Earnings Yield | N/A |
| FCF Yield | 18,12% | ||
| Market Cap | 1,37 B | Enterprise Value | 1,22 B |
| Per Share | |||
| EPS (Diluted TTM) | 0,25 | Revenue / Share | 2,79 |
| FCF / Share | 0,90 | OCF / Share | 0,90 |
| EPS CAGR (1Y) | -10,71% | EPS CAGR (5Y) | N/A |
| EPS CAGR (10Y) | -4,55% | ||
| Efficiency | |||
| CapEx / Revenue | N/A | FCF Conversion | 341,26% |
| SBC-Adj. FCF | 224,94 M | Growth Momentum | -5,28 |
Income Statement
Annual, most recent first
Income Statement
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 768,27 M | 767,92 M | 739,57 M | 727,04 M | 624,09 M |
| Net Income | 72,98 M | 80,36 M | 84,41 M | 63,21 M | -13,04 M |
| EPS (Diluted) | 0,25 | 0,28 | 0,30 | 0,22 | -0,06 |
| Gross Profit | — | — | — | — | — |
| Operating Income | 135,65 M | 158,71 M | 146,71 M | 127,03 M | 79,13 M |
| EBITDA | — | — | — | — | — |
| R&D Expenses | — | — | — | — | — |
| SG&A Expenses | — | — | 63,94 M | 61,77 M | 55,95 M |
| D&A | 194,76 M | 184,82 M | 189,91 M | 216,89 M | 201,81 M |
| Interest Expense | 103,13 M | 105,24 M | 101,48 M | 101,21 M | 94,39 M |
| Income Tax | 2,56 M | 2,69 M | 2,72 M | 1,55 M | -1,73 M |
Balance Sheet
Annual, most recent first
Balance Sheet
Annual, most recent first| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 4,47 B | 4,51 B | 4,22 B | 4,16 B | 4,28 B |
| Total Liabilities | 2,65 B | 2,73 B | 2,49 B | 2,48 B | 2,60 B |
| Shareholders' Equity | — | — | — | — | — |
| Total Debt | — | — | — | — | — |
| Cash & Equivalents | 132,66 M | 385,47 M | 346,62 M | 264,43 M | 423,70 M |
| Current Assets | — | — | — | — | — |
| Current Liabilities | — | — | — | — | — |
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