Retour
65
39
89
Fourchette du Jour
273,83 €
280,48 €
Fourchette 52 Semaines
148,63 €
388,71 €
Volume
544 161
Moyenne 50J / 200J
330,37 €
/
315,68 €
Clôture Précédente
279,12 €
Historique des Prix
Tendances Financières
Comparaison Sectorielle
vs médiane du secteur Financial Services (854 pairs)
| Métrique | Action | Médiane du Secteur |
|---|---|---|
| P/E | 18,6 | 10,3 |
| P/B | 5,4 | 1,1 |
| ROE % | 31,7 | 11,7 |
| Net Margin % | 15,3 | 16,9 |
| Rev Growth 5Y % | 4,1 | 11,6 |
| D/E | 0,6 | 0,5 |
Objectif de Cours des Analystes
Hold
398,83 €
+43.2%
Low: 381,00 €
High: 420,00 €
P/E Prévisionnel
15,2
BPA Prévisionnel
18,36 €
Croissance BPA (est.)
+0,0%
CA Est.
4,7 B
Estimations de Bénéfices
| Période | BPA Est. | CA Est. | Analystes |
|---|---|---|---|
| FY2029 |
22,16 €
19,49 € – 24,16 €
|
6,1 B | 1 |
| FY2028 |
25,13 €
21,54 € – 28,72 €
|
5,7 B | 2 |
| FY2027 |
23,07 €
19,58 € – 27,00 €
|
5,3 B | 6 |
Points Clés
Revenue grew 4,08% annually over 5 years — modest growth
Earnings grew 56,48% over the past year
ROE of 31,66% indicates high profitability
Net margin of 15,26% shows strong profitability
Generating 1,18B in free cash flow
PEG of 0,46 suggests growth is underpriced
Croissance
Revenue Growth (5Y)
4,08%
Revenue (1Y)29,49%
Earnings (1Y)56,48%
FCF Growth (3Y)64,32%
Qualité
Return on Equity
31,66%
ROIC19,39%
Net Margin15,26%
Op. Margin21,24%
Sécurité
Debt / Equity
0,57
Current Ratio2,16
Interest Coverage33,96
Valorisation
P/E Ratio
18,63
P/B Ratio5,43
EV/EBITDA13,05
Dividend Yield0,01%
All Fundamental Metrics
| Growth | |||
| Revenue Growth (1Y) | 29,49% | Revenue Growth (3Y) | 26,03% |
| Earnings Growth (1Y) | 56,48% | Earnings Growth (3Y) | 52,21% |
| Revenue Growth (5Y) | 4,08% | Earnings Growth (5Y) | -5,43% |
| Profitability | |||
| Revenue (TTM) | 3,88B | Net Income (TTM) | 591,92M |
| ROE | 31,66% | ROA | 11,05% |
| Gross Margin | 98,00% | Operating Margin | 21,24% |
| Net Margin | 15,26% | Free Cash Flow (TTM) | 1,18B |
| ROIC | 19,39% | FCF Growth (3Y) | 64,32% |
| Safety | |||
| Debt / Equity | 0,57 | Current Ratio | 2,16 |
| Interest Coverage | 33,96 | Dividend Yield | 0,01% |
| Valuation | |||
| P/E Ratio | 18,63 | P/B Ratio | 5,43 |
| P/S Ratio | 2,84 | PEG Ratio | 0,46 |
| EV/EBITDA | 13,05 | Dividend Yield | 0,01% |
| Market Cap | 11,03B | Enterprise Value | 10,76B |
Income Statement
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | 3,88B | 3,00B | 2,44B | 2,78B | 3,31B |
| Net Income | 591,92M | 378,28M | 255,48M | 476,52M | 740,12M |
| EPS (Diluted) | 14,05 | 9,08 | 6,37 | 11,61 | 17,08 |
| Gross Profit | 3,80B | 2,98B | 2,43B | 2,76B | 3,29B |
| Operating Income | 824,06M | 533,15M | 365,79M | 704,04M | 1,12B |
Balance Sheet
Annual, most recent first
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Total Assets | 5,36B | 4,17B | 3,70B | 3,62B | 3,80B |
| Total Liabilities | 3,04B | 2,23B | 1,92B | 1,89B | 2,17B |
| Shareholders' Equity | 2,03B | 1,71B | 1,58B | 1,54B | 1,32B |
| Total Debt | 1,16B | 923,32M | 844,39M | 687,82M | 721,04M |
| Cash & Equivalents | 1,43B | 939,71M | 651,73M | 786,29M | 719,54M |
| Current Assets | 3,86B | 1,39B | 1,05B | 1,19B | 1,10B |
| Current Liabilities | 1,78B | 122,25M | 62,25M | 66,78M | 78,95M |
Scores de Stratégies
This stock passed the criteria for 3 strategies
Score = fit strength (0–100)
Rank = position among all matches
Custom
Cash Flow Compounder
#150 of 1052
Custom
Capital Light Compounder
#113 of 218
Growth + Value
Growth at a Reasonable Price (Peter Lynch)
#3 of 332
Activité Récente
Entré
Cash Flow Compounder
Mar 24, 2026
Entré
Capital Light Compounder
Mar 24, 2026
Entré
Growth at a Reasonable Price (Peter Lynch)
Mar 24, 2026