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Essent Group Ltd.

Datakwaliteit: 100%

ESNT

NYSE Financial Services Insurance - Specialty

€ 57,41

▼ € 0,26 (-0,45%)

Marktkapitalisatie: 5,55B

Dagbereik

€ 57,19 € 58,02

52-Weeksbereik

€ 51,61 € 67,09

Volume

418.858

50D / 200D Gem.

€ 61,19 / € 61,22

Vorige Slotkoers

€ 57,67

Koershistorie

Financiële Trends

Sectorvergelijking

vs Financial Services sector mediaan (854 peers)

Metriek	Aandeel	Sector Mediaan
P/E	8,0	10,3
P/B	1,0	1,1
ROE %	12,2	11,7
Net Margin %	54,7	16,8
Rev Growth 5Y %	5,2	11,7
D/E	0,1	0,5

Koersdoel Analisten

Geen analistendekking beschikbaar

Winstschattingen

Periode	WPA Sch.	Omzet Sch.	Analisten
FY2028	€ 8,95 € 8,70 – € 9,29	1,3 B	1
FY2027	€ 7,63 € 7,31 – € 7,97	1,3 B	5
FY2026	€ 7,14 € 7,08 – € 7,21	1,2 B	5

Belangrijkste Punten

Revenue grew 5,23% annually over 5 years — modest growth

ROE of 12,15% — decent returns on equity

Net margin of 54,72% shows strong profitability

Debt/Equity of 0,10 — conservative balance sheet

Generating 848,69M in free cash flow

P/E of 8,04 — trading at a low valuation

Groei

Revenue Growth (5Y)

5,23%

Revenue (1Y)-0,49%

Earnings (1Y)-5,41%

FCF Growth (3Y)5,74%

Kwaliteit

Return on Equity

12,15%

ROIC9,75%

Net Margin54,72%

Op. Margin65,18%

Veiligheid

Debt / Equity

0,10

Current Ratio0,34

Interest Coverage25,14

Waardering

P/E Ratio

8,04

P/B Ratio0,96

EV/EBITDA7,29

Dividend Yield0,02%

All Fundamental Metrics

Growth
Revenue Growth (1Y)	-0,49%	Revenue Growth (3Y)	5,58%
Earnings Growth (1Y)	-5,41%	Earnings Growth (3Y)	-0,46%
Revenue Growth (5Y)	5,23%	Earnings Growth (5Y)	0,30%
Profitability
Revenue (TTM)	1,26B	Net Income (TTM)	689,97M
ROE	12,15%	ROA	9,27%
Gross Margin	88,16%	Operating Margin	65,18%
Net Margin	54,72%	Free Cash Flow (TTM)	848,69M
ROIC	9,75%	FCF Growth (3Y)	5,74%
Safety
Debt / Equity	0,10	Current Ratio	0,34
Interest Coverage	25,14	Dividend Yield	0,02%
Valuation
P/E Ratio	8,04	P/B Ratio	0,96
P/S Ratio	4,40	PEG Ratio	12,91
EV/EBITDA	7,29	Dividend Yield	0,02%
Market Cap	5,55B	Enterprise Value	5,99B

Income Statement

Annual, most recent first

Income statement data, annual, most recent first
Metric	FY2025	FY2024	FY2023	FY2022	FY2021
Revenue	1,26B	1,27B	1,13B	1,02B	1,03B
Net Income	689,97M	729,40M	696,39M	831,35M	681,78M
EPS (Diluted)	6,90	6,85	6,50	7,72	6,11
Gross Profit	1,11B	1,19B	1,10B	1,19B	997,45M
Operating Income	821,86M	855,49M	823,00M	988,19M	822,31M

Balance Sheet

Annual, most recent first

Balance sheet data, annual, most recent first
Metric	FY2025	FY2024	FY2023	FY2022	FY2021
Total Assets	7,44B	7,11B	6,43B	5,72B	5,72B
Total Liabilities	1,68B	1,51B	1,32B	1,26B	1,49B
Shareholders' Equity	5,76B	5,60B	5,10B	4,46B	4,24B
Total Debt	562,61M	493,96M	421,92M	420,86M	419,82M
Cash & Equivalents	123,05M	131,48M	141,79M	81,24M	81,49M
Current Assets	174,32M	0,0	205,05M	390,67M	5,09B
Current Liabilities	513,43M	0,0	500,25M	418,46M	419,82M

Strategiescores

This stock passed the criteria for 2 strategies

Score = fit strength (0–100)

Rank = position among all matches

Custom Deep Value Investing (Seth Klarman)

#715 of 820

Value Defensive Investing (Benjamin Graham)

#356 of 708

Recente Activiteit

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